This advertising offer (“Promo”) is stipulated by these Promo Terms and Finom TERMS & CONDITIONS. This Promo is only available to an eligible Participant in the Promo Period who agrees to these Promo Terms and meets eligibility criteria as stated herein.

Eligible Subscription: subscription plans “Start” in compositions offered during the Promo Period and in accordance with the FINOM TERMS & CONDITIONS. Eligible Subscription is subject to change or termination as stated in the TERMS & CONDITIONS.

Eligible Payment Services: FINOM payment services available to eligible User under the FINOM TERMS & CONDITIONS in the Promo Period under the Eligible Subscription.

FINOM: PNL Fintech B.V., the company registered at Jachthavenweg 109 H, 1081 KM Amsterdam, the Netherlands.

Initial Term: 99 years counting from an enrolment of the Participant into the Eligible Subscription unless terminated earlier in occurrence of any of the following events:

Termination or amendment of the composition of the Eligible Subscription, or
Termination of the Eligible Payment Services, or
Closure of the FINOM Business Account of the Participant opened during the Promo Period and in response to the Promo, or
Cessation of the Participant to be FINOM User, or
Discontinuation of professional or business activity of the Participant, or
Death of the Participant, or
Cessation, liquidation, dissolution or bankruptcy of FINOM, or
Cessation, liquidation, dissolution or bankruptcy of a financial institution involved in provision of the Eligible Payment Services, or
Inability, or impossibility, or feasibility of the Eligible Payment Services or Eligible Subscription, or
Provision and acceptance of ZERO rate becomes impossible or commercially unviable or onerous either to the Participant or to FINOM or to a financial institution involved in provision of the Eligible Payment Services, or
Other situations or occurrences upon which Participant may be informed from time to time.
The Participants performs less that 1 (one) payment transaction under the Eligible Payment Services in every 90 days of the Initial Term.

Participant: All the below eligibility conditions must be met by every FINOM User in order to qualify for and be the “Participant”:

· be a FINOM User, acting in a professional, business capacity, who never had any subscription with FINOM prior to the participation in this Promo;

· be a FINOM User voluntarily participates in this Promo by enrolling into the Eligible Subscription and by submitting the registration for FINOM Eligible Payment Services in the Promo Period;

· qualify for the Eligible Subscription and Eligible Payment Services and successfully opens FINOM Business Account and keep it open for the duration of the Eligible Subscription;

· agree and act in accordance with these Promo Terms and FINOM Terms and Conditions;

· keep the Eligible Subscription in force for at least the entire duration of the Initial Term or longer;

· perform more that 1 (one) payment transaction under the Eligible Payment Services in every 90 days of the Initial Term.

Promo: provision of access to the Eligible Subscription to the Participant at the special reduced Subscription Fee rate of “ZERO” in the Initial Term subject to these Promo Terms and FINOM TERMS & CONDITIONS. Upon expiry of the Initial Term or its cessation (see “Initial Term”) the Participant will be automatically charged with a Subscription Fee in the amount according to FINOM pricing in force at the moment of Participant’s enrolment for the chosen Subscription Period – monthly or annual.

Promo Conditions:

§ This Promo is not guaranteed.

§ This Promo is offered entirely at the sole discretion of FINOM and can be revoked or changed at any time.

§ This Promo is only available for the Eligible Subscription. If during the Initial Term the Participant changes the subscription to another plan the Promo immediately ceases without any reimbursement to the Participant. Thus, this Promo cannot be transferred to another subscription plan, it is only available for the Eligible Subscription and issued once.

§ Participation in this Promo does not guarantee registration and provision of the Payment Services. Any Applicant or Participant may be declined the Payment Services in accordance with Finom TERMS & CONDITIONS regardless of Promo.

§ Any benefits of this Promo (including “ZERO” rate) are not retroactively applicable to any subscriptions enrolled prior to the Promo Period.

§ The “ZERO” rate offered by the Promo is not applicable to any additional services or products purchased by or delivered to the Participant which are not included in the Eligible Subscription (f.e., but not limited to, additional Business Cards, additional SEPA payments, or cash withdrawals above limits of the Eligible Subscription).

§ The Participant ceases to be “Participant” immediately upon termination of the Eligible Subscription or the Eligible Payment Services in the Initial Term thus benefits provided by the Promo become annulled and not subject to reimbursement in any form.

§ THIS PROMO BECOMES AUTOMATICALLY NULL AND VOID TO PARTICIPANTS who act unlawfully or breach these Promo Terms or FINOM TERMS & CONDITIONS.

§ FINOM TERMS & CONDITIONS and Finom Reward Rules apply. Regardless of whether words are capitalised or not in these Promo Terms, the FINOM TERMS & CONDITIONS apply to all the meanings, such as the “Subscription”, “Payment Services”, and others, and regulate the relations of the User and FINOM.

§ These Promo Terms always apply and override conflicting provisions between the Promo Terms and the TERMS & CONDITIONS.

Promo Period: from 23 May to 31 May 2022, 23:59 CET

Promo transferability: Offerings of this Promo are only available to the Participant and cannot be shared or transferred to any other person.

Successful opening of FINOM Business Account: activation of FINOM Business Account/ FINOM Business Card for of the Participant in accordance with the FINOM TERMS & CONDITIONS.

TERMS & CONDITIONS: FINOM Terms & Conditions Italy as posted on FINOM website and as amended from time to time.

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