Undoubtedly the best business card

Free plastic and virtual cards for freelancers and SMEs packed up with next-level expense management solution

  • German IBAN account opened in 48 hours
  • Free VISA debit cards with 0% commission and up to 3% cashback
  • Free employee cards with spending control features
  • Team expenses ready for accounting with receipts collected and digitalized online
  • Plastic or virtual prepaid cards
Get card

ATM withdrawal limit of 10 000€ per month

Save time on accounting with your favorite software integration

FINOM Virtual Card —
quick, flexible, secure

  • Pay on the go

    Forget about the hassle of physical cards and pay with just your smart phone using Apple Pay or Google Pay

  • Feel secure

    No magnetic strips, visible card numbers or PINs. No risk of overspending above prepaid limits

  • Issue instanly

    Several clicks to create a card for any purpose and every employee

  • Manage in real-time

    Set limits, freeze, track, top-up or block cards in just a minute from mobile or desktop

Get card

Up to 3% cashback

Control your team spendings with expense management features

  • Unlimited virtual cards to your team in several clicks

    Enable faster purchasing by issuing personal cards or creating separate sub-accounts for your employees. Customize cards limits and spending policies

  • Full visibility on team spendings

    Enjoy real-time, customizable reporting available in app or desktop. Never miss a transaction with smart notifications.

  • Digitalize documents to simplify bookkeeping

    Extract data from receipt or any other document with auto-recognition feature

  • All bank accounts connected

    Combine all your finances in a single interface linking other banks accounts to FINOM. Integration? Will take several minutes and few clicks

  • Manage subscriptions with separate card

    Never let your recurring payments get loose. Issue a separate virtual card to control your subscriptions. Turn it on/off right from the interface and receive additional cashback for certain categories

    (coming soon)

  • Store documents in FINOM
    to triavilize paperwork

    Be it receipt, invoice or any other important document - collect it in FINOM secure storage in several clicks

6 steps to get your expenses in control

  • Issue

    plastic and virtual
    cards

  • Customize

    card limits and spending
    policies

  • Track

    expenses at
    a glance

  • Snap

    or upload
    receipts

  • Digitalize

    Receipts and other docs with auto-recognition

  • Import

    accounting-ready data to your software

Spend everywhere

Get fast and professional premium support from our Customer Care team!

  • Response time less than 1 minute using our in app WhatsApp or Chat
  • Dedicated phone or video support at a time that suits you
  • Request a product demo from one of our specialists
  • Interactive Help Centre available 24 hours
Start WhatsApp

Stop overpaying banks

Start with affordable € 0 plan for freelancers and self-starters. Looking for more?
Enjoy 1 month free trial* for all the other extended plans

Invoicing only
All-in-one
Invoicing Solo
Invoicing Start
Solo
Start
Premium
Corporate
Pay annuallyPay monthly

 

 

Maximum users

Multi-banking. Connected banks

Manual reconciliation of invoices and receipts

Invoices statuses tracking

Customization of invoice templates

Accounting integrations

Invoicing Solo

€ 0

Maximum users

1

Multi-banking. Connected banks

Manual reconciliation of invoices and receipts

Invoices statuses tracking

Customization of invoice templates

Accounting integrations

Invoicing Start

€ 4.99
€ 6.99

/month (excl. VAT) you save € 24

Maximum users

3

Multi-banking. Connected banks

Manual reconciliation of invoices and receipts

Invoices statuses tracking

Customization of invoice templates

Accounting integrations

 

 

Cashback

ATM withdrawal limits

Monthly fee for extended ATM withdrawal limit

Maximum users

Total wallets (Accounts)

Physical cards included

Virtual cards included

In/Out SEPA transfers

Included in plan

German IBAN

Accounting software integrations
(DATEV, LexOffice, SevDesk and others)

Bank accounts connected through multi-banking

All transactions history in smart dashboards

Real-time notifications

Solo

0 €
0 €

Cashback

0%

ATM withdrawal limits

€ 500

Monthly fee for extended ATM withdrawal limit

€ 15

Maximum users

1

Total wallets (Accounts)

1

Physical cards included

1

Virtual cards included

1

In/Out SEPA transfers

50

German IBAN

Accounting software integrations
(DATEV, LexOffice, SevDesk and others)

Bank accounts connected through multi-banking

All transactions history in smart dashboards

Real-time notifications

Premium

€ 18
€ 22

/month (excl. VAT) you save € 48

One month free, cancel anytime

Cashback

3%

ATM withdrawal limits

€ 5,000

Monthly fee for extended ATM withdrawal limit

€ 5

Maximum users

5

Total wallets (Accounts)

3

Physical cards included

5

Virtual cards included

5

In/Out SEPA transfers

200

German IBAN

Accounting software integrations
(DATEV, LexOffice, SevDesk and others)

Bank accounts connected through multi-banking

All transactions history in smart dashboards

Real-time notifications

Corporate

€ 69
€ 89

/month (excl. VAT) you save € 240

One month free, cancel anytime

Cashback

3%

ATM withdrawal limits

€ 10,000

Monthly fee for extended ATM withdrawal limit

Free

Maximum users

Total wallets (Accounts)

4

Physical cards included

Virtual cards included

In/Out SEPA transfers

German IBAN

Accounting software integrations
(DATEV, LexOffice, SevDesk and others)

Bank accounts connected through multi-banking

All transactions history in smart dashboards

Real-time notifications

What you get with FINOM

  • Automatic reconciliation of invoices and receipts
  • Secure cloud storage
  • Payment auto-reminders for customers
  • Accountant access
  • Free iPhone and Android Apps
  • Smart filters and reports
  • Free high-speed support

*The offer is limited in time and subject to terms and conditions

All banking services are offered by

Invite your accountant to have always a clear and transparent situation of the finances

  • Auto integration of invoicing with FINOM API in any e-store, CRM, or ERP

  • Function of uploading all documents and transactions

  • Document collection/ synchronization together with transactions

The security of your data

  • Our servers are protected and hosted in the European Union

    We comply with the 2016 General Data Protection Rules (GDPR)

  • TLS protocol

    All information and registration data are encrypted before being sent to our servers so that no one can intercept them

  • 3D Secure

    Confirm each online card transaction with a unique one-time password