More than just
a business account

IBAN account opened online for SMEs, Freelancers and companies under Registration

Try now

Fast. Reliable. Effortless.

Effect your payments and control expenses

  • Local IBAN
    in 24 hours

  • Compliance-Friendly

  • Up to 3%
    cashback

  • Personal assistance
    in 1 minute

Hassle-free IBAN

No messy paperwork – experience unparalleled conditions available in the market

Learn more
  • Local IBAN, opened fully online

    for small businesses, freelancers, and companies under registration

  • Your funds are
    safeguarded

  • € 0

    Fully functional free Solo plan

  • Multibanking

    to keep all your accounts in one place

  • Account opening
    fully online

  • Free physical
    & virtual cards

Make payments easily

Free physical and virtual cards for you and your employees

Learn more
  • Exceptional up to 3% cashback

  • On-the-go payments

    with ApplePay or GooglePay

  • S E P A

    Transfers
    & Direct Debits

  • International payments to
    150+ countries

    New
  • Up to € 10 000

    monthly ATM withdrawal limit

Join the ranks of over 100,000 happy clients all across Europe attesting to our responsiveness

Faced any challenges opening a business account? — We're here to find a solution

Receive payments faster

Get paid 20%+ faster with the built-in invoicing solution

Learn more
  • Automated payment
    notifications

  • One-click
    payment link

  • Invoice issuance in just 60 seconds

  • Invoices in different
    currencies and languages

Customers
love Finom

4.7 our average rating based on more than 6,000 reviews

  • 4.7
  • 4.7
  • 5.0

Manage your finances like a pro

Control expenses and simplify accounting

Learn more
  • Issue, top-up or limit cards for employees in clicks

  • Enjoy full visibility in customizable dashboard

  • Transactions tracking

    with real-time
    notifications

  • Automated VAT extraction

  • Take a picture and attach bills with a tap

What you get with Finom

  • IBAN, opened fully online
  • Free physical & virtual cards
  • Up to 3% cashback
  • Apple Pay & Google Pay
  • Accounting software integration
  • Simple yet powerful invoicing
  • Expense management solution
  • In-cloud Document storage

Running an international business?

Save, exchange, spend, and receive money like a local in 150+ countries.

Learn more
  • 20+Currencies exchange at great rates

  • Pay fee
    only when sending money overseas

  • Keep money in any currency with no restrictions or fees

  • Get no-cost incoming transactions from 150+ countries

All your business finances in one place

Don’t switch between your banks looking for best billing terms!

Learn more

Finom pricing and plans

Subscription plans at a fair cost tailored to fit your business.

-20%

Price

Solo

0 €0 €

Start

7 €9 €

/month (excl. VAT)

you save 24 €

One month free, cancel anytime

Premium

24 €28 €

/month (excl. VAT)

you save 48 €

One month free, cancel anytime

Users included

1

2

5

Cashback

0 %

2 %

3 %

Access to Business Platform

Accounting integrations

All transactions history in smart dashboards

Real-time notifications

Multi-Companies

Number of connected banks and payment service provider

Mobile app (iOS & Android)

99% guaranteed uptime SLA

Role and user management

Accountant access

Manual access to wallets for team members

Visual analytics of income and expenses

Dark theme

Security is our top priority

  • Safeguarded funds: unlimited

    We have a separate Safeguarding Foundation supervised by the DNB to manage your money

  • Passkeys and 3D Secure

    Your money is protected with secure passwordless authentication and single-use passwords

  • GDPR Compliance

    Our servers are protected and hosted in the European Union

  • Reliable partners

    To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Customer support,
providing real-time care

  • Dedicated phone or video support

  • Response time less than 1 minute

  • Interactive Help Center available 24 hours

    24/7

Contact us on e-mail: [email protected]