
Not a bank,
but more
FINOM - the fastest and easiest online business banking for SMEs, freelancers, and the self-employed in Europe.
Try for freeManage your taxes by yourself or reduce paid hours of your accountant!

The only service combining business banking and invoicing with integrations for accounting & tax software
Sync your transactions and invoices - create tax reports in no time at all
Easily connect your FINOM account to DATEV Unternehmen Online, sevDesk, FastBill, Sorted, and more
2.3% cashback on purchases with a Visa card!
Get a free Visa Debit card from Finom
- +2%
Receive 2% cashback on all card purchases up to € 25*
- +0.3%
Enjoy additional 0.3% cashback from Finom on all card expenses without any limits
Manage your finances easily on your smartphone
- Online business account with German IBAN
- Free virtual cards with cashback
- Income and expense schedules for any period
- Issue, send, and match invoices to payments
- Expense reports by category (e.g. transport, utilities, counterparties)
Watch this video and find out more about FINOM's advantages and features

Connect any bank account to FINOM to get all your finances in one place
You can easily see from which account it is best to pay from or invoice to at any given moment
When your bank fails you, make instant payments with us - all your contractor billing details are stored with FINOM


Free virtual card for your business
Issue and block virtual
cards in less than a minuteUse virtual cards with different limits for different employees
Benefit from comprehensive tracking of
all card actionsEasily pay anywhere using contactless payments on your phone
Our virtual
card service is free of charge
our general partner in Germany

The fastest
support in Europe
We resolve issues online:
Chat

The easiest invoicing solution in Europe
The easiest invoicing solution in Europe
Free
invoicingEasily match client invoices with payments
Create invoices within 60 seconds
Regular friendly payment auto reminders for your customer