A touch of magic to your finances

Banking, invoicing, expense management for entrepreneurs, SMEs and companies under registration

Open account

€0 per month

Start with fully functional free Solo plan

3% cashback

Spend anywhere and receive the highest on the market rebate

Secure

Your money is protected by online security standards

Easy integration

Fast and reliable integrations with other financial services

Finom is more than just bank

Banking

German IBAN for small businesses, freelancers and companies under registration

  • Opened in 48 hours online via smartphone or desktop
  • Starting from 0€ per month for a fully functional plan
  • No hidden commissions or fees
Learn more

Cards

Physical and instantly issued virtual cards for you and your team

  • Up to 3% cashback on every transaction
  • Up to 10 000€ ATM withdrawal limit per card
  • Apple Pay & Google Play
Learn more

Invoicing

Simple, powerful — built to get you paid twice as fast

  • Shared in seconds via email or messenger
  • One-click payment link in every invoice you send
  • Customers are reminded on overdue payments with smart notifications
Learn more

Expense Management

Get personal and team expenses in control and keep your books tidy

  • Issue, top-up or limit cards for employees in clicks
  • Get employees receipts uploaded with just a camera tap
  • Bulk export of documents and transactions data
Learn more

Save time on accounting
with our super allies

  • lexoffice
  • datev
  • sevdesk
  • fast bill
  • zuper

Stop overpaying banks

Start with affordable € 0 plan for freelancers and companies. Looking for more?
Enjoy 1 month free trial* for all the other extended plans

Plan

Price

Solo

0,00 €0,00 €

Start

7,00 €9,00 €

/month (excl. VAT) you save 24,00 €

One month free, cancel anytime

Premium

24,00 €28,00 €

/month (excl. VAT) you save 48,00 €

One month free, cancel anytime

Corporate

90,00 €110,00 €

/month (excl. VAT) you save 240,00 €

One month free, cancel anytime

Cashback

0%

2%

3%

3%

ATM withdrawal limits

500,00 €

2 000,00 €

5 000,00 €

10 000,00 €

Monthly fee for extended ATM withdrawal limit

15,00 €

10,00 €

5,00 €

Free

Maximum users

1

2

5

Total wallets (Accounts)

1

2

3

4

Physical cards included

0

2

5

Virtual cards included

1

2

5

In/out SEPA transfers

50

100

200

Included in plan

German IBAN

Accounting software integrations
(DATEV, LexOffice, SevDesk and others)

Bank accounts connected through multi-banking

All transactions history in smart dashboards

Real-time notifications

What you get with FINOM

  • IBAN in just 48 hours
  • Free physical & virtual cards
  • Up to 3% cashback
  • Apple and Google Pay
  • Accounting software integration
  • Simple yet powerful invoicing
  • Expense management solution
  • In-cloud Document storage

Security First

  • Industry compliant

    Payment Card Industry Data Security Standards compliant

  • GDPR Compliance

    Our servers are protected and hosted in the European Union

  • TLS protocol

    Data encryption prevents it from being stolen or intercepted

  • 3D Secure

    Confirm each online card transaction with a unique one-time password

Learn more

Customer support with real-time care

  • Dedicated phone or video support
  • Response time less than 1 minute
  • Interactive Help Center available 24 hours

Contact us on e-mail: [email protected]