A touch of magic to your finances

Business account, invoicing, expense management for entrepreneurs, SMEs and companies under registration

Open account

€0 per month

Start with fully functional free Solo plan

Up to 3% cashback

Spend anywhere and receive the highest on the market rebate


Your money is protected by online security standards

Easy integration

Fast and reliable integrations with other financial services

Finom is more than just a business account

Business account

German IBAN for small businesses, freelancers and companies under registration

  • Opened in 48 hours online via smartphone or desktop
  • Starting from 0€ per month for a fully functional plan
  • No hidden commissions or fees
Learn more


Physical and instantly issued virtual cards for you and your team

  • Up to 3% cashback on every transaction
  • ATM withdrawal limit up to € 10 000 per card
  • Apple Pay & Google Pay
Learn more


Simple, powerful — built to get you paid twice as fast

  • Shared in seconds via email or messenger
  • One-click payment link in every invoice you send
  • Customers are reminded on overdue payments with smart notifications
Learn more

Expense Management

Get personal and team expenses in control and keep your books tidy

  • Issue, top-up or limit cards for employees in clicks
  • Get employees receipts uploaded with just a camera tap
  • Bulk export of documents and transactions data
Learn more

International payments

  • Foreign exchange
  • SWIFT transfers
  • Payments to 190+ countries possible
  • Safe and transparent account management
Learn more

Save time on accounting
with our super allies

  • lexoffice
  • datev
  • sevdesk
  • fast bill
  • zuper

All-in-one Digital Platform for your Finances

Start with affordable 0 plan for freelancers. Looking for more?
Enjoy 1 month free trial* for all plans


€ 0€ 0


€ 7€ 9

/month (excl. VAT)
you save € 24

One month free, cancel anytime


€ 24€ 28

/month (excl. VAT)
you save € 48

One month free, cancel anytime


€ 90€ 110

/month (excl. VAT)
you save € 240

One month free, cancel anytime

Users included










Access to Business Platform

Accounting integrations

All transactions history in smart dashboards

Real-time notifications


Number of connected banks and payment service provider

Payment initiation requests

Mobile app (iOS & Android)

99% guaranteed uptime SLA

Role and user management

Accountant access

Visual analytics of income and expenses

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What you get with Finom

  • IBAN in just 48 hours
  • Free physical & virtual cards
  • Up to 3% cashback
  • Apple Pay & Google Pay
  • Accounting software integration
  • Simple yet powerful invoicing
  • Expense management solution
  • In-cloud Document storage

Security First

  • Industry compliant

    Payment Card Industry Data Security Standards compliant

  • GDPR Compliance

    Our servers are protected and hosted in the European Union

  • TLS protocol

    Data encryption prevents it from being stolen or intercepted

  • 3D Secure

    Confirm each online card transaction with a unique one-time password

Learn more

Customer support with real-time care

  • Dedicated phone or video support
  • Response time less than 1 minute
  • Interactive Help Center available 24 hours

Contact us at: [email protected]