Italia
France
Deutschland
Österreich
België
България
Κύπρος
Česká republika
Danmark
Eesti
Suomi
Ελλάδα
Hrvatska
Magyarország
Ireland
Ísland
Liechtenstein
Lietuva
Luxembourg
Latvija
Malta
Nederland
Norge
Polska
Portugal
România
Sverige
Slovenija
Slovensko
España
United Kingdom
Deutsch
Not a bank,
but more
FINOM - the only financial service that combines a banking business account, invoicing, and accounting software integration
Up to 3% cashback on all purchases with a FINOM card!
Get a free Visa Debit card from FINOM
- Up to 3%
Depending on your plan, receive 2% or 3% cashback on all card purchases
- €
Easily earn more than you pay for the service!
Open account and enjoy all advantages of Finom smart financial instruments
Banking business account
- German IBAN
- Web&App
Reconciliation
- Auto connection invoices with banking payments
Cards
- Free plastic and virtual cards
- The highest 3% Cashback on the market
Customer support
- Support reaction less than 5 min
- 92% of customers rated our work with 5 stars
Invoicing
- Automatic payment reminders to your customer
- 60 sec to create an invoice and send it to the client with:
- Link inside the invoice allows to pay just in one click
Accounting
- Full or limited safe access for your accountant
- Integrations with Lexoffice, DATEV Online, sevDesk, FastBill, Sorted, and more
Experience key benefits, relevant
to your business
For freelancer or self-starter
- € 0 tariff plan
- All the necessary online banking functions
- Free cards
- Cashback for all expences
- Simple invoicing
For business with employees
- Safe access for employees and accountant
- Reconciliation
- Money collection tools
- Analytic data reports
- Accounting software integrations
If company is under registration
- Credit your account with authorised funds
- Get statements
- Complete registration of your legal entity GmbH i.G, or UG i.G.
Have a quick start with the simpliest invoicing service
Our clients get paid 20% faster and don’t waste time matching invoices with the bank payments
You can use invoicing without opening business account
Invoicing service with the finance management features on your smartphone
Invoicing
- 60 sec to create an invoice and send it to the client with:
- Automatic payment reminders to your customer
- Using the link inside each invoice allows your customer to pay just in one click
- 60 sec to create an invoice and send it to the client with:
Accounting
- Full or limited safe access for your accountant
- Integrations with Lexoffice, DATEV Online, sevDesk, FastBill, Sorted, and more
Reconciliation
- Connect your business or personal bank account to FINOM
- See all your transactions in FINOM dashboard
- Auto connection invoices with banking payments
Get fast and professional support from our Customer Care team!
- Our service provided in:
- 92% of customers rated our service with
- Available Mon - Fri 9am - 6pm CET
We respond:
- 1min
via chat
- 10min
via email
What our clients say about us
About us
We are a team of successful, modern, serial entrepreneurs with vast experience in creating IT solutions. We entered banking to become technological challengers.
Eric Sohl
Head of business in Germany
7 years in e-commerce and tech partnerships, business development, operations, and product. Previously, the co-founder of an online baby store and an independent music label. Lives in Hamburg, Germany
That’s why we’ve set up FINOM – a digital solution that helps you create, send and store invoices and electronic invoices. We wanted to build a place where you can grow your business and make money but not waste your time.
Alena Valovaya
4 years in fintech. 13 years in HR, 3 years in Marketing. Сonducts independent coaching with European ECF certification. Lives in Amsterdam, the Netherlands.
Our goal is to simplify the life of those who provide for half the Europe.
Thomas Finan
10+ years managing Customer service teams in a variety of business including fintech and travel. Extensive experience working with entrepreneurs. Lives in London, United Kingdom.
We're using FINOM every day ourselves because we believe that we deserve the best. We're improving FINOM every day based on what entrepreneurs wish and desire. And of course, we're going to build more services for those like us. For those whom “enough” is not enough.
Ivo Dimitrov
6+ years in fintech. Entrepreneur: mobile app with marketplace of tatoo artists, online services for startup founders. Berlin, Germany.
Eric
Sohl
Alena
Valovaya
Thomas
Finan
Ivo
Dimitrov
We are a team of successful, modern, serial entrepreneurs with vast experience in creating IT solutions. We entered banking to become technological challengers.