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- German IBAN Account opened online in 48 hours
- Virtual and plastic cards with 0% commission and up to 3% cashback
- Expense management solution for team spending control
- Invoicing that gets you paid faster. Simple and powerful
- Bookkeeping automation features with accounting software integrations
Starting from 0€ per month
Save time on accounting with your favorite software integration
German IBAN account for small businesses, freelancers and companies under registration
German IBAN account
Don't wait for weeks - get your IBAN account opened online in 48 hours
Start as low as 0€ for a fully functional account. No hidden commissions
Enjoy whopping up to 10,000€ ATM withdrawal monthly limit
Connect your other bank accounts and manage your finances in a single interface with our multibanking feature
Get your peace of mind with up to 100,000€ deposit insurance
Plastic and virtual cards for you and your employees
Issue multiple free VISA debit cards with 0% commission for you and your team
Take just several clicks to instantly create a prepaid virtual card
Pay on the go with your smart phone using Apple Pay and Google Pay
Set limits, freeze, track, top-up or block cards in just a minute from mobile or desktop
Cashback up to 3%
Control your team spendings with expense management features
Set spending limits and policies for every card and employee
Get in control of every transaction with effortless categorization and real-time notifications
Keep books tidy by collecting receipts with just a snap to simplify reconcillation
Digitalize your receipts automatically with document recognition feature
Automate with your financial data easily exported into your favorite accounting software
Get your invoices paid 20% faster
Free, simple and unlimited built-in invoicing solution which reminds your customers to pay
Takes 60 seconds to create an invoice and send it via messenger with just a single click
Invoices you send contain direct payment links for customers to pay with a tap
Design unique invoicing template or just insert your logo with a simple drag and drop
Transactions auto-mapped with invoices for simple reconciliation
6 steps to get your expenses in control
Issue
plastic and virtual cards
Customize
card limits and spending policies
Track
expenses at a glance
Snap
or upload receipts
Digitalize
Receipts and other docs with auto-recognition
Import
accounting-ready data to your software
Get fast and professional premium support from our Customer Care team!
- Response time less than 1 minute using our in app WhatsApp or Chat
- Dedicated phone or video support at a time that suits you
- Request a product demo from one of our specialists
- Interactive Help Centre available 24 hours
Stop overpaying banks
Start with affordable € 0 plan for freelancers and self-starters. Looking for more?
Enjoy 1 month free trial* for all the other extended plans
Start
/month (excl. VAT) you save € 24
One month free, cancel anytime
2%
€ 2,000
2
2
2
2
100
Premium
/month (excl. VAT) you save € 48
One month free, cancel anytime
3%
€ 5,000
5
3
5
5
200
Corporate
/month (excl. VAT) you save € 240
One month free, cancel anytime
3%
€ 10,000
4
What you get with FINOM
- Automatic reconciliation of invoices and receipts
- Secure cloud storage
- Payment auto-reminders for customers
- Accountant access
- Free iPhone and Android Apps
- Smart filters and reports
- Free high-speed support
*The offer is limited in time and subject to terms and conditions
All banking services are offered by Solarisbank
The security of your data
Our servers are protected and hosted in the European Union
We comply with the 2016 General Data Protection Rules (GDPR)
TLS protocol
All information and registration data are encrypted before being sent to our servers so that no one can intercept them
3D Secure
Confirm each online card transaction with a unique one-time password
We're using FINOM every day ourselves because we believe that we deserve the best. We're improving FINOM every day based on what entrepreneurs wish and desire. And of course, we're going to build more services for those like us. For those whom “enough” is not enough.