Not a bank,
but more

FINOM - the fastest and easiest online business banking for SMEs, freelancers, and the self-employed in Europe.

Try for free

Manage your taxes by yourself or reduce paid hours of your accountant!

  • The only service combining business banking and invoicing with integrations for accounting & tax software

  • Sync your transactions and invoices - create tax reports in no time at all

  • Easily connect your FINOM account to DATEV Unternehmen Online, sevDesk, FastBill, Sorted, and more

Manage your finances easily on your smartphone

  • Online business account with German IBAN
  • Free virtual cards with cashback
  • Income and expense schedules for any period
  • Issue, send, and match invoices to payments
  • Expense reports by category (e.g. transport, utilities, counterparties)

What makes FINOM stand out from the crowd? Check out the video!

Connect any bank account to FINOM to get all your finances in one place

  • You can easily see from which account it is best to pay from or invoice to at any given moment

  • When your bank fails you, make instant payments with us - all your contractor billing details are stored with FINOM

Try for free

Free virtual card for your business

  • Issue and block virtual
    cards in less than a minute

  • Use virtual cards with different limits for different employees

  • Benefit from comprehensive tracking of
    all card actions

  • Easily pay anywhere using contactless payments on your phone

  • Our virtual
    card service is free of charge

our general partner in Germany

The financial service that pays you back


Profit from your expenses:
get 0.3% cashback on all card payments

No more unexpected cash gaps

The fastest
support in Europe

We resolve issues online:





The easiest invoicing solution in Europe

The easiest invoicing solution in Europe

  • Free

  • Easily match client invoices with payments

  • Create invoices within 60 seconds

  • Regular friendly payment auto reminders for your customer