Advanced financial tools used by large enterprises are now available for entrepreneurs

Open account

Up to 3% cashback on all purchases with a FINOM card!

  • Get a free Visa Debit card from FINOM

  • Up to 3%

    Depending on your plan, receive 2% or 3% cashback on all card purchases

    Promo terms

  • Easily earn more than you pay for the service!

Open account and enjoy all advantages of Finom smart financial instruments

  • Banking business account

    • German IBAN
    • Web&App
  • Reconciliation

    • Auto connection invoices with banking payments
  • Cards

    • Free plastic and virtual cards
    • The highest 3% Cashback on the market
  • Customer support

    • Support reaction less than 5 min
    • 92% of customers rated our work with 5 stars
  • Invoicing

    • Automatic payment reminders to your customer
    • 60 sec to create an invoice and send it to the client with:
    • Link inside the invoice allows to pay just in one click
  • Accounting

    • Full or limited safe access for your accountant
    • Integrations with Lexoffice, DATEV Online, sevDesk, FastBill, Sorted, and more

Experience key benefits, relevant
to your business

  • For freelancer or self-starter

    • € 0 tariff plan
    • All the necessary online banking functions
    • Free cards
    • Cashback for all expences
    • Simple invoicing
  • For business with employees

    • Safe access for employees and accountant
    • Reconciliation
    • Money collection tools
    • Analytic data reports
    • Accounting software integrations
  • If company is under registration

    • Credit your account with authorised funds
    • Get statements
    • Complete registration of your legal entity GmbH i.G, or UG i.G.

Free virtual card for your business

  • Issue and block virtual cards within one minute

  • Customize card limits for different employees

  • Our virtual card service is free of charge

  • Easily pay anywhere with

Open account

our general partner in Germany

Safely provide business account access to your team members or accountant

No more donkey work, don’t waste time

  • Connect your business or personal bank account to FINOM

  • See all your transactions in FINOM dashboard

  • Easily connect invoices with incoming payments

Open account

Track your current and future cash flow using the new smart dashboard

Search, categorise, and filter all your data:

  • By type(logistics, marketing, staff, a specific project, etс.)
  • By any period
  • For specific client or supplier

Stop overpaying banks

We made the most affordable plan for freelancers and self-starters - € 0
We want to prove we are the best for your company!
Please enjoy 1 month free* for all our extended options!

  • Invoicing Solo

    € 0/mo
    Free
    Sign up now
    • Maximum users

      1
    • Multi-Banking. Connected banks

    • Manual reconciliation of invoices and receipts

    • Invoices statuses tracking

    • Customisation of invoice templates

    • Support (SLA < 30 minutes)

  • Invoicing Start

    € 4.99/mo
    € 6.99/mo

    excl. VAT

    billed annually, you save € 24

    Sign up now
    • Maximum users

      3
    • Multi-Banking. Connected banks

    • Manual reconciliation of invoices and receipts

    • Invoices statuses tracking

    • Customisation of invoice templates

    • Support (SLA < 30 minutes)

  • Solo

    € 0/mo
    Free
    Open account
    • Cashback

      0.10%
    • Maximum users

      1
    • Wallets

      1
    • Plastic cards included (1 per user)

      1
    • Virtual cards included (max 10 per user)

      1
    • Withdrawal limits

      € 10,000
    • In/Out SEPA transfers

      50
    • Mobile App (iOS & Android)

  • Start

    € 14.99/mo
    € 21.41/mo

    excl. VAT

    billed annually, you save € 77

    Open account

    and get 1 month free*

    • Cashback

      2%
    • Maximum users

      3
    • Wallets

      2
    • Plastic cards included (1 per user)

      2
    • Virtual cards included (max 10 per user)

      2
    • Withdrawal limits

      € 10,000
    • In/Out SEPA transfers

      100
    • Mobile App (iOS & Android)

  • Corporate

    € 129.99/mo
    € 185.70/mo

    excl. VAT

    billed annually, you save € 668

    Open account

    and get 1 month free*

    • Cashback

      3%
    • Maximum users

    • Wallets

      4
    • Plastic cards included (1 per user)

      20
    • Virtual cards included (max 10 per user)

      50
    • Withdrawal limits

      € 10,000
    • In/Out SEPA transfers

    • Mobile App (iOS & Android)

Pay annuallyPay monthly

What you get with FINOM

  • Automatic reconciliation of invoices and receipts
  • Secure cloud storage
  • Payment auto-reminders for customers
  • Accountant access
  • Free iPhone and Android Apps
  • Smart filters and reports
  • Free high-speed support

*The offer is limited in time and subject to terms and conditions

Free withdrawals of up to € 10,000
per month at any ATM in Europe

Open account

Get fast and professional support from our Customer Care team!

  • Our service provided in:
    englishfrenchgermanitalianrussian
  • 92% of customers rated our service with
    5 stars
  • Available Mon - Fri 9am - 6pm CET

We respond:

  • 1min

    via chat

  • 10min

    via email

Start WhatsApp
or contact us on e-mail:
[email protected]