Your business, in its Prime era
Premium finally made practical
1% cashback
Business lounge access
up to € 20K/month
FX fees
on non-EUR transactions
100% cashback
Stress-free card
Predictable
cashback and savings that outpace the monthly fee
Global-ready
0% FX fees and travel perks for cross-border work
Fair & trustworthy
€ 9,99/month card subscription fee that pays for itself many times over – no hidden costs, just transparent value
Scalable
more valuable tools to be included
The one for entrepreneurs
Save over € 20K/year for just € 9,99/month. This card impresses and gives more than it takes.
Save up to € 8K/year with 0% FX fees on international payments
Earn up to € 12K/year with 1% cashback on all card spend
Save another € 300/year with free lounge passes and travel eSIMs
Keep another € 50 thanks to all the extras included
Meet our 200,000+ customers
Thank you with a little piece of advise!
I received the help ein needed within a couple of hours. The problem I had was solved quickly. Just a little advise. My problem was that my limit for my account was still on 5000,-€. I had uploaded a document, but the document was too old. I never received a feedback that the document was too old and that I would have had to upload a more recent document. That would've been helpful in the first place. But otherwise I am very happy that I decided to open my account at Finom. Thank you!
Patrick Arante
01 June 2026
Someone has stolen my Creditcardnumber
Someone has stolen my Creditcardnumber and used it! I asked the Finom team for help! Nice Expierience! Fast! Easy! Patient with my worries, friendly and everything went nice and well💪🏼💯
SU
30 May 2026
Very good and fast banking application
Very good and fast banking application. The setup is smooth, and the service works perfectly for my business This is a really good, fast, and reliable banking application. Five stars!
Ibrahim Ali
29 May 2026
Reliable bussiness bank
Reliable bussiness bank. Very cool features, like invoice uploading to link to transactions. And als it can be integrated in Lexware or other accounting tools :)
Nico H
29 May 2026
I’m really satisfied of Finom
I’m really satisfied of Finom, particularly about the assistance: I have had a serious problem with a merchant and mr. Jose, very professional and kind person, did follow my case, resolved it quickly and also helped me how to manage all the features of the app.
Angelo Gentini
28 May 2026
Payroll is now so easy process
Payroll is now so easy process, just put excel sheet to Ai analyzer and there you go,all payments in 1.
Stan Sim
27 May 2026
In 2025
In 2025, I opened a digital business banking account with Finom for DEFECTIVE. Initially, I was given a transaction limit of approximately €5,000. However, shortly after my first application was reviewed, my account was upgraded to an unlimited status, allowing me to operate without transaction limits. While actively using the account, I had to stay in Turkey for around 2–3 months in December 2025 due to health issues. During that period, I was unable to manage the account regularly, and the account was temporarily closed. After returning to Italy, I contacted the Finom team regarding the reactivation of my account. The process moved much faster than I expected. In particular, Jose, along with the members of every department involved, was extremely helpful, professional, and solution-oriented. My account was reactivated very quickly, and I was able to continue my routine business operations without any issues. Throughout the entire experience, the speed, professionalism, and supportive approach of the customer service team gave me great confidence in working with Finom.
SEYHAN OZHAN
27 May 2026
I received immediate and highly competent support
I received immediate and highly competent support with my issue. Thanks to Jose, whom I was in contact with via chat, I was able to get help and the problem was resolved quickly.
Jürgen Joost
27 May 2026
Rated 4.7 / 5 based on 13.331 reviews. Showing our latest reviews.
FAQ
How can I get my Finom Prime card?
It’s quick and easy:- Open your Finom business account – it only takes a few minutes, and we welcome all businesses from freelancers to enterprises.
- Choose any subscription plan from Basic or higher.
- Order your Finom Prime card – physical or virtual. You can start using it right away with your mobile wallet, and your physical card arrives free within 1–2 business days.
Can freelancers get Prime?
Of course! No matter what size your business is, whether you’re a solopreneur, startup, or scaleup, Prime is available for Basic, Smart, Grow, and Pro Finom plans subscribers.Will I still get cashback from my existing free Finom cards?
Yes. Your current free card’s benefits stay the same – they are simply boosted with 1% cashback on all payments made with Finom Prime cards.Does Prime come with both physical and virtual cards?
Yes, Prime comes with both physical and virtual cards. You can choose to order a physical card or a virtual card, or both.What happens if I spend more than € 20 000 in foreign currency?
If you’re above the headroom of € 20 000/month, the standard FX fees relevant for your Finom subscription plan apply.Is the Prime price additional to the Finom subscription cost?
Yes. Prime is an add-on for Basic, Smart, Grow, and Pro users who want extra perks at a fair, fixed price of € 9,99/month. See full Terms & Conditions here.Why would I pay for Prime when I already have a card?
Because free cards have limits. With Prime, 1% cashback is uncapped and 0% FX fees for up to € 20 000K/month alone can pay back the € 9,99/month fee many times over.Is this just another premium card with bells and whistles?
Not at all. Prime is about function, not flash. It’s a step up when your business outgrows basics but isn’t ready to deal with prestige pricing.What’s included in the software subscription cashback?
When you pay with your Finom Prime card, you’ll get a full refund (100% cashback) on your first month of any of these AI tools: ChatGPT, Claude, Perplexity, Lovable, Cursor, Copilot, and Replit. The cashback applies automatically when you use your Finom Prime card at checkout – no extra steps needed. We’ll keep expanding the list of eligible services.What if I don’t travel often?
That’s fine – Prime’s main payback is in cashback and FX savings. The lounge passes and eSIMs are just a valuable bonus for when you need them.Is this the final version of Prime?
No – this is just the beginning. More perks and features will roll out, expanding Prime’s package and its value.How fast will I get my physical Prime card?
Express delivery across the EU is included free of charge, allowing you to receive your card in up to 2 working days. Meanwhile, you can add it to Apple Pay or Google Pay and start using it – its details are available immediately after issuance.Can I cancel Prime anytime?
Of course. You stay in control – cancel your subscription whenever you like. It will be suspended after the billing period ends, no hidden lock-ins.
