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Free e-invoicing that encourages faster payments

Сreate and send Wachstum­schancen­gesetz-compliant e-invoices in seconds with built-in automation and document management features

Try it now

Your ultimate financial solution. For free

New

Stay up-to-date with new regulations

Our e-invoicing tool is Wachstumschancengesetz-compliant

  • Easily generate e-invoices in the legally required formats: XRechnung and ZUGFeRD
  • Send invoices via email or export them to other channels
  • Issue compliant credit notes for full traceability
  • Available across web and mobile platforms

*Starting January 2025, e-invoices are mandatory in Germany as per government regulations. With Finom you can now upload, create, and download invoices in ZUGFeRD and XRechnung formats.

E-invoice ready in 60 seconds

Create and send e-invoices in just a minute, freeing you up to focus on what truly matters

  • Accelerate setup with the autocompletion feature
  • Save time charging regular customers with fully customizable templates
  • Send your e-invoice via email or messenger with a single click
Create invoice

Get paid 20%+ faster

Time is money. Collect your receivables faster than ever before

  • A clickable payment link in every e-invoice you send
  • Finom follows up on your customers' overdue payments
  • Our free «Pay now» feature lets your customers pay directly from the invoice page

Reconciliation made easy

Keep your books tidy and organized with automatic invoice attachments to your bank account transactions. No more tedious reconciliation: simplify and speed up your bookkeeping process

Learn more

Attention to every detail

Invoicing packed with valuable features for enhanced convenience and speed

  • Quick PayPal payments with a link or QR-code
  • Translate invoices into EN / IT / DE / FR / NL / PL / ES
  • Invoicing in multiple currencies

Phenomenal invoicing in just 4 steps

  1. 01

    Generate your invoice in an instant

  2. 02

    Send a direct payment link

  3. 03

    A customer gets a reminder and pays

  4. 04

    Each invoice is linked to the payment

Create invoice

Integrations that work

  • 50+ accounting and bookkeeping tools for business
  • Store and export your documents effortlessly
  • Synch receipts and invoices in a couple of clicks
  • Simplify your tax filing and financial reporting
Explore

Finom pricing and plans

Subscription plans at a fair cost tailored to fit your business.

Solo

For freelancers who need simple, essential features

€ 0

/ month

€ 0

/ month

Open account
Recommended

Start

For growing businesses that need advanced features to manage their increasing operations

€ 9

/ month

excl. VAT

€ 7

/ month

excl. VAT

You save € 24

30-day trial

Premium

For individual entrepreneurs and companies looking to scale their business with enhanced tools and higher limits

€ 28

/ month

excl. VAT

€ 24

/ month

excl. VAT

You save € 48

30-day trial

Business account

Business account

Business account

Users included

1

Users included

2

Users included

5

Multiaccounts

Multiaccounts

Multiaccounts

Cashback

0 %

Cashback

2 %

Cashback

3 %

Dedicated Account Manager

Dedicated Account Manager

Dedicated Account Manager

Accounting & Invoicing

Accounting & Invoicing

Accounting & Invoicing

Accountant access

Accountant access

Accountant access

Smart Invoicing

Smart Invoicing

Smart Invoicing

Reconciliation of invoices and receipts

Reconciliation of invoices and receipts

Reconciliation of invoices and receipts

Recognition of invoices and receipts

Recognition of invoices and receipts

Recognition of invoices and receipts

30+ accounting integrations

30+ accounting integrations

30+ accounting integrations

Payment Solutions

Provided by Finom Payments/Solaris SE

Payment Solutions

Provided by Finom Payments/Solaris SE

Payment Solutions

Provided by Finom Payments/Solaris SE

Personal IBAN (unique account number for global transfers)

Personal IBAN (unique account number for global transfers)

Personal IBAN (unique account number for global transfers)

Transfers between Finom users

€ 0

Transfers between Finom users

€ 0

Transfers between Finom users

€ 0

SEPA transaction fee

€ 2

SEPA transaction fee

€ 0

SEPA transaction fee

€ 0

VISA physical & virtual cards

VISA physical & virtual cards

VISA physical & virtual cards

Physical card monthly maintenance

€ 3

Physical card monthly maintenance

€ 0

Physical card monthly maintenance

€ 0

International payments (in&out)

€ 5

International payments (in&out)

€ 5

International payments (in&out)

€ 5

Outgoing international payments

2 %

Outgoing international payments

0,9 %

Outgoing international payments

0,8 %

Scheduled payments

Scheduled payments

Scheduled payments

Bulk payments

Bulk payments

Bulk payments

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What you get with Finom

  • IBAN, opened fully online

  • Simple yet powerful e-invoicing tools New

  • Free physical & virtual cards

  • Up to 3% cashback

  • Apple Pay & Google Pay

  • Accounting software integration

  • Expense management solution

  • Special offers from our partners New

  • In-cloud Document storage

Security is our top priority

Learn more

  • Safeguarded funds: unlimited

    We have a separate Safeguarding Foundation supervised by the DNB to manage your money

  • Passkeys and 3D Secure

    Your money is protected with secure passwordless authentication and single-use passwords

  • GDPR Compliance

    Our servers are protected and hosted in the European Union

  • Reliable partners

    To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Customer support, providing real-time care

  • Dedicated phone or video support

  • Fast response time

  • Interactive Help Center available 24 hours

    24/7

Contact us on e-mail: [email protected]