Free physical & virtual cards
Issue multiple free VISA debit cards for you and your team, 0% commission
- ATM withdrawal limit up to € 5 000 per card
- Issue, limit, top up or block in a single click
- Pay on the go with Apple Pay & Google Pay
Business account for sole entrepreneurs — 100% online, free
Business account for sole entrepreneurs that lets you manage your finances right from your phone. All-in-one app with IBAN, cashback, invoicing, expense management, and much more, all without hidden fees
German IBAN
Opened fully online. No hidden commisions. Up to € 3% cashback.
Wisely manage your finances with multiple wallets
Each wallet for the specific expense item. No more accidental spending of money you set aside
- Effortlessly create wallets in seconds
- Instantly transfer funds between wallets
- Easily track your expenses by each wallet
A hassle-free business account for sole entrepreneurs, local IBAN included.
A business account for individual entrepreneurs with German IBAN.
Link your bank accounts to Finom
Connect all your other online banking accounts to Finom. Access all your wallets, transactions, account statements, and tax assessments across several banks on a single platform. You can even delete those bank apps altogether
Control your spending flow
Use your business account to manage team expenses and enhance your financial planning
Finom pricing and plans
Subscription plans at a fair cost tailored to fit your business.
For freelancers who need simple, essential features
You save € 36
For individual entrepreneurs and companies looking to scale their business
You save € 48
Save 20% with 6-month or annual plan
For growing businesses that need advanced features to manage their increasing operations
Business account
Business account
Business account
Users included
1
Users included
2
Users included
Cashback
0 %
Cashback
1 %
Cashback
3 %
AI Assistant
AI Assistant
AI Assistant
Chat support
Up to 1 business day
Chat support
Up to 3 hours
Chat support
Up to 3 minutes
Account Manager
Account Manager
Account Manager
Payment Solutions
Provided by Finom Payments/Solaris SE
Payment Solutions
Provided by Finom Payments/Solaris SE
Payment Solutions
Provided by Finom Payments/Solaris SE
Personal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Free outgoing SEPA transfers
€ 2.500
Free outgoing SEPA transfers
€ 25.000
Free outgoing SEPA transfers
€ 50.000
Free VISA physical cards per user
0
Free VISA physical cards per user
1
Free VISA physical cards per user
3
Free VISA virtual cards per user
1
Free VISA virtual cards per user
3
Free VISA virtual cards per user
10
Outgoing international payments
1 %
Outgoing international payments
0.50 %
Outgoing international payments
0.40 %
Role and user management
Role and user management
Role and user management
Scheduled payments
Scheduled payments
Scheduled payments
Bulk payments
Bulk payments
Bulk payments
You save € 36
For individual entrepreneurs and companies looking to scale their business
You save € 48
Save 20% with 6-month or annual plan
For growing businesses that need advanced features to manage their increasing operations
You save € 360
For larger businesses requiring advanced features, higher limits, and greater flexibility
Business account
Business account
Business account
Users included
2
Users included
Users included
Cashback
1 %
Cashback
3 %
Cashback
unlimited cashback up to 0,5 %
AI Assistant
AI Assistant
AI Assistant
Chat support
Up to 3 hours
Chat support
Up to 3 minutes
Chat support
Up to 3 minutes
Account Manager
Account Manager
Account Manager
Account Management team
Payment Solutions
Provided by Finom Payments/Solaris SE
Payment Solutions
Provided by Finom Payments/Solaris SE
Payment Solutions
Provided by Finom Payments/Solaris SE
Personal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Free outgoing SEPA transfers
€ 25.000
Free outgoing SEPA transfers
€ 50.000
Free outgoing SEPA transfers
€ 100.000
Free VISA physical cards per user
1
Free VISA physical cards per user
3
Free VISA physical cards per user
3
Free VISA virtual cards per user
3
Free VISA virtual cards per user
10
Free VISA virtual cards per user
Outgoing international payments
0.50 %
Outgoing international payments
0.40 %
Outgoing international payments
0.20 %
Role and user management
Role and user management
Role and user management
Scheduled payments
Scheduled payments
Scheduled payments
Bulk payments
Bulk payments
Bulk payments
You save € 360
For larger businesses requiring advanced features, higher limits, and greater flexibility
You save € 1.080
The most comprehensive package, providing the fullest range of features for large-scale businesses to leverage all account capabilities
Business account
Business account
Users included
Users included
Cashback
unlimited cashback up to 0,5 %
Cashback
unlimited cashback up to 1 %
AI Assistant
AI Assistant
Chat support
Up to 3 minutes
Chat support
Up to 3 minutes
Account Manager
Account Management team
Account Manager
Dedicated Account Manager
Payment Solutions
Provided by Finom Payments/Solaris SE
Payment Solutions
Provided by Finom Payments/Solaris SE
Personal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Free outgoing SEPA transfers
€ 100.000
Free outgoing SEPA transfers
Free VISA physical cards per user
3
Free VISA physical cards per user
3
Free VISA virtual cards per user
Free VISA virtual cards per user
Outgoing international payments
0.20 %
Outgoing international payments
0.10 %
Role and user management
Role and user management
Scheduled payments
Scheduled payments
Bulk payments
Bulk payments
Security is our top priority
GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords
Customer support, providing real-time care
Help is just a click away
Interactive Help Center available 24 hours
Fast response time
Contact us on e-mail: [email protected]
