Finom pricing and plans

Subscription plans at a fair cost tailored to fit your business.

Custom plan

Custom

from 119 €

Tailored for your business

Apply now
  • special terms on international payments
  • profitable currency exchange rates
  • dedicated account manager

Price

Solo

Start

One month free, cancel anytime

Premium

One month free, cancel anytime

Solo

Start

Premium

Price per month (paid monthly)

excl. VAT
0 €
9 €
28 €

Price per month (paid annually)

excl. VAT
0 €
7 € you save 24 €
24 € you save 48 €

0 €

7 €
/month (paid annually) (excl. VAT)
you save 24 €

9 € /month (paid annually) (excl. VAT)

One month free, cancel anytime

24 €
/month (paid annually) (excl. VAT)
you save 48 €

28 € /month (paid annually) (excl. VAT)

One month free, cancel anytime

All-in-one Business Platform

Users included

1

2

5

Cashback

0 %

2 %

3 %

Access to Business Platform

Accounting integrations

All transactions history in smart dashboards

Real-time notifications

Multi-Companies

Number of connected banks and payment service provider

Mobile app (iOS & Android)

99% guaranteed uptime SLA

Role and user management

Accountant access

Manual access to wallets for team members

Visual analytics of income and expenses

Dark theme

Invoicing

Invoices (in/out)

Fast invoice payments by your customers

Invoices statuses tracking

Invoicing API access

QR codes for invoices

Invoice and receipt recognition

Manual reconciliation of invoices and receipts

Credit notes

Customization of invoice templates

Automatic collection of documents

One month free, cancel anytime

One month free, cancel anytime

Custom plan

Haven't found the right setup?

Try custom plan

Apply now
  • special terms on international payments
  • profitable currency exchange rates
  • dedicated account manager

Additional fees for special services

Provided by Finom

Monthly fee for extra team member

4 € after 1 team member

2 € after 2 team members

1 € after 5 team members

Fee per recognized document

2 € after 8

1,5 € after 8

1 € after 8

Administrating irregularities

100 €

100 €

100 €

Provided by Finom Payments

IBAN for global transfers

Physical VISA card issuance (up to 3 per user)

Physical VISA cards for business owners

0 €

0 €

0 €

Physical VISA cards for team members

0 €

0 €

0 €

Physical VISA card reissuance

0 €

0 €

0 €

Monthly fee for the inactive physical card

2 €

1 €

0 €

Virtual VISA card issuance (unlimited)

Virtual VISA cards for team members

0 €

0 €

0 €

Monthly fee for the inactive virtual card

1 €

0,5 €

0 €

Card payments in EUR (except for certain MCCs)

0 €

0 €

0 €

Card payment limit per card** (per month)

50.000 €

50.000 €

50.000 €

Card payments in foreign currency (non-EUR)

3 %

2 %

1 %

Card payments for certain MCCs (%, minimum 1 €)

€ 0 - € 500

1 %

0 %

0 %

€ 500 - € 2,500

2 %

1 %

0 %

€ 2,500 - € 5,000

3 %

2 %

1 %

€ 5,000+

3 %

3 %

3 %

Extension of ATM withdrawal limit up to € 10 000 (paid per month)

15 € after 500 €

10 € after 2.000 €

5 € after 5.000 €

Fee for ATM withdrawal amounts (applicable for all cards)

€ 0 - € 2,000

0 %

0 %

0 %

€ 2,000 - € 5,000

1 %

1 %

1 %

€ 5,000 - € 10,000

5 %

5 %

5 %

€ 10,000+

7 %

7 %

7 %

Fee for extra ATM withdrawal (applicable for all cards)

2 € for each withdrawal

2 € after 5 withdrawals

2 € after 10 withdrawals

Fee for ATM withdrawals in foreign currency (non-EUR)

3 %

2 %

1 %

Monthly fee for extra wallet

4 € after 1 wallet

2 € after 2 wallets

1 € after 3 wallets

Fee for extra in/out SEPA transfers & Direct Debits

0,2 € after 5

0,2 € after 100

0,2 € after 200

Fee for extra SEPA OUT & Direct Debit transfers (per month)

0,1 % after 25.000 €

0,1 % after 50.000 €

0,1 % after 100.000 €

Decline of Direct Debit

5 €

5 €

5 €

Fee for SEPA Instant transfers

€ 0 — € 500

1 €

1 €

1 €

€ 500 — € 2,000

3 €

3 €

3 €

€ 2,000+

5 €

5 €

5 €

Transfers between Finom's users in a few seconds

0 €

0 €

0 €

Outgoing international payments (fee per payment)

10 €

10 €

10 €

Incoming international payments (fee per payment)

0 €
*free until 14.07.2024

0 €
*free until 14.07.2024

0 €
*free until 14.07.2024

International payments monthly free volume

100.000 €

100.000 €

100.000 €

Fee for exceeding monthly free volume of international payments

2 %

1 %

1 %

Fee for coverage of the International transfer cost, optional

25 €

25 €

25 €

Processing bulk payments

Customizable transaction categories and tags

Scheduled payments

Repeat payment

Provided by Solaris

IBAN for global transfers

Physical VISA card issuance (1 per user)

Physical VISA cards for business owners

0 €

0 €

0 €

Physical VISA cards for team members

0 €

0 €

0 €

Physical VISA card reissuance

0 €

0 €

0 €

Monthly fee for the inactive physical card

2 €

1 €

0 €

Virtual card issuance (up to 10 per user)

Virtual VISA cards for team members

0 €

0 €

0 €

Monthly fee for the inactive virtual card

1 €

0,5 €

0 €

Card payments in EUR (except for certain MCCs)

0 €

0 €

0 €

Card payment limit per card** (per month)

50.000 €

50.000 €

50.000 €

Card payments in foreign currency (non-EUR)

3 %

2 %

1 %

Card payments for certain MCCs (%, minimum 1 €)

€ 0 - € 500

1 %

0 %

0 %

€ 500 - € 2,500

2 %

1 %

0 %

€ 2,500 - € 5,000

3 %

2 %

1 %

€ 5,000+

3 %

3 %

3 %

Extension of ATM withdrawal limit up to € 10 000 (paid per month)

15 € after 500 €

10 € after 2.000 €

5 € after 5.000 €

Fee for ATM withdrawal amounts (applicable for all cards)

€ 0 - € 2,000

0 %

0 %

0 %

€ 2,000 - € 5,000

1 %

1 %

1 %

€ 5,000 - € 10,000

5 %

5 %

5 %

€ 10,000+

7 %

7 %

7 %

Fee for extra ATM withdrawal (applicable for all cards)

2 € for each withdrawal

2 € after 5 withdrawals

2 € after 10 withdrawals

Fee for ATM withdrawals in foreign currency (non-EUR)

3 %

2 %

1 %

Monthly fee for extra wallet

4 € after 1 wallet

2 € after 2 wallets

1 € after 3 wallets

Fee for extra in/out SEPA transfers & Direct Debits

0,2 € after 5

0,2 € after 100

0,2 € after 200

Fee for extra SEPA OUT & Direct Debit transfers (per month)

0,1 % after 25.000 €

0,1 % after 50.000 €

0,1 % after 100.000 €

Fee for SEPA Instant transfers

€ 0 — € 500

1 €

1 €

1 €

€ 500 — € 2,000

3 €

3 €

3 €

€ 2,000+

5 €

5 €

5 €

Transfers between Finom's users in a few seconds

0 €

0 €

0 €

Incoming international payments in EUR

0,5 %

0,4 %

0,3 %

Processing bulk payments

Customizable transaction categories and tags

Scheduled payments

Repeat payment

Additional fees for special services

Provided by Finom

Express delivery of Finom Card

30 €

30 €

30 €

Provided by Finom Payments

Recall of outgoing SEPA SCT

15 €

15 €

15 €

Inquiry on SEPA SCT (Payment Investigation)

15 €

15 €

15 €

Audit confirmation statement

100 €

100 €

100 €

Refusal to redeem an authorized direct debit due to insufficient account balance

1 €

1 €

1 €

Unarranged negative balance on Finom Business Account

1 € per day

1 € per day

1 € per day

Dunning letter (per letter)

5 €

5 €

5 €

Card dispute for an authorised transaction (per transaction)

30 €

30 €

30 €

For our detailed price list, download PDF here