More than just
a business account

IBAN account opened online for SMEs and Freelancers

Try now

Fast. Reliable. Effortless.

Effect your payments and control expenses

  • Local IBAN
    in 24 hours

  • Compliance-Friendly

  • Up to 3%
    cashback

  • Personal assistance
    in 1 minute

Your Olympic dreams come true – thanks to Visa

Win tickets to the Olympic Games Paris 2024

29 May – 07 July

Hassle-free IBAN

No messy paperwork – experience unparalleled conditions available in the market

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  • Local IBAN in 24 hours

    for small businesses and freelancers

  • Your funds are
    safeguarded

  • € 0

    Fully functional free Solo plan

  • Multibanking

    to keep all your accounts in one place

  • Account opening
    fully online

  • Free physical
    & virtual cards

Make payments easily

Free physical and virtual cards for you and your employees

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  • Exceptional up to 3% cashback

  • On-the-go payments

    with ApplePay or GooglePay

  • S E P A

    Transfers
    & Direct Debits

  • International payments to
    150+ countries

    New
  • Up to € 10 000

    monthly ATM withdrawal limit

Join the ranks of over 100,000 happy clients all across Europe attesting to our responsiveness

Faced any challenges opening a business account? — We're here to find a solution

Receive payments faster

Get paid 20%+ faster with the built-in invoicing solution

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  • Automated payment
    notifications

  • One-click
    payment link

  • Invoice issuance in just 60 seconds

  • Invoices in different
    currencies and languages

Customers
love Finom

4.7 our average rating based on more than 6,000 reviews

  • 4.7
  • 4.7
  • 5.0

Manage your finances like a pro

Control expenses and simplify accounting

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  • Issue, top-up or limit cards for employees in clicks

  • Enjoy full visibility in customizable dashboard

  • Transactions tracking

    with real-time
    notifications

  • Automated VAT extraction

  • Take a picture and attach bills with a tap

What you get with Finom

  • IBAN in just 24 hours
  • Free physical & virtual cards
  • Up to 3% cashback
  • Apple Pay & Google Pay
  • Accounting software integration
  • Simple yet powerful invoicing
  • Expense management solution
  • In-cloud Document storage

Running an international business?

Save, exchange, spend, and receive money like a local in 150+ countries.

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  • 20+Currencies exchange at great rates

  • Pay fee
    only when sending money overseas

  • Keep money in any currency with no restrictions or fees

  • Get no-cost incoming transactions from 150+ countries

All your business finances in one place

Don’t switch between your banks looking for best billing terms!

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Finom pricing and plans

Subscription plans at a fair cost tailored to fit your business.

-20%

Price

Solo

€ 0

€ 3€ 5

The offer is valid until 30.06.2024
Free

Start

€ 14€ 17

/month (excl. VAT)

you save € 36

One month free, cancel anytime

Premium

€ 28€ 34

/month (excl. VAT)

you save € 72

One month free, cancel anytime

Users included

1

2

5

Cashback

0%

2%

3%

Access to Business Platform

Accounting integrations

All transactions history in smart dashboards

Real-time notifications

Invoice and receipt recognition

Multi-Companies

Number of connected banks and payment service provider

Mobile app (iOS & Android)

99% guaranteed uptime SLA

Role and user management

Accountant access

QR codes for invoices

Manual access to wallets for team members

Visual analytics of income and expenses

Dark theme

Custom plan

Custom

from € 119

Tailored for your business

Apply now
  • special terms on international payments
  • profitable currency exchange rates
  • dedicated account manager

Security is our top priority

  • Safeguarded funds: unlimited

    We have a separate Safeguarding Foundation supervised by the DNB to manage your money

  • Passkeys and 3D Secure

    Your money is protected with secure passwordless authentication and single-use passwords

  • GDPR Compliance

    Our servers are protected and hosted in the European Union

  • Reliable partners

    To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Customer support,
providing real-time care

  • Dedicated phone or video support

  • Response time less than 1 minute

  • Interactive Help Center available 24 hours

    24/7

Contact us on e-mail: [email protected]