More than just
a business account

IBAN account opened online for SMEs, Freelancers and companies under Registration

Try now

Fast. Reliable. Effortless.

Effect your payments and control expenses

  • Local IBAN
    in 72 hours

  • Compliance-Friendly

  • Up to 3%
    cashback

  • Personal assistance
    in 1 minute

Hassle-free IBAN

No messy paperwork – experience unparalleled conditions available in the market

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  • Local IBAN in 72 hours

    for small businesses, freelancers, and companies under registration

  • Your funds are

    ring-fenced

  • € 0

    Fully functional free Solo plan

  • Multibanking

    to keep all your accounts in one place

  • Account opening
    fully online

  • Free physical
    & virtual cards

Make payments easily

Free physical and virtual cards for you and your employees

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  • Exceptional up to 3% cashback

  • On-the-go payments

    with ApplePay or GooglePay

  • S E P A

    Transfers
    & Direct Debits

  • International payments to
    150+ countries

    New
  • Up to € 2 000

    monthly ATM withdrawal limit

Join the ranks of over 70,000 happy clients all across Europe attesting to our responsiveness

Faced any challenges opening a business account? — We're here to find a solution

Receive payments faster

Get paid 20%+ faster with the built-in invoicing solution

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  • Automated payment
    notifications

  • One-click
    payment link

  • Invoice issuance in just 60 seconds

  • Invoices in different
    currencies and languages

Customers
love Finom

4.7 our average rating based on more than 6,000 reviews

  • 4.7
  • 4.0
  • 5.0

Manage your finances like a pro

Control expenses and simplify accounting

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  • Issue, top-up or limit
    cards for employees
    in clicks

  • Enjoy full visibility in customizable dashboard

  • Transactions tracking

    with real-time
    notifications

  • Automated VAT extraction

  • Take a picture and attach bills with a tap

What you get with Finom

  • IBAN in just 72 hours
  • Free physical & virtual cards
  • Up to 3% cashback
  • Apple Pay & Google Pay
  • Accounting software integration
  • Simple yet powerful invoicing
  • Expense management solution
  • In-cloud Document storage

Running an international business?

Flexible solutions for any needs

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  • Dedicated Account Manager

    • Premium support
    • Instant response
    • 24/5 — any time
  • 20+ Currencies exchange at great rates

    *Available on Custom plan only

  • International payments to
    150+ countries

    New
  • Special custom plan tailored for your needs

    Apply now

All your business finances in one place

Don’t switch between your banks looking for best billing terms!

Learn more

All-in-one Digital Platform
Become a Solo plan member for your Finances

Start with a Free Solo plan. Looking for more?

Price

-20%

Solo

0 €

5 €7 €

The offer is valid until 30/04/2024, and the subscription remains free

Free

Start

14 €17 €

/month (excl. VAT)
you save 36 €

One month free, cancel anytime

Premium

34 €40 €

/month (excl. VAT)
you save 72 €

One month free, cancel anytime

Corporate

119 €149 €

/month (excl. VAT)
you save 360 €

One month free, cancel anytime

Users included

1

2

5

10

Cashback

0 %

2 %

3 %

3 %

Access to Business Platform

Accounting integrations

All transactions history in smart dashboards

Real-time notifications

Multi-Companies

Number of connected banks and payment service provider

Mobile app (iOS & Android)

99% guaranteed uptime SLA

Role and user management

Accountant access

Manual access to wallets for team members

Visual analytics of income and expenses

Dark theme

Security First

  • Industry compliant

    Payment Card Industry Data Security Standards compliant

  • GDPR Compliance

    Our servers are protected and hosted in the European Union

  • TLS protocol

    Data encryption prevents it from being stolen or intercepted

  • 3D Secure

    Confirm each online card transaction with a unique one-time password

Learn more

Customer support,
providing real-time care

  • Dedicated phone or video support

  • Response time less than 1 minute

  • Interactive Help Center available 24 hours

    24/7

Contact us on e-mail: [email protected]