A touch of magic to your finances

Business account, invoicing, expense management for entrepreneurs and SMEs

Open account

Italian IBAN

Account opened online in 12 hours

Up to 3% cashback

Spend anywhere and receive the highest on the market rebate


Your money is protected by online security standards

Easy integration

Fast and reliable integrations with other financial services

Finom is more than just a business account

Business account

Italian IBAN for freelancers and SMEs

  • Opened in 72 hours online via smartphone or desktop
  • Start with the low-cost, fully functional plan
  • Transparent commissions and fees
Learn more


Physical and instantly issued virtual cards

  • Up to 3% cashback on every transaction
  • ATM withdrawal limit up to € 10 000 per card
  • Google Pay
Learn more


Simple, powerful — built to get you paid twice as fast

  • Shared in seconds via email or messenger
  • One-click payment link in every invoice you send
  • Customers are reminded on overdue payments with smart notifications
Learn more

Expense Management

Get expenses in control and keep your books tidy

  • Issue and top-up virtual and physical cards in few clicks
  • Get receipts uploaded with just a camera tap
  • Bulk export of documents and transactions data
Learn more

Empower your

Say goodbye to bureaucracy and lines in banks. Open account with Finom and feel free to do your business efficiently.

Open account

All-in-one solution for Freelancers and SMEs

Maximize the value of your money and simplify your life

  • Open IBAN in 72 hours
  • Create invoice in 60 secs with web or mobile
  • Be compliant with the new e-invoicing regulations in Italy

All-in-one Digital Platform for your Finances

Start with affordable 5 plan for freelancers. Looking for more?
Enjoy 1 month free trial* for all plans


€ 5€ 7

/month (excl. VAT) you save € 24

One month free, cancel anytime


€ 15€ 21

/month (excl. VAT)
you save € 72

One month free, cancel anytime


€ 25€ 36

/month (excl. VAT)
you save € 132

One month free, cancel anytime


€ 100€ 143

/month (excl. VAT)
you save € 516

One month free, cancel anytime

Users included










Access to Business Platform

Accounting integrations

All transactions history in smart dashboards

Real-time notifications


Number of connected banks and payment service provider

Payment initiation requests

Mobile app (iOS & Android)

99% guaranteed uptime SLA

Role and user management

Accountant access

Visual analytics of income and expenses

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What you get with Finom

  • IBAN in just 72 hours
  • Free physical & virtual cards
  • Up to 3% cashback
  • Google Pay
  • Simple yet powerful invoicing
  • Expense management solution
  • In-cloud Document storage

Security First

  • Industry compliant

    Payment Card Industry Data Security Standards compliant

  • GDPR Compliance

    Our servers are protected and hosted in the European Union

  • TLS protocol

    Data encryption prevents it from being stolen or intercepted

  • 3D Secure

    Confirm each online card transaction with a unique one-time password

Customer support with real-time care

  • Dedicated phone or video support
  • Response time less than 1 minute
  • Interactive Help Center available 24 hours

Contact us on e-mail: [email protected]