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No. 1 business account with e-invoicing

Italian IBAN within 24h, cards with cashback up to 3%, international payments to 150+ countries. All online in one mobile app for entrepreneurs.

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Fast. Reliable. Effortless.

Effect your payments and control expenses

  • Italian IBAN in 24 hours

  • Reconciliation

  • Up to 3% cashback

  • Convenient mobile app

Hassle-free Italian IBAN

No queues, no paperwork, no waiting

  • Fully functional Solo account

    € 0

  • Your funds are

    safeguarded

  • 150+ countries

    International transfers

  • Bulk payment processing

  • Unmatched FX rates

  • Easily pay F24, PagoPA and MAV/RAV

    Coming soon

  • S E P A

    Instant Transfers & DD Transfers

Your accountant will love Finom

Spend less time on paperwork and more on your business. Give access to your accountant, and we'll handle the rest.

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  • Easy access for your accountant

  • Built-in e-invoicing

  • Accounting software integrations

  • Automatically match invoices and incoming transactions

Make payments easily

Free physical and virtual cards for you and your employees

Learn more

  • Exceptional up to 3% cashback

  • On-the-go payments

    with ApplePay or GooglePay

  • S E P A

    Transfers & Direct Debits

  • International payments to 150+ countries

    New

  • Up to € 5 000

    Monthly ATM withdrawal limit

Debit cards that simplify your business

Open now

    • Get up to 3% cashback on all payments

    • Enjoy tax benefits when paying by card

    • Scan receipts and match them with transactions

    • Set limits for each card and control spending in real-time

    • Withdraw up to €5,000 from any European ATM

    • Unlock extra privileges with our premium cards (coming soon)

Open now

Join the ranks of over 100,000 happy clients all across Europe attesting to our responsiveness

Faced any challenges opening a business account? — We're here to find a solution

Receive payments faster

Get paid 20%+ faster with the built-in invoicing solution

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  • Automated payment notifications

  • One-click payment link

  • Invoice issuance in just 60 seconds

  • Invoices in different currencies and languages

Customers love Finom

  • 4.7
  • 4.6

Manage your finances like a pro

Control expenses and simplify accounting

Learn more

  • Issue, top-up or limit cards for employees in clicks

  • Enjoy full visibility in customizable dashboard

  • Transactions tracking

    with real-time notifications

  • Automated VAT extraction

  • Take a picture and attach bills with a tap

Pay your taxes and social contributions easily

Effortlessly manage your F24, MAV/RAV, and PagoPA payments

  • F24 Ordinario/Accise

    Paying taxes has never been easier – the form is clear and convenient

  • PagoPA

    Pay taxes and fees quickly and hassle-free

  • MAV/RAV

    Enter the data from the payment slip and send money in seconds

What you get with Finom

  • IBAN in just 24 hours

  • Simple yet powerful invoicing

  • Free physical & virtual cards

  • Up to 3% cashback

  • Apple Pay & Google Pay

  • Accounting software integration

  • Expense management solution

  • Special offers from our partners New

  • In-cloud Document storage

Running an international business?

Save, exchange, spend, and receive money like a local everywhere. Enjoy worldwide transfers and transparent fees

Learn more

  • 17+ Currencies exchange at great rates

  • SEPA Fast and secure transfers & Direct Debits

  • Manage money in different currencies with no restrictions or fees

  • Low fees for all global payments in 150+ countries

All your business finances in one place

Don’t switch between your banks looking for best billing terms!

Learn more

Finom pricing and plans

Subscription plans at a fair cost tailored to fit your business.

Solo

For freelancers who need simple, essential features

€ 0

/ month

€ 0

/ month

Open account
Recommended

Start

For growing businesses that need advanced features to manage their increasing operations

€ 17

/ month

excl. VAT

€ 14

/ month

excl. VAT

You save € 36

30-day trial

Premium

For individual entrepreneurs and companies looking to scale their business with enhanced tools and higher limits

€ 40

/ month

excl. VAT

€ 34

/ month

excl. VAT

You save € 72

30-day trial

Business account

Business account

Business account

Users included

1

Users included

2

Users included

5

Multiaccounts

Multiaccounts

Multiaccounts

Cashback

0 %

Cashback

2 %

Cashback

3 %

Dedicated Account Manager

Dedicated Account Manager

Dedicated Account Manager

Accounting & Invoicing

Accounting & Invoicing

Accounting & Invoicing

Accountant access

Accountant access

Accountant access

Smart Invoicing

Smart Invoicing

Smart Invoicing

Reconciliation of invoices and receipts

Reconciliation of invoices and receipts

Reconciliation of invoices and receipts

Recognition of invoices and receipts

Recognition of invoices and receipts

Recognition of invoices and receipts

30+ accounting integrations

30+ accounting integrations

30+ accounting integrations

Payment Solutions

Provided by Finom Payments

Payment Solutions

Provided by Finom Payments

Payment Solutions

Provided by Finom Payments

Personal IBAN (unique account number for global transfers)

Personal IBAN (unique account number for global transfers)

Personal IBAN (unique account number for global transfers)

Transfers between Finom users

€ 0

Transfers between Finom users

€ 0

Transfers between Finom users

€ 0

SEPA transaction fee

€ 2

SEPA transaction fee

€ 0

SEPA transaction fee

€ 0

VISA physical & virtual cards

VISA physical & virtual cards

VISA physical & virtual cards

Physical card monthly maintenance

€ 3

Physical card monthly maintenance

€ 0

Physical card monthly maintenance

€ 0

International payments (in&out)

€ 5

International payments (in&out)

€ 5

International payments (in&out)

€ 5

Outgoing international payments

2 %

Outgoing international payments

0,9 %

Outgoing international payments

0,8 %

Scheduled payments

Scheduled payments

Scheduled payments

Bulk payments

Bulk payments

Bulk payments

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Security is our top priority

Learn more

  • Safeguarded funds: unlimited

    We have a separate Safeguarding Foundation supervised by the DNB to manage your money

  • Passkeys and 3D Secure

    Your money is protected with secure passwordless authentication and single-use passwords

  • GDPR Compliance

    Our servers are protected and hosted in the European Union

  • Reliable partners

    To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Customer support, providing real-time care

  • Dedicated phone or video support

  • Fast response time

  • Interactive Help Center available 24 hours

    24/7

Contact us on e-mail: [email protected]