Not a bank, but more
- Italian IBAN Account opened online in 48 hours
- Virtual and physical cards with 0% commission and up to 3% cashback
- Expense management solution for team spending control
- E-invoicing that gets you paid faster. Simple and powerful
- Connection with your accountant to have all the documents in one place

Starting from 0€ per 6 months
Free Italian IBAN account for freelancers*
Promo ends in:
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Hurry up! Get a limited offer of
6 months free on a Start plan
Open accountPlastic and virtual cards for you and your employees
Issue multiple free VISA debit cards with 0% commission for you and your team
Take just several clicks to instantly create a prepaid virtual card
Set limits, freeze, track, top-up or block cards in just a minute from mobile or desktop


Control your team spendings with expense management features
Set spending limits and policies for every card and employee
Get in control of every transaction with effortless categorization and real-time notifications
Keep books tidy by collecting receipts with just a snap to simplify reconcillation
Digitalize your receipts automatically with document recognition feature
Automate with your financial data easily exported into your favorite accounting software
Get your invoices paid 20% faster
Free, simple and unlimited built-in invoicing solution which reminds your customers to pay
Takes 60 seconds to create an invoice and send it via messenger with just a single click
Invoices you send contain direct payment links for customers to pay with a tap
Design unique invoicing template or just insert your logo with a simple drag and drop
Transactions auto-mapped with invoices for simple reconciliation

6 steps to get your expenses in control
Issue
plastic and virtual
cardsCustomize
card limits and spending
policiesTrack
expenses at
a glanceSnap
or upload
receiptsDigitalize
Receipts and other docs with auto-recognition
Import
accounting-ready data to your software
Get fast and professional premium support from our Customer Care team!

Stop overpaying banks
Start with affordable € 0 plan for freelancers and self-starters. Looking for more?
Enjoy 1 month free trial* for all the other extended plans
Maximum users
1
Outgoing e-Invoices per month
1 per month
Multi-banking. Connected banks
B2B,B2C,PA e-Invoices
Credit notes
Invoices statuses tracking
Customization of invoice templates
Accounting integrations (coming soon)
What you get with FINOM
- Automatic reconciliation of invoices and receipts
- Secure cloud storage
- Payment auto-reminders for customers
- Accountant access
- Free iPhone and Android Apps
- Smart filters and reports
- Free high-speed support
*The offer is limited in time and subject to terms and conditions
The security of your data
Our servers are protected and hosted in the European Union
We comply with the 2016 General Data Protection Rules (GDPR)
TLS protocol
All information and registration data are encrypted before being sent to our servers so that no one can intercept them
3D Secure
Confirm each online card transaction with a unique one-time password
We’re specialists in the fintech market and serial entrepreneurs. We decided to make things pure and more intuitive. It’s essential to spend time on your business, family and friends. Everything else is just a waste of time like being engaged in paper administrative routines.