Free physical & virtual cards
Issue multiple free VISA debit cards for you and your team, 0% commission
- ATM withdrawal limit up to € 10 000 per card
- Issue, limit, top up or block in a single click
- Pay on the go with Apple Pay & Google Pay
Business account for freelancers you dreamed about
Business account for freelancers that keeps all financial operations in one app. Get paid faster with free smart invoicing built into your business account
German IBAN
Opened fully online. No hidden commisions. Up to 3% cashback.
Wisely manage your finances with multiple wallets
Each wallet for the specific expense item. No more accidental spending of money you set aside
- Effortlessly create wallets in seconds
- Instantly transfer funds between wallets
- Easily track your expenses by each wallet
A hassle-free business account for freelancers, local IBAN included.
A business account with a German IBAN designed for freelancers. Free and 100% online.
Team management made easy
Manage account access and control team expenses from the unified interface
- Issue, top up or limit cards for employees in a few clicks
- Enjoy full visibility in customizable dashboard
- Provide limited or unlimited access for external accountant
All your bank accounts brought together in one place
Instantly link any of your bank accounts to Finom and get access to the unified financial data. Find balances, transactions and contractors data in a single interface on mobile and desktop
Learn moreFinom pricing and plans
Subscription plans at a fair cost tailored to fit your business.
Solo
For freelancers and new entrepreneurs who need simple, essential features
€ 0
Open account/ month
€ 0/ month
Recommended
Start
For growing businesses that need advanced features to manage their increasing operations
€ 9
30-day trial/ month
€ 7/ month
You save € 24
Premium
For individual entrepreneurs and companies looking to scale their business with enhanced tools and higher limits
€ 28
30-day trial/ month
€ 24/ month
You save € 48
Business account
Business account
Business account
Users included
1Users included
2Users included
5Multiaccounts
Multiaccounts
Multiaccounts
Cashback
0 %Cashback
2 %Cashback
3 %Dedicated Account Manager
Dedicated Account Manager
Dedicated Account Manager
Accounting & Invoicing
Accounting & Invoicing
Accounting & Invoicing
Accountant access
Accountant access
Accountant access
Smart Invoicing
Smart Invoicing
Smart Invoicing
Reconciliation of invoices and receipts
Reconciliation of invoices and receipts
Reconciliation of invoices and receipts
Recognition of invoices and receipts
Recognition of invoices and receipts
Recognition of invoices and receipts
30+ accounting integrations
30+ accounting integrations
30+ accounting integrations
Payment Solutions
Provided by Finom Payments/Solaris SEPayment Solutions
Provided by Finom Payments/Solaris SEPayment Solutions
Provided by Finom Payments/Solaris SEPersonal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Transfers between Finom users
€ 0Transfers between Finom users
€ 0Transfers between Finom users
€ 0SEPA transaction fee
€ 2SEPA transaction fee
€ 0SEPA transaction fee
€ 0VISA physical & virtual cards
VISA physical & virtual cards
VISA physical & virtual cards
Physical card monthly maintenance
€ 3Physical card monthly maintenance
€ 0Physical card monthly maintenance
€ 0International payments (in&out)
€ 5International payments (in&out)
€ 5International payments (in&out)
€ 5Outgoing international payments
2 %Outgoing international payments
0,9 %Outgoing international payments
0,8 %Scheduled payments
Scheduled payments
Scheduled payments
Bulk payments
Bulk payments
Bulk payments
Start
For growing businesses that need advanced features to manage their increasing operations
€ 9
30-day trial/ month
€ 7/ month
You save € 24
Recommended
Premium
For individual entrepreneurs and companies looking to scale their business with enhanced tools and higher limits
€ 28
30-day trial/ month
€ 24/ month
You save € 48
Corporate
For larger businesses requiring advanced features, higher limits, and greater flexibility
€ 149
Apply now/ month
€ 119/ month
You save € 360
Business account
Business account
Business account
Users included
2Users included
5Users included
10Multiaccounts
Multiaccounts
Multiaccounts
Cashback
2 %Cashback
3 %Cashback
unlimited cashback up to 0,5 %Dedicated Account Manager
Dedicated Account Manager
Dedicated Account Manager
Accounting & Invoicing
Accounting & Invoicing
Accounting & Invoicing
Accountant access
Accountant access
Accountant access
Smart Invoicing
Smart Invoicing
Smart Invoicing
Reconciliation of invoices and receipts
Reconciliation of invoices and receipts
Reconciliation of invoices and receipts
Recognition of invoices and receipts
Recognition of invoices and receipts
Recognition of invoices and receipts
30+ accounting integrations
30+ accounting integrations
30+ accounting integrations
Payment Solutions
Provided by Finom Payments/Solaris SEPayment Solutions
Provided by Finom Payments/Solaris SEPayment Solutions
Provided by Finom Payments/Solaris SEPersonal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Transfers between Finom users
€ 0Transfers between Finom users
€ 0Transfers between Finom users
€ 0SEPA transaction fee
€ 0SEPA transaction fee
€ 0SEPA transaction fee
€ 0VISA physical & virtual cards
VISA physical & virtual cards
VISA physical & virtual cards
Physical card monthly maintenance
€ 0Physical card monthly maintenance
€ 0Physical card monthly maintenance
€ 0International payments (in&out)
€ 5International payments (in&out)
€ 5International payments (in&out)
€ 5Outgoing international payments
0,9 %Outgoing international payments
0,8 %Outgoing international payments
0,5 %Scheduled payments
Scheduled payments
Scheduled payments
Bulk payments
Bulk payments
Bulk payments
Corporate
For larger businesses requiring advanced features, higher limits, and greater flexibility
€ 149
Apply now/ month
€ 119/ month
You save € 360
Recommended
Enterprise
The most comprehensive package, providing the fullest range of features for large-scale businesses to leverage all account capabilities
€ 339
Apply now/ month
€ 249/ month
You save € 1.080
Business account
Business account
Users included
10Users included
15Multiaccounts
Multiaccounts
Cashback
unlimited cashback up to 0,5 %Cashback
unlimited cashback up to 1 %Dedicated Account Manager
Dedicated Account Manager
Accounting & Invoicing
Accounting & Invoicing
Accountant access
Accountant access
Smart Invoicing
Smart Invoicing
Reconciliation of invoices and receipts
Reconciliation of invoices and receipts
Recognition of invoices and receipts
Recognition of invoices and receipts
30+ accounting integrations
30+ accounting integrations
Payment Solutions
Provided by Finom Payments/Solaris SEPayment Solutions
Provided by Finom Payments/Solaris SEPersonal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Transfers between Finom users
€ 0Transfers between Finom users
€ 0SEPA transaction fee
€ 0SEPA transaction fee
€ 0VISA physical & virtual cards
VISA physical & virtual cards
Physical card monthly maintenance
€ 0Physical card monthly maintenance
€ 0International payments (in&out)
€ 5International payments (in&out)
€ 5Outgoing international payments
0,5 %Outgoing international payments
0,3 %Scheduled payments
Scheduled payments
Bulk payments
Bulk payments
Security is our top priority
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords
GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Customer support, providing real-time care
Dedicated phone or video support
Response time less than 1 minute
Interactive Help Center available 24 hours
24/7
Contact us on e-mail: [email protected]
