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Start your business in Germany with Finom

Finish setting up your company with Finom and start working faster

Start

Begin working in 3 easy steps

Complete your registration with Finom and enjoy a fully functional business account

Open a Finom account

Fully online, minimal documents required, and takes just 15 minutes

Transfer your share capital

Prepare your foundational documents and bank statement for the notary

Activate your business account

Start using your account immediately – no need to wait for your Handelsregisternummer

Start working now, complete registration later

Even if your company registration isn’t finalized, you can start working right away

  1. Open an account with minimal documents

  2. Deposit your initial share capital into your business account

  3. Enjoy 90 days to provide your Handelsregisternummer

  4. Once received, we’ll finalize your company’s registration

Register your company

and get all the benefits of Finom business account

Business account

Includes a dedicated consultant and express service

Reconciliation

Automatically match invoices with payments; digitize receipts and documents with a quick snap

  • Cards

    Free physical and virtual cards with up to 3% cashback, the highest on the market.

  • Customer support

    Response time under 5 minutes, rated 5 stars by 92% of customers.

  • Invoicing

    Send invoices in 60 seconds via email, Facebook, or WhatsApp. One-click payment link included.

  • Accounting

    Give full or limited access to your accountant and use integrations with Lexoffice, DATEV Online, sevDesk, FastBill, Sorted, and more.

Tailored for your business structure

We support UG i.G., GmbH i.G., and AG i.G. Get started quickly, no matter the size of your business

Start

Corporate cards that save you money

Manage expenses, earn cashback, and stay in control effortlessly.

  • Make payments easily

    with our trusted banking partner in Germany

  • Free virtual and physical cards

    with up to 3% cashback

  • Virtual card service is completely free

  • Customize card limits for employees

  • Issue and block virtual cards in under a minute

FAQ

  • Can I use Finom before my company registration is complete?

    Yes! You can open a Finom account and use a Finom Visa debit card immediately. You’ll have 90 days to finalize your company registration and provide your Handelsregisternummer.

  • Are virtual cards free to issue?

    Yes – moreover, they help you earn more. You can issue virtual cards for free, and you’ll earn up to 3% cashback on business transactions.

  • Is there a limit to how many virtual cards I can issue?

    No! You can issue as many virtual cards as you’d like. If they’re no longer needed, you can simply freeze or block them.

  • Are Finom Visa cards safe?

    Yes. Finom utilizes state-of-the-art security measures to protect your funds. We are fully GDPR-compliant, and all our data is securely encrypted. We also collaborate with leading European financial institutions to safeguard your funds.