One business account for all your needs
Business account
Cards, accounting tools, and cashback
No queues or paperwork
Manage your money 100% online via app
Credit line
The more you use Finom, the quicker the decision is
Powerful e-invoicing
E-invoices ready in 60 seconds with a payment link
Exceptional cashback up to 3%
On-the-go payments
with ApplePay or GooglePay
Cards with credit line
coming in 2025International payments to 150+ countries
SEPA transfers
Unlimited transfers and direct debits
Up to € 5 000
monthly ATM withdrawal limit
Helping your business thrive
We know getting funding isn’t easy when you represent a small- to medium-sized business.
This is why we analyze your transaction history instead of traditional risk assessment procedures. The more you use your account, the more funding you may get and the better the terms are.
How to get financing
Open a Finom business account if you’re not a client yet
Use your business account to have a reliable transaction history
Request fundscoming in 2025
Get an instant offer
Sign the documents online
Done! Funds will be transferred to your account.
Open account
Meet our 100,000+ customers
Read real, authentic reviews
Ergonomic platform, very clear to create your company.
Alexander
Everything is well thought out and super simple to use. I highly recommend Finom, especially if you're just starting out.
Maria
Responsiveness, ease of use, prices lower than the market. It's great to have a tool like this available for a small business.
Peter
Finom is 10 times better and more modern than comparable platforms, the price is very reasonable. I've never experienced such a smooth integration process when opening an account.
Christina
Opening an account is easy. We stay constantly informed of account access and activity, with 2-factor authentication. I'm really satisfied with the service!
Philip
Everything is clear, with no hidden costs, and with a great team on hand to do everything they can to support you! The app is very user-friendly with lots of possibilities.
Anna
Security is our top priority
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords
GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Finom pricing and plans
Subscription plans at a fair cost tailored to fit your business.
Price
Start
7 €9 €
/month (excl. VAT)
you save 24 €
Premium
24 €28 €
/month (excl. VAT)
you save 48 €
Users included
1
2
5
Cashback
0 %
2 %
3 %
Access to Business Platform
Accounting integrations
All transactions history in smart dashboards
Real-time notifications
Multi-Companies
Number of connected banks and payment service provider
Mobile app (iOS & Android)
99% guaranteed uptime SLA
Role and user management
Accountant access
Manual access to wallets for team members
Visual analytics of income and expenses
Dark theme
Price
Start
7 €9 €
/month (excl. VAT)
you save 24 €
Premium
24 €28 €
/month (excl. VAT)
you save 48 €
Users included
2
5
10
15
Cashback
2 %
3 %
unlimited cashback up to 0,5 %
unlimited cashback up to 1 %
Access to Business Platform
Accounting integrations
All transactions history in smart dashboards
Real-time notifications
Multi-Companies
Number of connected banks and payment service provider
Mobile app (iOS & Android)
99% guaranteed uptime SLA
Role and user management
Accountant access
Manual access to wallets for team members
Visual analytics of income and expenses
Dark theme
FAQ
When will credit financing become available?
The credit products will become available for our customers in 2025. We will announce the exact date later.What documents are needed to apply for a credit product?
Existing Finom customers will not need any additional paperwork. We’ll use your transaction history and documents that you have already provided.What will affect the terms of my credit financing?
The terms of the offer will be assessed based on your Finom activity and external data about your business.How quickly will I receive the funds?
You will get access to a credit line as soon as you get a positive decision. After that, you’ll be able to borrow money within predetermined limits as needed.Can I repay the credit product early without penalties?
No, our credit product doesn’t have an option for an early repayment.Does Finom itself lend the money?
Our credit line is provided in collaboration with Froda AB (Aktiebolag), a Swedish-regulated credit institution with deposits protected by the state. Froda is a reputable and secure institution operating under the Swedish Financial Supervisory Authority.
