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THE Business account with flexible funding

Secure a flexible credit line up to €50,000 for your business – even for new customers*

Open account

*Customers with less than 3 months of Finom activity must connect multibanking to apply. Customers with 3 months or more do not require Multibanking if they have sufficient transaction history with Finom.

THE Business account with flexible funding

Secure a flexible credit line up to €50,000 for your business – even for new customers*

Open account

*Customers with less than 3 months of Finom activity must connect multibanking to apply. Customers with 3 months or more do not require Multibanking if they have sufficient transaction history with Finom.

THE Business account with flexible funding

Secure a flexible credit line up to €50,000 for your business – even for new customers*

Open account

*Customers with less than 3 months of Finom activity must connect multibanking to apply. Customers with 3 months or more do not require Multibanking if they have sufficient transaction history with Finom.

One business account for all your needs

Financial tools

Cards, accounting tools, and transfers

Flexible credit line

Access the funds whenever your business needs them

No queues or paperwork

Manage your money 100% online via the app

Powerful invoicing

Invoices ready in 60 seconds with a payment link

One business account for all your needs

Financial tools

Cards, accounting tools, and transfers

Flexible credit line

Access the funds whenever your business needs them

No queues or paperwork

Manage your money 100% online via the app

Powerful invoicing

Invoices ready in 60 seconds with a payment link

One business account for all your needs

Financial tools

Cards, accounting tools, and transfers

Flexible credit line

Access the funds whenever your business needs them

No queues or paperwork

Manage your money 100% online via the app

Powerful invoicing

Invoices ready in 60 seconds with a payment link

Predictable, reliable funding
€2K–€50K
revolving credit line
Decision-in-under
for 80% of applications
6-month repayment period
Line stays open indefinitely
Quick withdrawals
after approval
100% online application
Predictable, reliable funding
€2K–€50K
revolving credit line
Decision in under
for 80% of applications
6-month repayment period
Line stays open indefinitely
Quick withdrawals
after approval
100% online application
Predictable, reliable funding
€2K–€50K
revolving credit line
Decision in under
for 80% of applications
6-month repayment period
Line stays open indefinitely
Quick withdrawals
after approval
100% online application

Transparent pricing, no surprises

Bridge cash flow gaps instantly

Pay interest only on withdrawn funds

Fixed monthly credit line servicing fee

Geen verborgen kosten en vervroegde aflossingstoeslag

No hidden charges and early repayment fees

No origination fees if funds are used for over 3 months

Open account

Transparent pricing, no surprises

Bridge cash flow gaps instantly

Pay interest only on withdrawn funds

Fixed monthly credit line servicing fee

Geen verborgen kosten en vervroegde aflossingstoeslag

No hidden charges and early repayment fees

No origination fees if funds are used for over 3 months

Open account

Transparent pricing, no surprises

Bridge cash flow gaps instantly

Pay interest only on withdrawn funds

Fixed monthly credit line servicing fee

Geen verborgen kosten en vervroegde aflossingstoeslag

No hidden charges and early repayment fees

No origination fees if funds are used for over 3 months

Open account

Helping your business thrive

We know getting funding isn’t easy when you represent a small- to medium-sized business. That’s why we analyze your transaction history instead of relying on traditional risk assessments. The more you use your account, the more funding you may qualify for – with better terms. To increase your chances of a higher limit, connect all your bank accounts using our multibanking feature.

Helping your business thrive

We know getting funding isn’t easy when you represent a small- to medium-sized business. That’s why we analyze your transaction history instead of relying on traditional risk assessments. The more you use your account, the more funding you may qualify for – with better terms. To increase your chances of a higher limit, connect all your bank accounts using our multibanking feature.

Helping your business thrive

We know getting funding isn’t easy when you represent a small- to medium-sized business. That’s why we analyze your transaction history instead of relying on traditional risk assessments. The more you use your account, the more funding you may qualify for – with better terms. To increase your chances of a higher limit, connect all your bank accounts using our multibanking feature.

How to get your credit line

Access your funds immediately

Open a Finom business account

1

Start using your Finom account to build your transaction

2

Get a personalized offer based on your business profile

3

Get an offer based on your business profile

4

Sign the documents online

5

Open now

How to get your credit line

Access your funds immediately

Open a Finom business account

1

Start using your Finom account to build your transaction

2

Get a personalized offer based on your business profile

3

Get an offer based on your business profile

4

Sign the documents online

5

Open now

How to get your credit line

Access your funds immediately

Open a Finom business account

1

Start using your Finom account to build your transaction

2

Get a personalized offer based on your business profile

3

Get an offer based on your business profile

4

Sign the documents online

5

Open now

Make payments easily

Free physical and virtual cards for you and your employees

Learn more

Pay anywhere
with ApplePay or GooglePay
Prime business card
Low fees, high cashback, and global perks for just € 9,99/month
Transfers & Direct Debits
Up to € 5 000
monthly ATM withdrawal limit
Send payments to 150+ countries
Make payments easily

Free physical and virtual cards for you and your employees

Learn more

Pay anywhere
with ApplePay or GooglePay
Prime business card
Low fees, high cashback, and global perks for just € 9,99/month
Transfers & Direct Debits
Up to € 5 000
monthly ATM withdrawal limit
Send payments to 150+ countries
Make payments easily

Free physical and virtual cards for you and your employees

Learn more

Pay anywhere
with ApplePay or GooglePay
Prime business card
Low fees, high cashback, and global perks for just € 9,99/month
Transfers & Direct Debits
Up to € 5 000
monthly ATM withdrawal limit
Internationale overboekingen naar 150+ landen

Security is our top priority

GDPR Compliance

Our servers are protected and hosted in the European Union

Reliable partners

To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Safeguarded funds: unlimited

We have a separate Safeguarding Foundation supervised by the DNB to manage your money

Passkeys and 3D Secure

Your money is protected with secure passwordless authentication and single-use passwords

Learn more

Security is our top priority

GDPR Compliance

Our servers are protected and hosted in the European Union

Reliable partners

To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Safeguarded funds: unlimited

We have a separate Safeguarding Foundation supervised by the DNB to manage your money

Passkeys and 3D Secure

Your money is protected with secure passwordless authentication and single-use passwords

Learn more

Security is our top priority

GDPR Compliance

Our servers are protected and hosted in the European Union

Reliable partners

To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Safeguarded funds: unlimited

We have a separate Safeguarding Foundation supervised by the DNB to manage your money

Passkeys and 3D Secure

Your money is protected with secure passwordless authentication and single-use passwords

Learn more

Choose the right plan for your business

Compare Finom plans and open your account

Find your plan

Choose the right plan for your business

Compare Finom plans and open your account

Find your plan

Choose the right plan for your business

Compare Finom plans and open your account

Find your plan

FAQ

  • In which countries is the credit line available?

    Currently, the credit line is available to existing Finom customers in the Netherlands. We plan to expand to more countries in the future.

  • What documents are needed to apply for a credit product?

  • What will affect the terms of my credit financing?

  • How quickly will I receive the funds?

Get more details

FAQ

  • In which countries is the credit line available?

    Currently, the credit line is available to existing Finom customers in the Netherlands. We plan to expand to more countries in the future.

  • What documents are needed to apply for a credit product?

  • What will affect the terms of my credit financing?

  • How quickly will I receive the funds?

Get more details

FAQ

  • In which countries is the credit line available?

    Currently, the credit line is available to existing Finom customers in the Netherlands. We plan to expand to more countries in the future.

  • What documents are needed to apply for a credit product?

  • What will affect the terms of my credit financing?

  • How quickly will I receive the funds?

Get more details