Comparison of digital business account providers

Compare business accounts using our chart to discover what makes us stand out

Business account choices simplified

Analyzing and contrasting business bank accounts can be a time-consuming task, often requiring extensive research.

As a business owner, you likely face numerous demands on your time. To alleviate some of this burden, we have compiled the pertinent information for your convenience. Use our comparative table to evaluate business bank account offerings from various providers, encompassing both traditional high-street banks and emerging challengers in the financial landscape.

Assess how Finom's business account stacks up against competitors across key metrics such as customer support, fee structures, available features, payment options, and lending opportunities.

Finom: we have it all and more

Finom.
Revolut
Qonto
Qonto
N26
Monthly pricing
From € 0
From € 0
From € 9
From € 0
German IBAN
Cashback
Up to 3%
Only for selected customers
Up to 0.5%
Daily cash withdrawal limit
Up to € 2500
Up to € 3000
Up to € 2000
Up to € 1000
Number of free ATM withdrawals
Up to 15
2% fee for each withdrawal
Up to 5
Up to 5
International payments
Fixed € 5 fee
Fee varies
Fee varies
Fee varies
Built-in invoicing
Free
Fees apply
Except for the basic tariff
Free virtual cards
Unlimited number per user
Free physical cards
Up to 3 cards per user
Apple Pay / Google Pay
Transfers from overseas
Ultra-secure web Passkey login
German legal forms
Einzelunternehmer (Self-employed), Freiberufler (freelancers), GmbH, OHG, GbR, AG, KG, KGaA, PartG, UG, eK, eG, GmbH & Co. KG, Gmbh iG, UG iG
eK / e.Kfm / e.Kfr (Sole proprietorship), GmbH, GmbH iG, gGmbH, UG, UG iG, gUG, AG, AG & Co. KG, GmbH & Co. KG, AG & Co. oHG, UG & Co .KG, oHG, GmbH & Co. oHG, KG, KGaA, GbR
eK / e.Kfm / e.Kfr (Sole proprietorship), GmbH, GmbH iG, gGmbH, UG, UG iG, gUG, AG, AG & Co. KG, GmbH & Co. KG, AG & Co. oHG, UG & Co. KG, oHG, GmbH & Co. oHG, KG, KGaA, GbR
Freelancers (Freiberufler), sole proprietors, self-employed (Einzelunternehmer)
Online business account opening
Multi-business accounts (sub-accounts)
Opening period, business days (from registration until the account is ready)
Up to 1
Up to 7
Up to 2
Up to 1
Expense management

Please note that this comparison table doesn’t encompass each platform’s complete range of offerings. We recommend visiting the respective platform’s website to explore and compare all the features and services.

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