Finom vs REVOLUT: a side-by-side comparison

Choosing the right provider for your business isn't easy. Let's take a look at why Finom might be a better choice in terms of cashback, card options, and pricing.

Open free business account

Finom: we have it all and more

Finom

Revolut Business

Finom

Revolut Business

Overall pricing

per month when paid annually

from € 0

for a fully functional business account

from € 10

for a fully functional business account

French IBAN

Cashback

Up to 3%

Only for selected customers

Invoicing

VAT reporting

Basic

Accounting integrations

Limited

E-signatures

Basic

Legal forms

Self-employed, EI, EIRL, independent professionals, micro-enterprises, SAS, SASU, SARL, EURL, SA, SCOP, SNC, SCS, SCA, SEL (including SELARL, SELAS, SELAFA, SELCA)

SAS, SASU, SARL, EURL, SC, micro-enterprises and independent professionals

Virtual cards

Physical cards

Solo - 0
Basic - 2
Smart - unlimited
Pro - unlimited
Grow - unlimited

*max 3 per user, all for free

Basic- 1
Grow - 5
Scale - 10
Enterprise - Unlimited

Card monthly fee

INACTIVE CARD FEES ONLY

Solo - € 0 physical, € 1 virtual
Start - € 1 physical, € 0,5 virtual
Premium - Free
Corporate - Free
Enterprise - Free

Basic - € 0 (one free)
Grow - € 3,99
Scale - € 14,99
Enterprise - € 179

Daily cash withdrawal limit

up to € 2,500 for free (then 2%)

up to € 3,500 (2% fee for each ATM withdrawal)

Apple Pay / Google Pay

International payments

Fixed € 5 fee

EUR - Free
Other currencies - fees vary from € 0,2 to € 5

Here’s why

Top-notch solution Business account opened from the comfort of your couch in 2 days. Free cards, state-of-the-art invoicing, payments all around the globe, and more;
Never overpay We’re fully digital – no costs on branches. Ever seen our billboards and TV ads? No, we don’t spend on it;
Never walk alone Our lightning-fast phone, video or chat customer support assists you at every step of the way.

Why choose Finom for business?

Free business account
Open a fully functional business account with invoicing for as much as €0
Up to 3% cashback
Use your VISA cards and score cashback that pays the subscription off
Invoicing
Create and send smart invoices in 60 seconds and get paid 20%+ faster
5% p.a. Interest Account
Get a fixed rate for your first 5 months with no lock-ins

Open account

1-month free trial available

Customers love Finom

4.7
App Store
4.6
Google Play

Meet our 200,000+ customers

Read real, authentic reviews

Verified

I just enjoy my working with the Bank

I just enjoy my working with the Bank, its everything working fast, i have immidiatly support when i need. And process of opening the account was easy and in 20 min, without this texting letter per Post. i had really bad expirience with other Deutsche bank, and now i am with my Finom just happy

Alesika

October 13, 2026

Verified

Hi im Alexandru.its my firat experience…

Hi im Alexandru.its my firat experience to open a finom business account but it was great aplication and ao easy to open account .Amazing

LUCIAN PUTI, ALEXANDRU

October 13, 2026

Verified

Adam from Finom was very helpfull with…

Adam from Finom was very helpfull with my questions about a problem I had. Thank you again for helping me out Adam.

October 12, 2026

Verified

Endri at Finom was amazing at helping…

Endri at Finom was amazing at helping me sort out an issue. Endri was patient and answered my many questions and sorted out my request quickly. Excellent customer service. Thank you.

October 11, 2026

Verified

Very good service

Best service

Amar Toma

October 14, 2026

Verified

prompt response with good solution

Response is prompt, and solution is good.

Qiang Wu

October 14, 2026

Verified

Very good & quick customer support

Very good & quick customer support. Much better than at other banks. However product UX is not the best. Running into avoidable problems regularly.

Daniel

July 16, 2026

Verified

I’ve very positive experience - highly recommended had a very positive experience…

I've had a very positive experience with Finom so far. The interface is intuitive, the bookkeeping features save me a lot of time, and the overall platform makes managing my business finances much easier on a daily basis. One area that could be improved is the MCC fees, as they can add up over time. On the other hand, the cashback program is a nice benefit and helps offset some of those costs. I'd also love to see Finom offer a proper credit line or other financing options for small entrepreneurs, credit that makes positive impact. Access to flexible funding would make it easier for businesses in the early stages to grow. Overall, I'm very happy with the service and would recommend it to other small business owners looking for a modern and easy-to-use business banking solution. Thanks a lot for your services.

Luiz Andrade

July 01, 2026

Verified

Cyclum Fin

We re waiting for accept of transfer but the contact with Finom is good

Andrey

October 08, 2026

Verified

Super application

Adam

October 06, 2026

Rated 4.8 / 5 based on 15,901 reviews. Showing our latest reviews.

Security is our top priority

GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords