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Accounting tools built inside your business account

Stop overpaying and switching between tools. Start using end-to-end accounting fully integrated with your business account – built for Micro-entrepreneurs (ME), Professions libérales BNC (EI réel) and Entrepreneurs individuels BIC (EI réel simplifié)

  • Receipt scanning, invoicing, reconciliation, categorization, and tax declarations

  • Create URSSAF, TVA, CA3 / CA12 and more declarations effortlessly

  • In case you want to: Invite your accountant to collaborate directly

  • € 0 for the first 6 months integrated in your business bank account

Start for free
Automatic FEC export files for audits
Trusted by 200,000+ European entrepreneurs using Finom Business Accounts
No extra tools needed
Automatic FEC export files for audits
Trusted by 200,000+ European entrepreneurs using Finom Business Accounts
No extra tools needed

From receipts to books – automatically

  • Just take a photo of your receipt. Finom extracts data and stores it securely.

  • Transactions are matched and categorized with the correct VAT, even in complex cases.

  • Stay ahead of VAT payments with our integrated VAT forecast.

Invoicing that works

  • Create, customize, and send invoices and quotes in a few clicks.

  • Store invoices safely and never lose a document again.

  • Add Paypal links and QR codes. Issue invoices in multiple currencies and languages.

Stay tax-ready all year long

  • Create and download tax declarations directly for easy submission to authorities.

  • Automatic creation of URSSAF, TVA, CA3 / CA12, 2042-C-PRO declarations in seconds.

  • Stay on track with a built-in tax calendar and automated reminders.

The full picture, all in one place

  • Manage invoices, expenses, records, reports, and taxes from a single dashboard

  • No more switching between tools or paying for multiple platforms

  • Invite your accountant to collaborate directly – no separate software required

Meet your AI accounting & tax co-pilot

Not sure how to categorize an expense? Confused about VAT? Your Finom AI co-pilot is always there to guide you with smart suggestions.

Try it free for 6 months

You remain responsible for your tax declarations. We do not provide personalized tax advice within the meaning of § 3 StBerG

Finom Accounting is built for micro entrepreneurs & small businesses

Micro-entrepreneurs (ME)

Everything you need to stay compliant, without the admin. Clean, audit-ready records all year round

Professions libérales BNC (EI réel)

Stay compliant with minimal effort. Handle URSSAF and VAT tracking seamlessly – focus on growth, not paperwork

Entrepreneurs individuels BIC (EI réel simplifié)

Keep your books clear, even without VAT. Capture receipts and expenses easily. Organized from day one

Your data is protected at all times

security-label

  • GDPR-compliant

    Your data is encrypted and never leaves the European Union

    gdpr

  • AI Act-ready

    Finom fully complies with the newly issued EU AI Act

    ai-act

  • Human validation

    You can always request a certified tax advisor to review your entries

    human-validation

  • Passkeys and 3D Secure

    Your money is protected by state-of-art measures

    3d-secure

Finom pricing and plans

Subscription plans at a fair cost tailored to fit your business.

Solo

For freelancers who need simple, essential features

Basic

For individual entrepreneurs or small teams taking their first steps. Simple, essential tools to start and stay in control

Smart

For small to medium-sized businesses with straightforward needs. Flexible tools and higher limits for daily operations

€ 0 / month€ 0 / monthFree for the first 6 months, then just €9/month

€ 0 / month€ 0 / monthFree for the first 6 months, then just €15/month.

excl. VAT

€ 0 / month€ 0 / monthIncluded in your plan

Access

Access

Access

Connect your bank accounts

Connect your bank accounts

Connect your bank accounts

Web & mobile app

Web & mobile app

Web & mobile app

Invoicing

Invoicing

Invoicing

Creating and sharing invoices

Creating and sharing invoices

Creating and sharing invoices

Optional QR Codes & clickable Paypal links on invoices

Optional QR Codes & clickable Paypal links on invoices

Optional QR Codes & clickable Paypal links on invoices

Multiple languages and currencies

Multiple languages and currencies

Multiple languages and currencies

Invoice customization

Invoice customization

Invoice customization

Tracking invoice and incoming payment status 

Tracking invoice and incoming payment status 

Tracking invoice and incoming payment status 

Converting offers to invoices

Converting offers to invoices

Converting offers to invoices

Payment reminders

Payment reminders

Payment reminders

Recurring billing

Coming soon

Recurring billing

Coming soon

Recurring billing

Coming soon

Collecting documents via email forwarding

Collecting documents via email forwarding

Collecting documents via email forwarding

Uploading, downloading, exporting, and storing invoices

Uploading, downloading, exporting, and storing invoices

Uploading, downloading, exporting, and storing invoices

Bookkeeping

Bookkeeping

Bookkeeping

Receipt scanning & automatic recognition

Receipt scanning & automatic recognition

Receipt scanning & automatic recognition

Automatic receipt & transaction reconciliation

Automatic receipt & transaction reconciliation

Automatic receipt & transaction reconciliation

Smart categorization according to PCG (AI smart rules)

Smart categorization according to PCG (AI smart rules)

Smart categorization according to PCG (AI smart rules)

Uploading, downloading, exporting, storing documents

Uploading, downloading, exporting, storing documents

Uploading, downloading, exporting, storing documents

Automatic FEC export files (on audit request)

Automatic FEC export files (on audit request)

Automatic FEC export files (on audit request)

Taxes

Taxes

Taxes

Automatic VAT forecast

Automatic VAT forecast

Automatic VAT forecast

Tax wallet

Tax wallet

Tax wallet

Automatic VAT (CA3 & CA12) declaration

Automatic VAT (CA3 & CA12) declaration

Automatic VAT (CA3 & CA12) declaration

Automatic creation of URSSAF declaration

Automatic creation of URSSAF declaration

Automatic creation of URSSAF declaration

Direct URSSAF submission

Coming soon

Direct URSSAF submission

Coming soon

Direct URSSAF submission

Coming soon

Automatic creation of déclaration 2035

Automatic creation of déclaration 2035

Automatic creation of déclaration 2035

Automatic creation of déclaration 2042, section: C Pro

Automatic creation of déclaration 2042, section: C Pro

Automatic creation of déclaration 2042, section: C Pro

Compare plans

All-in-one Business Platform

Plans

Solo

€ 0 / month€ 0 / monthFree for the first 6 months, then just €9/month

Basic

€ 0 / month€ 0 / monthFree for the first 6 months, then just €15/month.

Smart

excl. VAT€ 0 / month€ 0 / monthIncluded in your plan

Access

Connect your bank accounts

Web & mobile app

Invoicing

Creating and sharing invoices

Optional QR Codes & clickable Paypal links on invoices

Multiple languages and currencies

Invoice customization

Tracking invoice and incoming payment status 

Converting offers to invoices

Payment reminders

Recurring billing

Coming soon

Coming soon

Coming soon

Collecting documents via email forwarding

Uploading, downloading, exporting, and storing invoices

Bookkeeping

Receipt scanning & automatic recognition

Automatic receipt & transaction reconciliation

Smart categorization according to PCG (AI smart rules)

Uploading, downloading, exporting, storing documents

Automatic FEC export files (on audit request)

Taxes

Automatic VAT forecast

Tax wallet

Automatic VAT (CA3 & CA12) declaration

Automatic creation of URSSAF declaration

Direct URSSAF submission

Coming soon

Coming soon

Coming soon

Automatic creation of déclaration 2035

Automatic creation of déclaration 2042, section: C Pro

Automation & AI

AI-powered categorisation suggestions

AI Accounting co-pilot for accounting questions

Guided checklist for missing documents

Collaboration & services

Accountant access

Export-ready data for accountant workflows

Customer Care support

Business account

Business bank account

Debit cards

Payments and Transfers

Cash and withdrawals

Interest and cash management

Cashback

0%

1%

3%

Expense management

Scheduled payments

Bulk payments

Users included

1

2

Chat support

Up to 1 business day

Up to 3 hours

Up to 3 hours

Please note that certain services are directly provided to you by a payment institution. Finom charges you for the platform services.

For our detailed price list, download PDF here

FAQ

  • What makes Finom Business Accounts with integrated Accounting worth trying?

    Finom combines your business account and accounting in one place, so you can manage money, bookkeeping, and taxes without switching tools. Scan receipts, track expenses, create invoices, and file directly with the French tax authorities – no accounting background needed. It’s simple, automated, and significantly more affordable than traditional solutions, with a free trial to get started.

  • Who is Finom Accounting for?

    Finom Accounting is built for freelancers, micro-entrepreneurs (auto-entrepreneurs), and individual businesses (Entreprise Individuelle – EI) in France. It also supports SASUs, EURLs, SASs, and SARLs for day-to-day bookkeeping and TVA workflows. For full annual financial statements (Bilan, Compte de résultat), you would still need to handle these separately – advanced reporting features are coming soon. It’s ideal if you want a simple, compliant setup without relying on expensive accountants

  • What can I actually do with it?

    You can manage your entire workflow in one place:
    • Automatically track income and expenses
    • Scan and categorize receipts
    • Create and submit UStVA (VAT returns)
    • Generate URSSAF declarations and tax-ready reports
    • Monitor VAT and financial performance in real time
    Everything stays organized, audit-ready, and directly connected to your business finances.

  • Do I need accounting knowledge?

    No. The platform is intuitive and designed to guide you step by step. Automation and built-in checks ensure your data is complete and accurate, so you can confidently manage your finances – even if you're new to accounting.

  • I am a Micro-entrepreneur (ME), is Finom Accounting the right choice for me?

    Absolutely! Finom Accounting is a perfect match for micro-entrepreneurs (auto-entrepreneurs). Since your taxes are based on your total revenue rather than complex expense deductions, you don't need a traditional, expensive accountant. With Finom, you can automatically track your turnover, generate your mandatory URSSAF declarations, and manage your invoicing seamlessly. Plus, if you cross the threshold and become subject to VAT, Finom will help you manage and file your TVA workflows without any hassle. It's a simple, compliant, and cost-effective setup built specifically for freelancers like you.

  • Is Finom Accounting the right choice for Professions libérales operating under the BNC (Bénéfices Non Commerciaux) réel regime?

    Yes, it is highly suitable for Professions libérales operating under the BNC (Bénéfices Non Commerciaux) réel regime. As an Entreprise Individuelle (EI) au réel, you are required to keep a rigorous log of both income (recettes) and professional expenses (dépenses). Finom simplifies this entire workflow: you can scan and automatically categorize receipts, ensuring your books remain audit-ready for the tax authorities. The platform also handles your periodic TVA (CA3/CA12) calculations and electronic submissions, saving you hours of manual work and providing you with real-time financial performance tracking.

  • Is Finom Accounting suitable for Entrepreneurs individuels in the BIC (Bénéfices Industriels et Commerciaux) réel simplifié regime?

    Yes, Finom is an excellent day-to-day tool for Entrepreneurs individuels in the BIC (Bénéfices Industriels et Commerciaux) réel simplifié category. It perfectly covers your daily bookkeeping needs, including automated expense tracking, receipt scanning, and real-time TVA management. It is ideal for keeping your business finances completely organized throughout the year. Please note: Since the réel simplifié regime requires the final submission of specific annual financial statements (Bilan, Compte de résultat, and Liasse fiscale), you would still need to handle these advanced end-of-year filings separately for now, though advanced reporting features are coming soon to Finom!

  • How is this different from accountants or other tools?

    Unlike traditional accounting or standalone tools, Finom:
    • Combines banking and accounting in one platform
    • Automates repetitive tasks like categorization and reporting
    • Alerts you if something is missing before deadlines
    • Keeps everything in one place – no back-and-forth with documents
    You get full control with guidance and automation that reduces errors and saves time – all at a fraction of the cost.

  • Will I still need a tax advisor?

    Not necessarily for day-to-day bookkeeping. Finom helps you handle most tasks yourself, but it doesn’t replace a licensed tax advisor for complex cases.

  • How much does it cost?

    Finom Accounting is free for the first 6 months and remains significantly cheaper than traditional accounting solutions afterward. Pricing ranges from €0 to €9 per month, depending on your Finom business account plan.

  • Is my data safe?

    Yes. Finom is a GDPR-compliant European company with strong encryption and security standards. Your financial data is fully protected and always under your control.