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Your business, in its Prime era

Meet Finom Prime – the card that can save you over €20K a year. Earn 1% cashback, skip FX fees, and travel stress-free with lounge access and eSIMs included.
Join and get Prime

Premium finally made practical

Finom Prime packs powerful features that most entrepreneurs miss with standard cards – but keeps it accessible and fair.
Explore Prime way to pay
all expenses count!

1% cashback

earn up to € 1K/month

Business lounge access

eSIM with 1GB included

up to € 20K/month

FX fees

on non-EUR transactions

100% cashback on AI, up to €25

Your first month of: ChatGPT, Claude, Perplexity, Lovable, Cursor, Copilot, Replit

Stress-free card

no inactivity fees, free express delivery

  • Predictable

    cashback and savings that outpace the monthly fee

  • Global-ready

    0% FX fees and travel perks for cross-border work

  • Fair & trustworthy

    € 9,99/month card subscription fee that pays for itself many times over – no hidden costs, just transparent value

  • Scalable

    more valuable tools to be included

The one for entrepreneurs

Save over € 20K/year for just € 9,99/month. This card impresses and gives more than it takes.

  • Save up to € 8K/year with 0% FX fees on international payments

  • Earn up to € 12K/year with 1% cashback on all card spend

  • Save another € 300/year with free lounge passes and travel eSIMs

  • Keep another € 50 thanks to all the extras included

Endless payback. € 9,99/month.

A card that works as hard as you do: functional, fair, made for businesses in their Prime.

Get my Prime card

Meet our 200,000+ customers

Read real, authentic reviews
Verified

Best customer service ever

Long story short, we had a completely messed up situation where a gas station charged us double and we couldn't reach them again at all. FINOM literally compensated us the amount themselves because we've been such good clients of theirs. Now this is proper customer service. Special thanks to Adele!

LDP Group

August 20, 2026

Verified

Friendly staff

Friendly staff, very helpful, and good service. They helped me get my money back from a scam transaction.

Saeed Zamanian

August 18, 2026

Verified

Top for Everything!!

Top for Everything!!

Alexander Wagner

August 20, 2026

Verified

I’m happy to Finom accounts

I’m happy to Finom accounts

Paul Sebastian Murariu

August 20, 2026

Verified

Sandra was very helpful.

Sandra was very helpful.

Maki

August 20, 2026

Verified

Good

Very good app

Odion destiny

August 19, 2026

Verified

Very good & quick customer support

Very good & quick customer support. Much better than at other banks. However product UX is not the best. Running into avoidable problems regularly.

Daniel

July 16, 2026

Verified

I’ve very positive experience - highly recommended had a very positive experience…

I've had a very positive experience with Finom so far. The interface is intuitive, the bookkeeping features save me a lot of time, and the overall platform makes managing my business finances much easier on a daily basis. One area that could be improved is the MCC fees, as they can add up over time. On the other hand, the cashback program is a nice benefit and helps offset some of those costs. I'd also love to see Finom offer a proper credit line or other financing options for small entrepreneurs, credit that makes positive impact. Access to flexible funding would make it easier for businesses in the early stages to grow. Overall, I'm very happy with the service and would recommend it to other small business owners looking for a modern and easy-to-use business banking solution. Thanks a lot for your services.

Luiz Andrade

July 01, 2026

Verified

Advertised 5% – got 0.75% instead

I opened a Finom account specifically because of the prominently advertised 5% p.a. for 5 months interest offer. After completing the onboarding, my account only showed 0.75% p.a. I contacted support and initially received multiple contradictory explanations. Only after repeated follow-up was I told that the 5% offer only applies to selected eligible customers and cannot be applied to my account. The main issue is not the interest rate itself, but the lack of transparency before account opening. If an advertised promotion does not apply to all new customers, this should be made clear upfront and individually before onboarding. Very disappointing first experience. UPDATE: Initial onboarding experience was frustrating due to unclear communication around the advertised 5% interest promotion. My account first showed only 0.75%, and support responses were inconsistent. However, after escalation, Finom contacted me directly, reviewed the case, applied the 5% promotional rate until 16.09.2026, and also offered a goodwill gesture. So while the first impression was poor, I appreciate that they ultimately took ownership and resolved the issue professionally. I hope transparency around promotional eligibility will improve going forward.

Daniel Tridico

April 17, 2026

Verified

It's easy open the account end register…

It's easy open the account end register all the documents. It need time for all the notar document. Good

Paolo

April 13, 2026

Rated 4.7 / 5 based on 14,892 reviews. Showing our latest reviews.

FAQ

  • How can I get my Finom Prime card?

    It’s quick and easy:
    1. Open your Finom business account – it only takes a few minutes, and we welcome all businesses from freelancers to enterprises.
    2. Choose any subscription plan from Basic or higher.
    3. Order your Finom Prime card – physical or virtual. You can start using it right away with your mobile wallet, and your physical card arrives free within 1–2 business days.

  • Can freelancers get Prime?

    Of course! No matter what size your business is, whether you’re a solopreneur, startup, or scaleup, Prime is available for Basic, Smart, Grow, and Pro Finom plans subscribers.

  • Will I still get cashback from my existing free Finom cards?

    Yes. Your current free card’s benefits stay the same – they are simply boosted with 1% cashback on all payments made with Finom Prime cards.

  • Does Prime come with both physical and virtual cards?

    Yes, Prime comes with both physical and virtual cards. You can choose to order a physical card or a virtual card, or both.

  • What happens if I spend more than € 20 000 in foreign currency?

    If you’re above the headroom of € 20 000/month, the standard FX fees relevant for your Finom subscription plan apply.

  • Is the Prime price additional to the Finom subscription cost?

    Yes. Prime is an add-on for Basic, Smart, Grow, and Pro users who want extra perks at a fair, fixed price of € 9,99/month. See full Terms & Conditions here.

  • Why would I pay for Prime when I already have a card?

    Because free cards have limits. With Prime, 1% cashback, capped at , and 0% FX fees for up to € 20 000K/month alone can pay back the € 9,99/month fee many times over

  • Is this just another premium card with bells and whistles?

    Not at all. Prime is about function, not flash. It’s a step up when your business outgrows basics but isn’t ready to deal with prestige pricing.

  • What’s included in the software subscription cashback?

    When you pay with your Finom Prime card, you’ll get 100% cashback (up to €25) on your first month of any of these AI tools: ChatGPT, Claude, Perplexity, Lovable, Cursor, Copilot, and Replit. If your first month costs €25 or less, you get it fully refunded; if it costs more, you get €25 back. The cashback applies automatically when you use your Finom Prime card at checkout – no extra steps needed. We’ll keep expanding the list of eligible services.

  • What if I don’t travel often?

    That’s fine – Prime’s main payback is in cashback and FX savings. The lounge passes and eSIMs are just a valuable bonus for when you need them.

  • Is this the final version of Prime?

    No – this is just the beginning. More perks and features will roll out, expanding Prime’s package and its value.

  • How fast will I get my physical Prime card?

    Express delivery across the EU is included free of charge, allowing you to receive your card in up to 2 working days. Meanwhile, you can add it to Apple Pay or Google Pay and start using it – its details are available immediately after issuance.

  • Can I cancel Prime anytime?

    Of course. You stay in control – cancel your subscription whenever you like. It will be suspended after the billing period ends, no hidden lock-ins.