Finom vs REVOLUT: a side-by-side comparison

Choosing the right provider for your business isn't easy. Let's take a look at why Finom might be a better choice in terms of cashback, card options, and pricing.

Finom: we have it all and more

Finom
Revolut Business
Finom
Revolut Business

Overall pricing 

per month when paid annually

from € 0

for a fully functional business account

from € 10

for a fully functional business account

Italian IBAN

Cashback

Up to 3%

Only for selected customers

Invoicing

VAT reporting

VAT reporting

Basic

Accounting integrations

Limited

E-signatures

E-signatures

Basic

Legal forms

Ditta Individuale, Libero professionista, SN, SS, SRL, SCARL, SRLS, SE, SAPA, SAS, SPA, SCPA
Freelancers, sole proprietors, self-employed

Virtual cards

Physical cards

Solo - 0
Basic - 2
Smart - unlimited
Pro - unlimited
Grow - unlimited

*max 3 per user, all for free

Basic- 1
Grow - 5
Scale - 10
Enterprise - Unlimited

Card monthly fee

INACTIVE CARD FEES ONLY

Solo - € 0 physical, € 1 virtual
Basic - € 1 physical, € 0,5 virtual
Smart - Free
Pro - Free
Grow - Free

Basic - € 0 (one free)
Grow - € 3,99
Scale - € 14,99
Enterprise - € 179

Daily cash withdrawal limit

up to € 2,500 for free (then 2%)
up to € 3,500 (2% fee for each ATM withdrawal)

Apple Pay / Google Pay

International payments

Fixed € 5 fee

EUR - Free
Other currencies - fees vary from € 0,2 to € 5

Sign up now and have it all set within 24 hours!

Open free business account

Here’s why

  • Top-notch solution Business account opened from the comfort of your couch in 2 days. Free cards, state-of-the-art invoicing, payments all around the globe, and more;

  • Never overpay We’re fully digital – no costs on branches. Ever seen our billboards and TV ads? No, we don’t spend on it;

  • Never walk alone Our lightning-fast phone, video or chat customer support assists you at every step of the way.

Why choose Finom for business?

  • Free business account

    Open a fully functional business account with invoicing for as much as €0

  • Up to 3% cashback

    Use your VISA cards and score cashback that pays the subscription off

  • Invoicing

    Create and send smart invoices in 60 seconds and get paid 20%+ faster

  • 5% p.a. Interest Account

    Get a fixed rate for your first 5 months with no lock-ins

Open account

1-month free trial available

Customers love Finom

Meet our 200,000+ customers

Read real, authentic reviews

Excellent customer support

Excellent customer support! Maria A was very professional, patient, and followed up until my issue was completely resolved. Thank you, Maria A, for your outstanding assistance!

mohammadreza yekkalam

July 28, 2026

Ease of doing business!

If you're running a business in Italy—or anywhere else in Europe where they operate—do yourself a favor and check out Finom. It’s a complete business management hub. The full integration with local tax authorities for invoicing and payments saves so much headache. It’s unbelievably intuitive, bureaucracy-free, and their support team is always fantastic!

NitroBuildPC

July 27, 2026

Excellent service and professional support

I had a very positive experience with FINOM. The service is simple, intuitive, and well suited to the day-to-day management of a business account. The customer support team was helpful, professional, and attentive, providing clear answers and practical assistance. I would recommend FINOM to businesses and professionals.

Daniele De Angelis

July 27, 2026

Sandra🙏🙏🙏💪💪💪

Dear Sandra, I really appreciate that at your financial institution FINOM, I’m dealing with people and not with robots controlled by artificial intelligence. You responded personally and helped me resolve my issue. You took the time to assist me, and I really appreciate that. The response—and the communication—was extremely satisfactory. I’d like to express my sincere thanks!

Mo

July 25, 2026

Finom is the best for a fast and smooth experience

Finom is very convenient to use and start a business account. I tried many other european banks, but many were not feasible and convenient. But Finom made it possible and it is the best. Very swift usage and no issues.

Jeemon Fernandes

July 24, 2026

Thank you very much

Thank you very much, Mia! It is always great to work with you. I wish you all the best. Taras K.

Taras Karabuta

July 30, 2026

Very good & quick customer support

Very good & quick customer support. Much better than at other banks. However product UX is not the best. Running into avoidable problems regularly.

Daniel

July 16, 2026

I’ve very positive experience - highly recommended had a very positive experience…

I've had a very positive experience with Finom so far. The interface is intuitive, the bookkeeping features save me a lot of time, and the overall platform makes managing my business finances much easier on a daily basis. One area that could be improved is the MCC fees, as they can add up over time. On the other hand, the cashback program is a nice benefit and helps offset some of those costs. I'd also love to see Finom offer a proper credit line or other financing options for small entrepreneurs, credit that makes positive impact. Access to flexible funding would make it easier for businesses in the early stages to grow. Overall, I'm very happy with the service and would recommend it to other small business owners looking for a modern and easy-to-use business banking solution. Thanks a lot for your services.

Luiz Andrade

July 01, 2026

Advertised 5% – got 0.75% instead

I opened a Finom account specifically because of the prominently advertised 5% p.a. for 5 months interest offer. After completing the onboarding, my account only showed 0.75% p.a. I contacted support and initially received multiple contradictory explanations. Only after repeated follow-up was I told that the 5% offer only applies to selected eligible customers and cannot be applied to my account. The main issue is not the interest rate itself, but the lack of transparency before account opening. If an advertised promotion does not apply to all new customers, this should be made clear upfront and individually before onboarding. Very disappointing first experience. UPDATE: Initial onboarding experience was frustrating due to unclear communication around the advertised 5% interest promotion. My account first showed only 0.75%, and support responses were inconsistent. However, after escalation, Finom contacted me directly, reviewed the case, applied the 5% promotional rate until 16.09.2026, and also offered a goodwill gesture. So while the first impression was poor, I appreciate that they ultimately took ownership and resolved the issue professionally. I hope transparency around promotional eligibility will improve going forward.

Daniel Tridico

April 17, 2026

It's easy open the account end register…

It's easy open the account end register all the documents. It need time for all the notar document. Good

Paolo

April 13, 2026

Rated 4.7 / 5 based on 14,532 reviews. Showing our latest reviews.

Security is our top priority

security-label
  • GDPR Compliance

    Our servers are protected and hosted in the European Union

    gdpr
  • Reliable partners

    To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

    banks
  • Safeguarded funds: unlimited

    We have a separate Safeguarding Foundation supervised by the DNB to manage your money

    dnb
  • Passkeys and 3D Secure

    Your money is protected with secure passwordless authentication and single-use passwords

    3d-secure