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Finom vs REVOLUT: a side-by-side comparison

Choosing the right provider for your business isn't easy. Let's take a look at why Finom might be a better choice in terms of cashback, card options, and pricing.

Finom: we have it all and more

Finom
Revolut Business
Finom
Revolut Business

Overall pricing 

per month when paid annually

from € 0

for a fully functional business account

from € 10

for a fully functional business account

Dutch IBAN

Cashback

Up to 3%

Only for selected customers

Invoicing

VAT reporting

VAT reporting

Basic

Accounting integrations

Limited

E-signatures

E-signatures

Basic

Legal forms

Eenmanszaak, Vereniging, Coöperatie , STAK, Stichting , V.O.F., Mts., C.V., B.V., N.V.
Freelancers, sole proprietors, self-employed

Virtual cards

Physical cards

Solo - 0
Basic - 2
Smart - unlimited
Pro - unlimited
Grow - unlimited

*max 3 per user, all for free

Basic- 1
Grow - 5
Scale - 10
Enterprise - Unlimited

Card monthly fee

INACTIVE CARD FEES ONLY

Solo - € 0 physical, € 1 virtual
Basic - € 1 physical, € 0,5 virtual
Smart - Free
Pro - Free
Grow - Free

Basic - € 0 (one free)
Grow - € 3,99
Scale - € 14,99
Enterprise - € 179

Daily cash withdrawal limit

up to € 2,500 for free (then 2%)
up to € 3,500 (2% fee for each ATM withdrawal)

Apple Pay / Google Pay

International payments

Fixed € 5 fee

EUR - Free
Other currencies - fees vary from € 0,2 to € 5

Sign up now and have it all set within 24 hours!

Open free business account

Here’s why

  • Top-notch solution Business account opened from the comfort of your couch in 2 days. Free cards, state-of-the-art invoicing, payments all around the globe, and more;

  • Never overpay We’re fully digital – no costs on branches. Ever seen our billboards and TV ads? No, we don’t spend on it;

  • Never walk alone Our lightning-fast phone, video or chat customer support assists you at every step of the way.

Why choose Finom for business?

  • Free business account

    Open a fully functional business account with invoicing for as much as €0

  • Up to 3% cashback

    Use your VISA cards and score cashback that pays the subscription off

  • Invoicing

    Create and send smart invoices in 60 seconds and get paid 20%+ faster

  • 5% p.a. Interest Account

    Get a fixed rate for your first 5 months with no lock-ins

Open account

1-month free trial available

Customers love Finom

Meet our 200,000+ customers

Read real, authentic reviews

I really found a great professionality and kindness

I really found a great professionality and kindness in Lara during my tentative to open one bank account for my company. She solved the situation fast and efficiently, I really put a 5 stars evaluation in this customer service! Great job!

MegaMauroMusic

11 July 2026

Questions on rejection of payment and…

Questions on rejection of payment and potential hacking - non-hacking was clarified - reason for rejection of payments was identified - colleague reacted rather professional on my bad mood

Stefan

08 July 2026

I would like to update my review.

I would like to update my review. Initially, I experienced significant difficulties with the processing of a medium-to-high value bank transfer. For several days, I received no clear information or concrete explanation about the delay. I also sent a formal email (PEC), but unfortunately I never received any response, which led me to seriously consider taking legal action. However, after I was finally able to speak directly with a real person and publicly express my concerns, the issue was resolved very quickly, and the transfer was credited shortly afterwards. For this reason, I would like to update my review. I am satisfied with the final outcome, although I believe that customer communication and the handling of situations like this could be improved to avoid causing unnecessary concern and frustration.

paola biello

04 July 2026

Endri is the embodiment of friendliness…

Endri is the embodiment of friendliness and kindness, and he exudes great professionalism. You can count on him whenever the need arises.

Andrea Palombarini

04 July 2026

simple, and great support

if you are looking for a versatile option in online banking, this is the place to go

Christoph Michael Gatzke

12 July 2026

Excellent

Excellent service.

Achraf Bouachra

10 July 2026

I’ve very positive experience - highly recommended had a very positive experience…

I've had a very positive experience with Finom so far. The interface is intuitive, the bookkeeping features save me a lot of time, and the overall platform makes managing my business finances much easier on a daily basis. One area that could be improved is the MCC fees, as they can add up over time. On the other hand, the cashback program is a nice benefit and helps offset some of those costs. I'd also love to see Finom offer a proper credit line or other financing options for small entrepreneurs, credit that makes positive impact. Access to flexible funding would make it easier for businesses in the early stages to grow. Overall, I'm very happy with the service and would recommend it to other small business owners looking for a modern and easy-to-use business banking solution. Thanks a lot for your services.

Luiz Andrade

01 July 2026

Advertised 5% – got 0.75% instead

I opened a Finom account specifically because of the prominently advertised 5% p.a. for 5 months interest offer. After completing the onboarding, my account only showed 0.75% p.a. I contacted support and initially received multiple contradictory explanations. Only after repeated follow-up was I told that the 5% offer only applies to selected eligible customers and cannot be applied to my account. The main issue is not the interest rate itself, but the lack of transparency before account opening. If an advertised promotion does not apply to all new customers, this should be made clear upfront and individually before onboarding. Very disappointing first experience. UPDATE: Initial onboarding experience was frustrating due to unclear communication around the advertised 5% interest promotion. My account first showed only 0.75%, and support responses were inconsistent. However, after escalation, Finom contacted me directly, reviewed the case, applied the 5% promotional rate until 16.09.2026, and also offered a goodwill gesture. So while the first impression was poor, I appreciate that they ultimately took ownership and resolved the issue professionally. I hope transparency around promotional eligibility will improve going forward.

Daniel Tridico

17 April 2026

It's easy open the account end register…

It's easy open the account end register all the documents. It need time for all the notar document. Good

Paolo

13 April 2026

I am new customer

I am new customer, so in early stage it is difficult to share my experience. But I heard good regarding Finom, that's why I choose it .

Uday Kant

30 March 2026

Rated 4.7 / 5 based on 14.165 reviews. Showing our latest reviews.

Security is our top priority

security-label
  • GDPR Compliance

    Our servers are protected and hosted in the European Union

    gdpr
  • Reliable partners

    To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

    banks
  • Safeguarded funds: unlimited

    We have a separate Safeguarding Foundation supervised by the DNB to manage your money

    dnb
  • Passkeys and 3D Secure

    Your money is protected with secure passwordless authentication and single-use passwords

    3d-secure