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Finom vs REVOLUT: a side-by-side comparison

Choosing the right provider for your business isn't easy. Let's take a look at why Finom might be a better choice in terms of cashback, card options, and pricing.

Finom: we have it all and more

Finom
Revolut Business
Finom
Revolut Business

Overall pricing 

per month when paid annually

from € 0

for a fully functional business account

from € 10

for a fully functional business account

Dutch IBAN

Cashback

Up to 3%

Only for selected customers

Invoicing

VAT reporting

VAT reporting

Basic

Accounting integrations

Limited

E-signatures

E-signatures

Basic

Legal forms

Eenmanszaak, Vereniging, Coöperatie , STAK, Stichting , V.O.F., Mts., C.V., B.V., N.V.
Freelancers, sole proprietors, self-employed

Virtual cards

Physical cards

Solo - 0
Basic - 2
Smart - unlimited
Pro - unlimited
Grow - unlimited

*max 3 per user, all for free

Basic- 1
Grow - 5
Scale - 10
Enterprise - Unlimited

Card monthly fee

INACTIVE CARD FEES ONLY

Solo - € 0 physical, € 1 virtual
Basic - € 1 physical, € 0,5 virtual
Smart - Free
Pro - Free
Grow - Free

Basic - € 0 (one free)
Grow - € 3,99
Scale - € 14,99
Enterprise - € 179

Daily cash withdrawal limit

up to € 2,500 for free (then 2%)
up to € 3,500 (2% fee for each ATM withdrawal)

Apple Pay / Google Pay

International payments

Fixed € 5 fee

EUR - Free
Other currencies - fees vary from € 0,2 to € 5

Sign up now and have it all set within 24 hours!

Open free business account

Here’s why

  • Top-notch solution Business account opened from the comfort of your couch in 2 days. Free cards, state-of-the-art invoicing, payments all around the globe, and more;

  • Never overpay We’re fully digital – no costs on branches. Ever seen our billboards and TV ads? No, we don’t spend on it;

  • Never walk alone Our lightning-fast phone, video or chat customer support assists you at every step of the way.

Why choose Finom for business?

  • Free business account

    Open a fully functional business account with invoicing for as much as €0

  • Up to 3% cashback

    Use your VISA cards and score cashback that pays the subscription off

  • Invoicing

    Create and send smart invoices in 60 seconds and get paid 20%+ faster

  • 5% p.a. Interest Account

    Get a fixed rate for your first 5 months with no lock-ins

Open account

1-month free trial available

Customers love Finom

Meet our 200,000+ customers

Read real, authentic reviews

The support is good

The support is good, they respond quickly, I really appreciate the kind response. I don't like having conversations with AI agents, I always ask to be transferred to a human agent.

Marija Petrovic

19 June 2026

Excellent service

Excellent service, professionalism, and trust every step of the way. As a customer, I feel valued and supported by a team that truly puts its clients at the center of everything they do. Thank you for the outstanding experience!

Fazli Dibrani

19 June 2026

Finom service was very helpful

The service was very helpful, after initial AI chatting I was delegated to a human agent who resolved my issue quickly. Thank you!

Georg Püschel

18 June 2026

Finally a great banking experience!

The banking landscape has become increasingly limited, and many providers simply do not understand the needs of corporate clients as well as Finom does. When we initially started using Finom for payroll and operational expenditure (OPEX) management, we viewed it primarily as a fintech solution. Over time, however, we have seen our clients become comfortable banking with us through Finom, and we have gradually shifted more and more of our business operations onto the platform. The compliance process and onboarding experience are straightforward, efficient, and handled by a highly competent team. Their customer support has been exceptional, particularly the team assigned to us. I would like to specifically mention Sandra, Alain, Roxana, Viviene, Elsa, Ryan, and Adèle, all of whom have consistently been responsive, professional, knowledgeable, and extremely helpful, especially when managing critical situations. We would like to congratulate the founders and the entire Finom team on building such an excellent service. They have our strongest recommendation. Keep up the great work!

Corporate Customer

17 June 2026

Great experience with customer support MARIA A :)

Great experience with customer support MARIA A. She was super nice and helpful, also fast and correct with solving my enquiry.

Jure Cerkez

16 June 2026

After some misunderstandings in the…

After some misunderstandings in the beginning - this team is very busy, polite and understanding. thank you for your great help.

stefan besser

16 June 2026

Advertised 5% – got 0.75% instead

I opened a Finom account specifically because of the prominently advertised 5% p.a. for 5 months interest offer. After completing the onboarding, my account only showed 0.75% p.a. I contacted support and initially received multiple contradictory explanations. Only after repeated follow-up was I told that the 5% offer only applies to selected eligible customers and cannot be applied to my account. The main issue is not the interest rate itself, but the lack of transparency before account opening. If an advertised promotion does not apply to all new customers, this should be made clear upfront and individually before onboarding. Very disappointing first experience. UPDATE: Initial onboarding experience was frustrating due to unclear communication around the advertised 5% interest promotion. My account first showed only 0.75%, and support responses were inconsistent. However, after escalation, Finom contacted me directly, reviewed the case, applied the 5% promotional rate until 16.09.2026, and also offered a goodwill gesture. So while the first impression was poor, I appreciate that they ultimately took ownership and resolved the issue professionally. I hope transparency around promotional eligibility will improve going forward.

Daniel Tridico

17 April 2026

It's easy open the account end register…

It's easy open the account end register all the documents. It need time for all the notar document. Good

Paolo

13 April 2026

I am new customer

I am new customer, so in early stage it is difficult to share my experience. But I heard good regarding Finom, that's why I choose it .

Uday Kant

30 March 2026

Easy to use

Easy to use, the free program is pretty extensive and allowing good usage

Ori Stern - Cross-border Plann

29 May 2026

Rated 4.7 / 5 based on 13.730 reviews. Showing our latest reviews.

Security is our top priority

security-label
  • GDPR Compliance

    Our servers are protected and hosted in the European Union

    gdpr
  • Reliable partners

    To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

    banks
  • Safeguarded funds: unlimited

    We have a separate Safeguarding Foundation supervised by the DNB to manage your money

    dnb
  • Passkeys and 3D Secure

    Your money is protected with secure passwordless authentication and single-use passwords

    3d-secure