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Undoubtedly the best business card
Free plastic and virtual cards for freelancers and SMEs packed up with next-level expense management solution
- German IBAN account opened in 48 hours
- Free VISA debit cards with 0% commission and up to 3% cashback
- Free employee cards with spending control features
- Team expenses ready for accounting with receipts collected online
- Plastic or virtual prepaid cards
ATM withdrawal limit of 2000€ per month
FINOM Virtual Card — quick, flexible, secure
Pay on the go
Forget about the hassle of physical cards and pay with just your smart phone using Apple Pay or Google Pay
Feel secure
No magnetic strips, visible card numbers or PINs. No risk of overspending above prepaid limits
Issue instanly
Several clicks to create a card for any purpose and every employee
Manage in real-time
Set limits, freeze, track, top-up or block cards in just a minute from mobile or desktop
Up to 3% cashback
Control your team spendings with expense management features
Unlimited virtual cards to your team in several clicks
Enable faster purchasing by issuing personal cards or creating separate sub-accounts for your employees. Customize cards limits and spending policies
Full visibility on team spendings
Enjoy real-time, customizable reporting available in app or desktop. Never miss a transaction with smart notifications.
Collect receipts to simplify bookkeeping
And not just receipts - invoices, contracts and any other document can be easily mapped with any transaction
All bank accounts connected
Combine all your finances in a single interface linking other banks accounts to FINOM. Integration? Will take several minutes and few clicks
Manage subscriptions with separate card
Never let your recurring payments get loose. Issue a separate virtual card to control your subscriptions. Turn it on/off right from the interface and receive additional cashback for certain categories
(coming soon)
5 steps to get your expenses in control
Issue
plastic and virtual cards
Customize
card limits and spending policies
Track
expenses at a glance
Snap
or upload receipts
Import
accounting-ready data to your software
Spend everywhere
- 92% of customers rated our service with
- Our service provided in:
- Available Mon - Fri
9am - 6pm CET
Get fast and professional support from our Customer Care team!
We respond:
- 1 min
via chat
- 10 min
via email
Stop overpaying banks
Start with affordable € 0 plan for freelancers and self-starters. Looking for more?
Enjoy 1 month free trial* for all the other extended plans
Invoicing only
All-in-one
Pay annuallyPay monthly
Start
€ 14
€ 17
/month (excl. VAT) you save € 36
One month free, cancel anytime
2%
€ 1,500
2
2
2
2
100
Premium
€ 29
€ 35
/month (excl. VAT) you save € 72
One month free, cancel anytime
3%
€ 2,000
5
3
5
5
200
Corporate
€ 99
€ 129
/month (excl. VAT) you save € 360
One month free, cancel anytime
3%
€ 2,000
4
What you get with FINOM
- Automatic reconciliation of invoices and receipts
- Secure cloud storage
- Payment auto-reminders for customers
- Accountant access
- Free iPhone and Android Apps
- Smart filters and reports
- Free high-speed support
*The offer is limited in time and subject to terms and conditions
Invite your accountant to have always a clear and transparent situation of the finances
Auto integration of invoicing with FINOM API in any e-store, CRM, or ERP
Function of uploading all documents and transactions
Document collection/ synchronization together with transactions
The security of your data
Our servers are protected and hosted in the European Union
We comply with the 2016 General Data Protection Rules (GDPR)
TLS protocol
All information and registration data are encrypted before being sent to our servers so that no one can intercept them
3D Secure
Confirm each online card transaction with a unique one-time password
We are a team of successful, modern, serial entrepreneurs with vast experience in creating IT solutions. We entered banking to become technological challengers.