Undoubtedly the best business card

Free plastic and virtual cards for freelancers and SMEs packed up with next-level expense management solution

  • German IBAN account opened in 48 hours
  • Free VISA debit cards with 0% commission and up to 3% cashback
  • Free employee cards with spending control features
  • Team expenses ready for accounting with receipts collected online
  • Plastic or virtual prepaid cards
Get card

ATM withdrawal limit of 2000€ per month

FINOM Virtual Card —
quick, flexible, secure

  • Pay on the go

    Forget about the hassle of physical cards and pay with just your smart phone using Apple Pay or Google Pay

  • Feel secure

    No magnetic strips, visible card numbers or PINs. No risk of overspending above prepaid limits

  • Issue instanly

    Several clicks to create a card for any purpose and every employee

  • Manage in real-time

    Set limits, freeze, track, top-up or block cards in just a minute from mobile or desktop

Get card

Up to 3% cashback

Control your team spendings with expense management features

  • Unlimited virtual cards to your team in several clicks

    Enable faster purchasing by issuing personal cards or creating separate sub-accounts for your employees. Customize cards limits and spending policies

  • Full visibility on team spendings

    Enjoy real-time, customizable reporting available in app or desktop. Never miss a transaction with smart notifications.

  • Collect receipts to simplify bookkeeping

    And not just receipts - invoices, contracts and any other document can be easily mapped with any transaction

  • All bank accounts connected

    Combine all your finances in a single interface linking other banks accounts to FINOM. Integration? Will take several minutes and few clicks

  • Manage subscriptions with separate card

    Never let your recurring payments get loose. Issue a separate virtual card to control your subscriptions. Turn it on/off right from the interface and receive additional cashback for certain categories

    (coming soon)

5 steps to get your expenses in control

  • Issue

    plastic and virtual
    cards

  • Customize

    card limits and spending
    policies

  • Track

    expenses at
    a glance

  • Snap

    or upload
    receipts

  • Import

    accounting-ready data to your software

Spend everywhere

  • 92% of customers rated our service with
    5 stars
  • Our service provided in:
    englishfrenchgermanitalianrussian
  • Available Mon - Fri
    9am - 6pm CET

Get fast and professional support from our Customer Care team!

We respond:

  • min

    via chat

  • 10 min

    via email

Start WhatsApp
or contact us on e-mail:
[email protected]

Stop overpaying banks

Start with affordable € 0 plan for freelancers and self-starters. Looking for more?
Enjoy 1 month free trial* for all the other extended plans

Invoicing only
All-in-one
Invoicing Solo
Invoicing Start
Solo
Start
Premium
Corporate
Pay annuallyPay monthly

 

 

Maximum users

Multi-banking. Connected banks

Manual reconciliation of invoices and receipts

Invoices statuses tracking

Customisation of invoice templates

Accounting integrations (soon)

Invoicing Solo

€ 0

Maximum users

1

Multi-banking. Connected banks

Manual reconciliation of invoices and receipts

Invoices statuses tracking

Customisation of invoice templates

Accounting integrations (soon)

Invoicing Start

€ 4.99
€ 6.99

/month (excl. VAT) you save € 24

Maximum users

3

Multi-banking. Connected banks

Manual reconciliation of invoices and receipts

Invoices statuses tracking

Customisation of invoice templates

Accounting integrations (soon)

 

 

Cashback

ATM withdrawal limits

Maximum users

Wallets

Plastic cards included

Virtual cards included

In/Out SEPA transfers

Included in plan

France IBAN

Accounting software integrations

Bank accounts connected through multi-banking

All transactions history in smart dashboards

Real-time notifications

Premium support by phone or messenger

Solo

€ 0

Cashback

0%

ATM withdrawal limits

€ 500

Maximum users

1

Wallets

1

Plastic cards included

1

Virtual cards included

1

In/Out SEPA transfers

50

France IBAN

Accounting software integrations

Bank accounts connected through multi-banking

All transactions history in smart dashboards

Real-time notifications

Premium support by phone or messenger

Premium

€ 29
€ 35

/month (excl. VAT) you save € 72

One month free, cancel anytime

Cashback

3%

ATM withdrawal limits

€ 2,000

Maximum users

5

Wallets

3

Plastic cards included

5

Virtual cards included

5

In/Out SEPA transfers

200

France IBAN

Accounting software integrations

Bank accounts connected through multi-banking

All transactions history in smart dashboards

Real-time notifications

Premium support by phone or messenger

Corporate

€ 99
€ 129

/month (excl. VAT) you save € 360

One month free, cancel anytime

Cashback

3%

ATM withdrawal limits

€ 2,000

Maximum users

Wallets

4

Plastic cards included

Virtual cards included

In/Out SEPA transfers

France IBAN

Accounting software integrations

Bank accounts connected through multi-banking

All transactions history in smart dashboards

Real-time notifications

Premium support by phone or messenger

What you get with FINOM

  • Automatic reconciliation of invoices and receipts
  • Secure cloud storage
  • Payment auto-reminders for customers
  • Accountant access
  • Free iPhone and Android Apps
  • Smart filters and reports
  • Free high-speed support

*The offer is limited in time and subject to terms and conditions

Invite your accountant to have always a clear and transparent situation of the finances

  • Auto integration of invoicing with FINOM API in any e-store, CRM, or ERP

  • Function of uploading all documents and transactions

  • Document collection/ synchronization together with transactions

About us

  • We are a team of successful, modern, serial entrepreneurs with vast experience in creating IT solutions. We entered banking to become technological challengers.

    Olivier Binet

    Head of business in France

    20 years of experience in E-Commerce and FinTech, focusing on business development and innovation. Conducts independent coaching for startups development. Lives in Paris, France.

  • That’s why we’ve set up FINOM – a digital solution that helps you create, send and store invoices and electronic invoices. We wanted to build a place where you can grow your business and make money but not waste your time.

    Alena Valovaya

    Co-founder

    4 years in fintech. 13 years in HR, 3 years in Marketing. Сonducts independent coaching with European ECF certification. Lives in Amsterdam, the Netherlands.

  • Our goal is to simplify the life of those who provide for half the Europe.

    Thomas Finan

    Co-founder

    10+ years managing Customer service teams in a variety of business including fintech and travel. Extensive experience working with entrepreneurs. Lives in London, United Kingdom.

  • We're using FINOM every day ourselves because we believe that we deserve the best. We're improving FINOM every day based on what entrepreneurs wish and desire. And of course, we're going to build more services for those like us. For those whom “enough” is not enough.

    Ivo Dimitrov

    Co-founder

    6+ years in fintech. Entrepreneur: mobile app with marketplace of tatoo artists, online services for startup founders. Berlin, Germany.

About us

Olivier Binet

Head of business in France

20 years of experience in E-Commerce and FinTech, focusing on business development and innovation. Conducts independent coaching for startups development. Lives in Paris, France.

We are a team of successful, modern, serial entrepreneurs with vast experience in creating IT solutions. We entered banking to become technological challengers.

About us

Alena Valovaya

Co-founder

4 years in fintech. 13 years in HR, 3 years in Marketing. Сonducts independent coaching with European ECF certification. Lives in Amsterdam, the Netherlands.

That’s why we’ve set up FINOM – a digital solution that helps you create, send and store invoices and electronic invoices. We wanted to build a place where you can grow your business and make money but not waste your time.

About us

Thomas Finan

Co-founder

10+ years managing Customer service teams in a variety of business including fintech and travel. Extensive experience working with entrepreneurs. Lives in London, United Kingdom.

Our goal is to simplify the life of those who provide for half the Europe.

About us

Ivo Dimitrov

Co-founder

6+ years in fintech. Entrepreneur: mobile app with marketplace of tatoo artists, online services for startup founders. Berlin, Germany.

We're using FINOM every day ourselves because we believe that we deserve the best. We're improving FINOM every day based on what entrepreneurs wish and desire. And of course, we're going to build more services for those like us. For those whom “enough” is not enough.

Olivier
Binet

Alena
Valovaya

Thomas
Finan

Ivo
Dimitrov

The security of your data

  • Our servers are protected and hosted in the European Union

    We comply with the 2016 General Data Protection Rules (GDPR)

  • TLS protocol

    All information and registration data are encrypted before being sent to our servers so that no one can intercept them

  • 3D Secure

    Confirm each online card transaction with a unique one-time password