
The business account that makes life easier for entrepreneurs
Get early accessManage your finances easily on your smartphone
- Online business account with German IBAN
- Free virtual cards with cashback
- Income and expense schedules for any period
- Issue, send, and match invoices to payments
- Expense reports by category (e.g. transport, utilities, counterparties)
No more unexpected cash gaps
Connect any bank account to FINOM. Get rid of your cash gaps by tracking your current and scheduled cash flow.


The easiest invoicing solution in Europe
The easiest invoicing solution in Europe
Free
invoicingEasily match client invoices with payments
Create invoices within 60 seconds
Regular friendly payment auto reminders for your customer

Free virtual card for your business
Issue and block virtual
cards in less than a minuteUse virtual cards with different limits for different employees
Benefit from comprehensive tracking of
all card actionsEasily pay anywhere using contactless payments on your phone
Our virtual
card service is free of charge
our general partner in Italy
Stop overpaying banks
Pay only for products you choose: no hidden fees or conditions
- Sign up now
Invoicing Solo
€ 0/moFreeMaximum users
1- Outgoing e-invoices1 per month
Multi-Banking. Connected banks
- B2B,B2C,PA e-Invoices
- Credit Notes
Invoices statuses tracking
Accounting integrations (soon)
- Sign up now
Invoicing Start
€ 4.99/mo€ 6.99/moexcl. VAT
billed annually, you save € 24
Maximum users
3- Outgoing e-invoices
Multi-Banking. Connected banks
B2B,B2C,PA e-Invoices
Credit Notes
Invoices statuses tracking
Accounting integrations (soon)
- Get early access
Solo
€ 0/moFreeMaximum users
1Wallets
1Plastic cards included (1 per user)
1Virtual cards included (max 10 per user)
1- Withdrawal limits€ 10,000
In/Out SEPA transfers
50Mobile App (iOS & Android)
- Get early access
Start
€ 14.99/mo€ 21.41/moForever free
Maximum users
3Wallets
2Plastic cards included (1 per user)
2Virtual cards included (max 10 per user)
2- Withdrawal limits€ 10,000
In/Out SEPA transfers
100Mobile App (iOS & Android)
- Get early access
Premium
€ 24.99/mo€ 35.70/moexcl. VAT
billed annually, you save € 128
Maximum users
10Wallets
3Plastic cards included (1 per user)
5Virtual cards included (max 10 per user)
5- Withdrawal limits€ 10,000
In/Out SEPA transfers
200Mobile App (iOS & Android)
- Get early access
Corporate
€ 129.99/mo€ 185.70/moexcl. VAT
billed annually, you save € 668
Maximum users
Wallets
4Plastic cards included (1 per user)
20Virtual cards included (max 10 per user)
50- Withdrawal limits€ 10,000
In/Out SEPA transfers
Mobile App (iOS & Android)
Invoicing EXTRABeta
Included in all plans while in beta
FINOM automatically connects invoices with incoming payments
- Automatic reconciliation of invoices and receipts
- Invoice and receipt recognition (coming soon)
- Auto-reminders
- Automatic categorization (coming soon)
- Automatic collection of invoices (coming soon)
- Customization of invoice templates (coming soon)

The financial service that pays you back
Earn from your expenses:
get 0.30% cashback on all card payments

Why spend time with your bank manager?
It's better spent with the ones you love!
We resolve issues online:
Chat
Withdraw cash from your FINOM account
Free withdrawals of up to € 2,000 per month at any ATM in Europe
Global investors trust us
One of the largest VC funds and headquartered in Berlin. It has more than € 800 M in managed assets with offices in London, Tel Aviv, and Barcelona. Portfolio includes companies such as Auto1, Delivery Hero, Omio (formerly GoEuro), TravelPerk, Rapyd and WeFox.
FJ Labs is a stage-agnostic consumer-facing fund headquartered in New York City founded by Fabrice Grinda, No. 1 angel investor in the world according to Forbes.
General Catalyst is a venture capital firm with $ 3 B in AUM that invests in transformational early-stage and growth stage companies. It backs exceptional entrepreneurs building innovative technology companies and markets leading businesses such as Airbnb, BigCommerce, ClassPass, Datalogix, Datto, Demandware, Gusto (FKA ZenPayroll), The Honest Company, HubSpot, KAYAK, Oscar, Snap, Stripe and Warby Parker.
Avala Capital Group, a Berlin based SuperAngel with EUR > 100Mio AuM invested across 28 start-ups. Avala is the largest non institutional investor in companies such as Delivery Hero, Raisin, Billie, b2bfood, Troy.