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Get early access

The business account that makes life easier for entrepreneurs

Get early access

Manage your finances easily on your smartphone

  • Online business account with German IBAN
  • Free virtual cards with cashback
  • Income and expense schedules for any period
  • Issue, send, and match invoices to payments
  • Expense reports by category (e.g. transport, utilities, counterparties)

No more unexpected cash gaps

Connect any bank account to FINOM. Get rid of your cash gaps by tracking your current and scheduled cash flow.

Get early access

The easiest invoicing solution in Europe

The easiest invoicing solution in Europe

  • Free
    invoicing

  • Easily match client invoices with payments

  • Create invoices within 60 seconds

  • Regular friendly payment auto reminders for your customer

Free virtual card for your business

  • Issue and block virtual
    cards in less than a minute

  • Use virtual cards with different limits for different employees

  • Benefit from comprehensive tracking of
    all card actions

  • Easily pay anywhere using contactless payments on your phone

  • Our virtual
    card service is free of charge

our general partner in Italy

Stop overpaying banks

Pay only for products you choose: no hidden fees or conditions

  • Invoicing Solo

    € 0/mo
    Free
    Sign up now

    • Maximum users

      1
    • Outgoing e-invoices
      1 per month

    • Multi-Banking. Connected banks

    • B2B,B2C,PA e-Invoices
    • Credit Notes

    • Invoices statuses tracking

    • Accounting integrations (soon)

  • Invoicing Start

    € 4.99/mo
    € 6.99/mo

    excl. VAT

    billed annually, you save € 24

    Sign up now

    • Maximum users

      3
    • Outgoing e-invoices

    • Multi-Banking. Connected banks

    • B2B,B2C,PA e-Invoices

    • Credit Notes

    • Invoices statuses tracking

    • Accounting integrations (soon)

  • Solo

    € 0/mo
    Free
    Get early access

    • Maximum users

      1

    • Wallets

      1

    • Plastic cards included (1 per user)

      1

    • Virtual cards included (max 10 per user)

      1
    • Withdrawal limits
      € 10,000

    • In/Out SEPA transfers

      50

    • Mobile App (iOS & Android)

  • Start

    € 14.99/mo
    € 21.41/mo

    Forever free

    Get early access

    • Maximum users

      3

    • Wallets

      2

    • Plastic cards included (1 per user)

      2

    • Virtual cards included (max 10 per user)

      2
    • Withdrawal limits
      € 10,000

    • In/Out SEPA transfers

      100

    • Mobile App (iOS & Android)

  • Premium

    € 24.99/mo
    € 35.70/mo

    excl. VAT

    billed annually, you save € 128

    Get early access

    • Maximum users

      10

    • Wallets

      3

    • Plastic cards included (1 per user)

      5

    • Virtual cards included (max 10 per user)

      5
    • Withdrawal limits
      € 10,000

    • In/Out SEPA transfers

      200

    • Mobile App (iOS & Android)

  • Corporate

    € 129.99/mo
    € 185.70/mo

    excl. VAT

    billed annually, you save € 668

    Get early access

    • Maximum users

    • Wallets

      4

    • Plastic cards included (1 per user)

      20

    • Virtual cards included (max 10 per user)

      50
    • Withdrawal limits
      € 10,000

    • In/Out SEPA transfers

    • Mobile App (iOS & Android)

Pay annuallyPay monthly

Invoicing EXTRABeta

Included in all plans while in beta

FINOM automatically connects invoices with incoming payments

  • Automatic reconciliation of invoices and receipts
  • Invoice and receipt recognition (coming soon)
  • Auto-reminders
  • Automatic categorization (coming soon)
  • Automatic collection of invoices (coming soon)
  • Customization of invoice templates (coming soon)

The financial service that pays you back

0.30%

Earn from your expenses:
get 0.30% cashback on all card payments

Why spend time with your bank manager?

It's better spent with the ones you love!
We resolve issues online:

5min

Chat

10min

Email

€ 2,000

Withdraw cash from your FINOM account

Free withdrawals of up to € 2,000 per month at any ATM in Europe

Global investors trust us

  • One of the largest VC funds and headquartered in Berlin. It has more than € 800 M in managed assets with offices in London, Tel Aviv, and Barcelona. Portfolio includes companies such as Auto1, Delivery Hero, Omio (formerly GoEuro), TravelPerk, Rapyd and WeFox.

  • FJ Labs is a stage-agnostic consumer-facing fund headquartered in New York City founded by Fabrice Grinda, No. 1 angel investor in the world according to Forbes.

  • General Catalyst is a venture capital firm with $ 3 B in AUM that invests in transformational early-stage and growth stage companies. It backs exceptional entrepreneurs building innovative technology companies and markets leading businesses such as Airbnb, BigCommerce, ClassPass, Datalogix, Datto, Demandware, Gusto (FKA ZenPayroll), The Honest Company, HubSpot, KAYAK, Oscar, Snap, Stripe and Warby Parker.

  • Avala Capital Group, a Berlin based SuperAngel with EUR > 100Mio AuM invested across 28 start-ups. Avala is the largest non institutional investor in companies such as Delivery Hero, Raisin, Billie, b2bfood, Troy.