• Germany
  • France
  • Italy
  • The Netherlands
  • Belgium
  • Spain
  • Poland
  • Portugal
  • Austria
  • Ireland
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Discover endless benefits with our debit cards

Free physical and virtual cards for freelancers and SMEs powered by next-level expense management solution

Issue cards for you and your team

Get your business account opened fully online and issue VISA cards for you and your team

  • Free cards included in every plan, no hidden commissions
  • ATM monthly withdrawal limit up to € 10 000 per card
  • Up to 10 free withdrawals per card every month
Learn more

A virtual card you will never lose

Forget magnetic strips and enjoy secure online and in-store payments right from your smartphone

  • Issue, top-up or block with just a click
  • Stay within your budget and never exceed your prepaid limit
  • Pay on the go with Apple Pay & Google Pay
Learn more

Control your spending flow

Use Finom cards to manage team expenses and enhance your financial planning

  • Empower your employees with prepaid cards for any purpose
  • Set limits and spending policies
  • Enjoy real-time expenses tracking in customizable dashboards
Learn more

5 steps to organize
it all

  1. 01

    Issue cards for you and your team

  2. 02

    Customize limits & set spending policies

  3. 03

    Track expenses

  4. 04

    Collect documents

  5. 05

    Export accounting-ready data

Finom pricing and plans

Subscription plans at a fair cost tailored to fit your business.




€ 0

€ 3€ 5

The offer is valid until 31.07.2024


€ 14€ 17

/month (excl. VAT)

you save € 36

One month free, cancel anytime


€ 28€ 34

/month (excl. VAT)

you save € 72

One month free, cancel anytime

Users included








Access to Business Platform

Accounting integrations

All transactions history in smart dashboards

Real-time notifications

Invoice and receipt recognition


Number of connected banks and payment service provider

Mobile app (iOS & Android)

99% guaranteed uptime SLA

Role and user management

Accountant access

Manual access to wallets for team members

Visual analytics of income and expenses

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Security is our top priority

  • Safeguarded funds: unlimited

    We have a separate Safeguarding Foundation supervised by the DNB to manage your money

  • Passkeys and 3D Secure

    Your money is protected with secure passwordless authentication and single-use passwords

  • GDPR Compliance

    Our servers are protected and hosted in the European Union

  • Reliable partners

    To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Customer support,
providing real-time care

  • Dedicated phone or video support

  • Response time less than 1 minute

  • Interactive Help Center available 24 hours


Contact us on e-mail: [email protected]