Finom pricing and plans

Subscription plans at a fair cost tailored to fit your business.

Custom plan

Custom

from 199 €

Tailored for your business

Apply now
  • special terms on international payments
  • profitable currency exchange rates
  • dedicated account manager

Price

Start

One month free, cancel anytime

Premium

One month free, cancel anytime

Corporate

One month free, cancel anytime

Start

Premium

Corporate

Price per month (paid monthly)

excl. VAT
17 €
40 €
149 €

Price per month (paid annually)

excl. VAT
14 € you save 36 €
34 € you save 72 €
119 € you save 360 €

14 €
/month (paid annually) (excl. VAT)
you save 36 €

17 € /month (paid annually) (excl. VAT)

One month free, cancel anytime

34 €
/month (paid annually) (excl. VAT)
you save 72 €

40 € /month (paid annually) (excl. VAT)

One month free, cancel anytime

119 €
/month (paid annually) (excl. VAT)
you save 360 €

149 € /month (paid annually) (excl. VAT)

One month free, cancel anytime

All-in-one Business Platform

Users included

2

5

10

Cashback

2 %

3 %

3 %

Access to Business Platform

Accounting integrations

All transactions history in smart dashboards

Real-time notifications

Multi-Companies

Number of connected banks and payment service provider

Mobile app (iOS & Android)

99% guaranteed uptime SLA

Role and user management

Accountant access

Manual access to wallets for team members

Visual analytics of income and expenses

Dark theme

Invoicing

Invoices (in/out)

Fast invoice payments by your customers

Invoices statuses tracking

Invoicing API access

Invoice and receipt recognition

Manual reconciliation of invoices and receipts

Credit notes

Customization of invoice templates

Automatic collection of documents

One month free, cancel anytime

One month free, cancel anytime

One month free, cancel anytime

Custom plan

Haven't found the right setup?

Try custom plan

Apply now
  • special terms on international payments
  • profitable currency exchange rates
  • dedicated account manager

Additional fees for services

Provided by Finom

Monthly fee for extra team member

2 € after 2 team members

1 € after 5 team members

15 € after 10 team members

Fee per recognized document

1,5 € after 8

1 € after 8

Administrating irregularities

100 €

100 €

100 €

Provided by the Financial Institution

IBAN for global transfers

Physical VISA card issuance (up to 3 per user)

Physical VISA cards for business owners

0 €

0 €

0 €

Physical VISA cards for team members

0 €

0 €

0 €

Physical VISA card reissuance

0 €

0 €

0 €

Monthly fee for the inactive physical card

1 €

0 €

0 €

Virtual VISA card issuance (unlimited)

Virtual VISA cards for team members

0 €

0 €

0 €

Monthly fee for the inactive virtual card

0,5 €

0 €

0 €

Card payments in EUR (except for certain MCCs)

0 €

0 €

0 €

Card payment limit per card (per month)

100 000 €

100 000 €

100 000 €

Card payments in foreign currency (non-EUR)

2 %

1 %

1 %

Card payments for certain MCCs (%, minimum 1 €)

€ 0 - € 500

0 %

0 %

0 %

€ 500 - € 2,500

1 %

0 %

0 %

€ 2,500 - € 5,000

2 %

1 %

1 %

€ 5,000+

3 %

3 %

2 %

Extension of ATM withdrawal limit up to € 10 000 (paid per month)

10 € after 2 000 €

5 € after 5 000 €

0 €

Fee for ATM withdrawal amounts (applicable for all cards)

€ 0 - € 2,000

0 %

0 %

0 %

€ 2,000 - € 5,000

1 %

1 %

1 %

€ 5,000 - € 10,000

5 %

5 %

5 %

€ 10,000+

7 %

7 %

7 %

Fee for extra ATM withdrawal (applicable for all cards)

2 € after 5 withdrawals

2 € after 10 withdrawals

2 € after 15 withdrawals

Fee for ATM withdrawals in foreign currency (non-EUR)

3 %

2 %

1 %

Monthly fee for extra wallet

2 € after 2 wallets

1 € after 3 wallets

15 € after 10 wallets

Fee for extra in/out SEPA transfers & Direct Debits

1 € after 70

1 € after 100

0 €

Fee for extra SEPA OUT & Direct Debit transfers (per month)

0,1 % after 50 000 €

0,1 % after 75 000 €

0,1 % after 200 000 €

Decline of Direct Debit

5 €

5 €

5 €

Fee for SEPA Instant transfers

€ 0 — € 500

1 €

1 €

1 €

€ 500 — € 2,000

3 €

3 €

3 €

€ 2,000+

5 €

5 €

5 €

Transfers between Finom's users in a few seconds

0 €

0 €

0 €

Outgoing international payments (fee per payment)

5 €

5 €

5 €

Incoming international payments (fee per payment)

5 €

5 €

5 €

Fee for the volume of international payments

0,9 %

0,8 %

0,5 %

Fee for coverage of the International transfer cost, optional

25 €

25 €

25 €

Processing bulk payments

Customizable transaction categories and tags

Scheduled payments

Repeat payment

Additional fees for special services

Provided by Finom

Express delivery of Finom Card

30 €

30 €

30 €

Provided by Finom Payments

Recall of outgoing SEPA SCT

15 €

15 €

15 €

Inquiry on SEPA SCT (Payment Investigation)

15 €

15 €

15 €

Audit confirmation statement

100 €

100 €

100 €

Refusal to redeem an authorized direct debit due to insufficient account balance

1 €

1 €

1 €

Unarranged negative balance on Finom Business Account

1 € per day

1 € per day

1 € per day

Dunning letter (per letter)

5 €

5 €

5 €

Card dispute for an authorised transaction (per transaction)

30 €

30 €

30 €

Seizures and Garnishments applied to the Finom Business Account (per seizure/garnishment)

25 €

25 €

25 €

Please note that Finom does not provide any financial services. External payment providers will be used to provide you with regulated services

For our detailed price list, download PDF here