Finom pricing and plans

Subscription plans at a fair cost tailored to fit your business.

Custom plan

Custom

from 119 €

Tailored for your business

Apply now
  • special terms on international payments
  • profitable currency exchange rates
  • dedicated account manager

Price

Solo

Free

Start

One month free, cancel anytime

Premium

One month free, cancel anytime

Solo

Start

Premium

Price per month (paid monthly)

excl. VAT
0 € 5 €
The offer is valid until 30.06.2024
17 €
34 €

Price per month (paid annually)

excl. VAT
0 € 3 €
The offer is valid until 30.06.2024
14 € you save 36 €
28 € you save 72 €

0 € 3 €

Free
The offer is valid until 30.06.2024

14 €
/month (paid annually) (excl. VAT)
you save 36 €

17 € /month (paid annually) (excl. VAT)

One month free, cancel anytime

28 €
/month (paid annually) (excl. VAT)
you save 72 €

34 € /month (paid annually) (excl. VAT)

One month free, cancel anytime

All-in-one Business Platform

Users included

1

2

5

Cashback

0 %

2 %

3 %

Access to Business Platform

Accounting integrations

All transactions history in smart dashboards

Real-time notifications

Multi-Companies

Number of connected banks and payment service provider

Mobile app (iOS & Android)

99% guaranteed uptime SLA

Role and user management

Accountant access

Manual access to wallets for team members

Visual analytics of income and expenses

Dark theme

Invoicing

Invoices (in/out)

Fast invoice payments by your customers

Invoices statuses tracking

Invoicing API access

QR codes for invoices

Invoice and receipt recognition

Manual reconciliation of invoices and receipts

Credit notes

Customization of invoice templates

Automatic collection of documents

The offer is valid until 30.06.2024

One month free, cancel anytime

One month free, cancel anytime

Custom plan

Haven't found the right setup?

Try custom plan

Apply now
  • special terms on international payments
  • profitable currency exchange rates
  • dedicated account manager

Additional fees for services

Provided by Finom

Monthly fee for extra team member

4 €

2 €

1 €

Fee per recognized document

2 € after 8

1,5 € after 8

1 € after 8

Provided by Finom Payments

Physical VISA card issuance (up to 3 per user)

Physical VISA cards for business owners

0 €

0 €

0 €

Physical VISA cards for team members

0 €

0 €

0 €

Physical VISA card reissuance

0 €

0 €

0 €

Monthly fee for the inactive physical card

2 €

1 €

0 €

Virtual VISA card issuance (unlimited)

Virtual VISA cards for team members

0 €

0 €

0 €

Monthly fee for the inactive virtual card

1 €

0,5 €

0 €

Card payments in EUR (except for certain MCCs)

0 €

0 €

0 €

Card payment limit per card (per month)

100 000 €

100 000 €

100 000 €

Card payments in foreign currency (non-EUR)

3 %

2 %

1 %

Card payments for certain MCCs (%, minimum 1 €)

€ 0 - € 500

1 %

0 %

0 %

€ 500 - € 2,500

2 %

1 %

0 %

€ 2,500 - € 5,000

3 %

2 %

1 %

€ 5,000+

3 %

3 %

3 %

Fee for ATM withdrawals

2 € for each withdrawal

2 € after 5 withdrawals

2 € after 10 withdrawals

Extension of ATM withdrawal limit up to € 10 000 (paid per month)

15 € after 500 €

10 € after 2000 €

5 € after 5000 €

Fee for ATM withdrawals in foreign currency (non-EUR)

3 %

2 %

1 %

Monthly fee for extra wallet

4 € after 1 wallet

2 € after 2 wallets

1 € after 3 wallets

Fee for extra in/out SEPA transfers & Direct Debits

0,2 € after 5

0,2 € after 100

0,2 € after 200

Fee for extra SEPA OUT & Direct Debit transfers (per month)

0,1 % after 25 000 €

0,1 % after 50 000 €

0,1 % after 100 000 €

Decline of Direct Debit

5 €

5 €

5 €

Fee for SEPA Instant transfers

€ 0 — € 500

1 €

1 €

1 €

€ 500 — € 2,000

3 €

3 €

3 €

€ 2,000+

5 €

5 €

5 €

Transfers between Finom's users in a few seconds

Free

Free

Free

Outgoing international payments (fee per payment)

10 €

10 €

10 €

Incoming international payments (fee per payment)

0 €
*free until 14.07.2024

0 €
*free until 14.07.2024

0 €
*free until 14.07.2024

International payments monthly free volume

100 000 €

100 000 €

100 000 €

Fee for exceeding monthly free volume of international payments

2 %

1 %

1 %

Outgoing payment investigation

Incoming payment investigation

Fee for providing MT103

Fee for MT199 request

Processing bulk payments

Customizable transaction categories and tags

Scheduled payments

Repeat payment

Additional fees for special services

Provided by Finom

Express delivery of Finom Card

30 €

30 €

30 €

Provided by Finom Payments

Recall of outgoing SEPA SCT

15 €

15 €

15 €

Inquiry on SEPA SCT (Payment Investigation)

15 €

15 €

15 €

Audit confirmation statement

100 €

100 €

100 €

Refusal to redeem an authorized direct debit due to insufficient account balance

1 €

1 €

1 €

Unarranged negative balance on Finom Business Account

1 € per day

1 € per day

1 € per day

Dunning letter (per letter)

5 €

5 €

5 €

Card dispute for an authorised transaction (per transaction)

30 €

30 €

30 €

Seizures and Garnishments applied to the Finom Business Account (per seizure/garnishment)

25 €

25 €

25 €

Please note that certain services are directly provided to you by a payment institution. Finom charges you for the platform services

For our detailed price list, download PDF here