Great news - our pilot on-demand funding program in the Netherlands was a success! 

We know that managing cash flow while building a business often forces entrepreneurs into an impossible choice: spend valuable time hunting for financing or limit growth opportunities. That's why we're expanding access to credit lines for all qualifying Finom customers in the Netherlands. After testing our credit assessment system since March, we're ready to serve more businesses that need working capital.

How It Works

Our AI-powered system analyzes your transaction history, business patterns, and digital footprint to make fast lending decisions. No more lengthy paperwork, no more waiting.

Here's what our on-demand funding has to offer:

• Credit lines ranging from €2,000 to €50,000
• Six-month repayment schedules
• Decisions delivered within minutes
• Flexible repayment options with no penalties for early repayment
• Seamless application process fully integrated within the Finom platform

How to know if your business is eligible:

• Are you a current Finom customer?
• Does your Finom account show active transaction history (payments, debits, transfers, withdrawals) for at least three months?

If the answers are ‘Yes’ and you have good credit scoring - congratulations, you may qualify!

Why We're Doing This

Financing can be challenging for a small business, and especially so for a freelancer or solo-preneur. Traditional banks often overlook such customers or make the process too lengthy and complex. Our solution is made for entrepreneurs like these - with faster decisions and better understanding of your business needs.

What's Next

The Netherlands serves as a blueprint for our European credit expansion. We plan to launch similar programs in additional markets throughout 2025 and beyond.

Ready to apply? Check your eligibility and apply directly through your Finom account. Questions? Contact our support team for assistance.