Italian bureaucracy, off your plate

Europe's best interest rate* for business accounts
Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months

Send more, spend less

No restrictions, no fees

1 min 7s

Fast and secure SEPA Direct Debits
No waiting around for your business
Your business banking should move as fast as you do

Team spending, under control
Manage account access and expenses without switching tools

You're never on your own
Get to know your account manager

Join 200K+ businesses leaving paperwork behind








Run your business. We'll handle the paperwork
Everything you need for daily operations, plus accounting-ready exports

Finom pricing and plans
For small to medium-sized businesses ready to scale. The flexibility to grow with advanced features and higher limits
For small to medium-sized businesses scaling at speed. Our most comprehensive package with concierge-level support and full customization
Payment Solutions
Provided by Finom Payments
Payment Solutions
Provided by Finom Payments
Personal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Free outgoing SEPA transfers
NEWFree outgoing SEPA transfers
Prime Card
NEW1 included
Prime Card
NEW1 included
Metal card
NEW€29,99
Metal card
NEW1 included
Free VISA physical cards per user
3
Free VISA physical cards per user
3
Free VISA virtual cards per user
Free VISA virtual cards per user
Outgoing international payments
0.20%
Outgoing international payments
NEW0%
Role and user management
Role and user management
Scheduled payments
Scheduled payments
Bulk payments
Bulk payments
Business account
Provided by PNL Fintech B.V.
Business account
Provided by PNL Fintech B.V.
Users included
Users included
Cashback
unlimited cashback up to 0,5%
Cashback
unlimited cashback up to 1%
AI Assistant
AI Assistant
Human chat support
Up to 3 minutes
Human chat support
Up to 3 minutes
Dedicated Account Manager
Account Management Team
Dedicated Account Manager
Dedicated Account Manager
Recognition of invoices and receipts
Recognition of invoices and receipts
Full plan details
All-in-one Business Platform
ProYou save € 360
GrowYou save € 1,080
Provided by PNL Fintech B.V.
Business Account
Personal IBAN (unique account number for global transfers)
Multiaccounts
Cashback
unlimited cashback up to 0,5%
unlimited cashback up to 1%
Users included
Expense management
Team cards personalization
AI Assistant
Human chat support
Up to 3 minutes
Up to 3 minutes
Email support
Up to 30 minutes
Up to 30 minutes
Weekend support
Account Manager
Account Management Team
Dedicated Account Manager
Multi-approvals
Provided by Finom Payments
SEPA payments
Transfers between Finom's users in a few seconds
Extra SEPA OUT & Direct Debit transfers (per month)
€0 - €2 500
0%
0%
€2 500 - €10 000
0%
0%
€10 000 - €25 000
0%
0 %
€25 000 - €50 000
0%
0 %
€50 000 - €100 000
0%
0 %
€100 000 +
0%
0 %
SEPA Instant transfers
Decline of Direct Debit
5 €
5 €
Scheduled payments
Bulk payments
Card payments
Free physical card
3 per user
3 per user
Monthly card payment limit
€100 000
€200 000
Monthly ATM withdrawal limit
5.000 €
5.000 €
Card payments in foreign currency (non-EUR)
€0 - €500
0%
0%
€500 - €1 000
0%
0%
€1 000 +
1%
0%
ATM withdrawals in foreign currency (non-EUR)
1%
0%
Card payments for certain MCCs (%, minimum 1 €)
€ 0 - € 500
1 %
1 %
€500 - €2 500
1 %
1 %
€2 500 - €5 000
2 %
2 %
€ 5 000 +
3 %
3 %
ATM withdrawal amounts (applicable for all cards)
€0 - €500
0 %
0 %
€500 - €2 000
0 %
% 0
€2 000 - €5 000
3 %
3 %
€5 000 - €10 000
5 %
5 %
€10 000 +
8 %
8 %
Monthly fee for the inactive physical card
€0
€0
Virtual cards
Monthly fee for virtual VISA Card
€0
€0
Monthly fee for the inactive virtual card
€0
€0
Free Card Express delivery
Basic card limits management
Advanced card limits management
Special offers
Prime Card
NEW1 included
1 included
Metal card
NEW€29,99
1 included
International payments
Incoming international payments (fee per payment)
€5
€0
Outgoing international payments (fee per payment)
€5
€0
Fee for the outgoing volume of international payments
0.20%
0%
Fee for the outgoing volume of international payments (Local network transfer)
0%
0%
Intermediary bank fee protection for SWIFT payments, optional
35 €
35 €
Accounting & Invoicing
Reconciliation of invoices and receipts
Recognition of invoices and receipts
Role and user management
Visual analytics of income and expenses
Customization of invoice templates
Additional fees for special services
Express delivery of Finom Card
Reference letter fee for business
€80
€80
Business Account Closure Refund Processing Fee
€5
€5
Recall of outgoing SEPA SCT
€15
€15
Inquiry on SEPA SCT (Payment Investigation)
€15
€15
Recall of international payments
€60
€60
Outgoing payment investigation
€45
€45
Incoming payment investigation
€50
€50
Fee for providing MT103
€20
€20
Fee for MT199 request
€45
€45
Audit confirmation statement
€100
€100
Refusal to redeem an authorized direct debit due to insufficient account balance
€1
€1
Unarranged negative balance on Finom Business Account
€1 per day
€1 per day
Dunning letter (per letter)
€5
€5
Card dispute for an authorised transaction (per transaction)
€15
€15
Administrating irregularities applied to the Finom Business Account
€25
€25
Personal account manager
Onboarding fee
Applied individually
Applied individually
Compliance fee
Applied individually
Applied individually
Please note that certain services are directly provided to you by a payment institution. Finom charges you for the platform services.
For our detailed price list, download PDF here
Security is our top priority

GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords
A business account that's on your side
Dedicated phone or video support

Interactive Help Center available 24 hours

Fast response time






