All-in-one Business Platform
Users included
1
2
5
Cashback
0 %
2 %
3 %
Access to Business Platform
Accounting integrations
All transactions history in smart dashboards
Real-time notifications
Multi-Companies
Number of connected banks and payment service provider
Mobile app (iOS & Android)
99% guaranteed uptime SLA
Role and user management
Accountant access
Manual access to wallets for team members
Visual analytics of income and expenses
Dark theme
Invoicing
Invoices (in/out)
Fast invoice payments by your customers
Invoices statuses tracking
Invoicing API access
Invoice and receipt recognition (Currently unavailable)
Manual reconciliation of invoices and receipts
Credit notes
Customization of invoice templates
Automatic collection of documents
Additional fees for services
Provided by Finom
Monthly fee for extra team member
4 € after 1 team member
2 € after 2 team members
1 € after 5 team members
Fee per recognized document (Currently unavailable)
2 € after 8
1,5 € after 8
1 € after 8
Provided by Finom Payments
IBAN for global transfers
Physical VISA card issuance (up to 3 per user)
Physical card monthly maintenance
3 €
0 €
0 €
Physical VISA cards for business owners
0 €
0 €
0 €
Physical VISA cards for team members
0 €
0 €
0 €
Physical VISA card reissuance
0 €
0 €
0 €
Monthly fee for the inactive physical card
2 €
1 €
0 €
Virtual VISA card issuance (unlimited)
Virtual VISA cards for team members
0 €
0 €
0 €
Monthly fee for the inactive virtual card
1 €
0,5 €
0 €
Card payments in EUR (except for certain MCCs)
0 €
0 €
0 €
Card payment limit per card (per month)
100.000 €
100.000 €
100.000 €
Card payments in foreign currency (non-EUR)
0 € - 500 €
3 %
0 %
0 %
500 € - 1000 €
3 %
2 %
1 %
1000 €+
3 %
2 %
1 %
Card payments for certain MCCs (%, minimum 1 €)
0 € - 500 €
3 %
2 %
1 %
500 € - 2500 €
4 %
3 %
2 %
2500 € - 5000 €
5 %
4 %
3 %
5000 €+
6 %
5 %
4 %
ATM withdrawal limit per card (per month)
500 €
2000 €
5000 €
Fee for ATM withdrawal amounts (applicable for all cards)
0 € - 500 €
1 %
0 %
0 %
500 € - 2000 €
3 %
1 %
0 %
2000 € - 5000 €
5 %
5 %
3 %
5000 € - 10.000 €
8 %
8 %
5 %
10.000 €+
8 %
8 %
8 %
Fee for ATM withdrawals in foreign currency (non-EUR)
3 %
2 %
1 %
Monthly fee for extra wallet
4 € after 1 wallets
2 € after 2 wallets
1 € after 3 wallets
Fee for outgoing SEPA transfers & Direct Debits
2 €
0 €
0 €
Fee for extra SEPA OUT & Direct Debit transfers (per month)
0,1 % after 5000 €
0,1 % after 30.000 €
0,1 % after 70.000 €
Decline of Direct Debit
5 €
5 €
5 €
Fee for SEPA Instant transfers
0 € - 500 €
1 €
1 €
1 €
500 € - 2000 €
3 €
3 €
3 €
2000 €+
5 €
5 €
5 €
Transfers between Finom's users in a few seconds
0 €
0 €
0 €
Outgoing international payments (fee per payment)
5 €
5 €
5 €
Incoming international payments (fee per payment)
5 €
5 €
5 €
Fee for the volume of outgoing international payments
2 %
0,9 %
0,8 %
Fee for coverage of the International transfer cost, optional
35 €
35 €
35 €
Processing bulk payments
Scheduled payments
Repeat payment
Additional fees for special services
Provided by Finom
Express delivery of Finom Card
15 €
15 €
15 €
Provided by Finom Payments
Reference letter fee for business
80 €
80 €
80 €
Business Account Closure Refund Processing Fee
5 €
5 €
5 €
Recall of outgoing SEPA SCT
15 €
15 €
15 €
Inquiry on SEPA SCT (Payment Investigation)
15 €
15 €
15 €
Recall of international payments
60 €
60 €
60 €
Outgoing payment investigation
Incoming payment investigation
Fee for providing MT103
20 €
20 €
20 €
Fee for MT199 request
45 €
45 €
45 €
Audit confirmation statement
100 €
100 €
100 €
Unarranged negative balance on Finom Business Account
1 € per day
1 € per day
1 € per day
Dunning letter (per letter)
5 €
5 €
5 €
Seizures and Garnishments applied to the Finom Business Account (per seizure/garnishment)
25 €
25 €
25 €
Personal account manager
Onboarding fee
Applied individually
Applied individually
Applied individually
Compliance fee
Please note that certain services are directly provided to you by a payment institution. Finom charges you for the platform services.
For our detailed price list, download PDF here
All-in-one Business Platform
Users included
2
5
10
15
Cashback
2 %
3 %
unlimited cashback up to 0,25 %
unlimited cashback up to 0,5 %
Access to Business Platform
Accounting integrations
All transactions history in smart dashboards
Real-time notifications
Multi-Companies
Number of connected banks and payment service provider
Mobile app (iOS & Android)
99% guaranteed uptime SLA
Role and user management
Accountant access
Manual access to wallets for team members
Visual analytics of income and expenses
Dark theme
Invoicing
Invoices (in/out)
Fast invoice payments by your customers
Invoices statuses tracking
Invoicing API access
Invoice and receipt recognition (Currently unavailable)
Manual reconciliation of invoices and receipts
Credit notes
Customization of invoice templates
Automatic collection of documents
Additional fees for services
Provided by Finom
Monthly fee for extra team member
2 € after 2 team members
1 € after 5 team members
15 € after 10 team members
15 € after 15 team members
Fee per recognized document (Currently unavailable)
1,5 € after 8
1 € after 8
Provided by Finom Payments
IBAN for global transfers
Physical VISA card issuance (up to 3 per user)
Physical card monthly maintenance
0 €
0 €
0 €
0 €
Physical VISA cards for business owners
0 €
0 €
0 €
0 €
Physical VISA cards for team members
0 €
0 €
0 €
0 €
Physical VISA card reissuance
0 €
0 €
0 €
0 €
Monthly fee for the inactive physical card
1 €
0 €
0 €
0 €
Virtual VISA card issuance (unlimited)
Virtual VISA cards for team members
0 €
0 €
0 €
0 €
Monthly fee for the inactive virtual card
0,5 €
0 €
0 €
0 €
Card payments in EUR (except for certain MCCs)
0 €
0 €
0 €
0 €
Card payment limit per card (per month)
100.000 €
100.000 €
100.000 €
200.000 €
Card payments in foreign currency (non-EUR)
0 € - 500 €
0 %
0 %
0 %
0 %
500 € - 1000 €
2 %
1 %
0 %
0 %
1000 €+
2 %
1 %
1 %
1 %
Card payments for certain MCCs (%, minimum 1 €)
0 € - 500 €
2 %
1 %
1 %
1 %
500 € - 2500 €
3 %
2 %
1 %
1 %
2500 € - 5000 €
4 %
3 %
2 %
2 %
5000 €+
5 %
4 %
3 %
3 %
ATM withdrawal limit per card (per month)
2000 €
5000 €
5000 €
5000 €
Fee for ATM withdrawal amounts (applicable for all cards)
0 € - 500 €
0 %
0 %
0 %
0 %
500 € - 2000 €
1 %
0 %
0 %
0 %
2000 € - 5000 €
5 %
3 %
3 %
3 %
5000 € - 10.000 €
8 %
5 %
5 %
5 %
10.000 €+
8 %
8 %
8 %
8 %
Fee for ATM withdrawals in foreign currency (non-EUR)
2 %
1 %
1 %
1 %
Monthly fee for extra wallet
2 € after 2 wallets
1 € after 3 wallets
15 € after 10 wallets
15 € after 15 wallets
Fee for outgoing SEPA transfers & Direct Debits
0 €
0 €
0 €
0 €
Fee for extra SEPA OUT & Direct Debit transfers (per month)
0,1 % after 30.000 €
0,1 % after 70.000 €
0 %
0 %
Decline of Direct Debit
5 €
5 €
5 €
5 €
Fee for SEPA Instant transfers
€ 0 — € 500
1 €
1 €
1 €
1 €
€ 500 — € 2,000
3 €
3 €
3 €
3 €
€ 2,000+
5 €
5 €
5 €
5 €
Transfers between Finom's users in a few seconds
0 €
0 €
0 €
0 €
Outgoing international payments (fee per payment)
5 €
5 €
5 €
5 €
Incoming international payments (fee per payment)
5 €
5 €
5 €
5 €
Fee for the volume of outgoing international payments
0,9 %
0,8 %
0,5 %
0,3 %
Fee for coverage of the International transfer cost, optional
35 €
35 €
35 €
35 €
Processing bulk payments
Scheduled payments
Repeat payment
Additional fees for special services
Provided by Finom
Express delivery of Finom Card
15 €
15 €
15 €
15 €
Provided by Finom Payments
Reference letter fee for business
80 €
80 €
80 €
80 €
Business Account Closure Refund Processing Fee
5 €
5 €
5 €
5 €
Recall of outgoing SEPA SCT
15 €
15 €
15 €
15 €
Inquiry on SEPA SCT (Payment Investigation)
15 €
15 €
15 €
15 €
Recall of international payments
60 €
60 €
60 €
60 €
Outgoing payment investigation
45 €
45 €
Incoming payment investigation
50 €
50 €
Fee for providing MT103
20 €
20 €
20 €
20 €
Fee for MT199 request
45 €
45 €
45 €
45 €
Audit confirmation statement
100 €
100 €
100 €
100 €
Unarranged negative balance on Finom Business Account
1 € per day
1 € per day
1 € per day
1 € per day
Dunning letter (per letter)
5 €
5 €
5 €
5 €
Seizures and Garnishments applied to the Finom Business Account (per seizure/garnishment)
25 €
25 €
25 €
25 €
Personal account manager
Onboarding fee
Applied individually
Applied individually
Applied individually
Applied individually
Compliance fee
Applied individually
Applied individually
Please note that certain services are directly provided to you by a payment institution. Finom charges you for the platform services.
For our detailed price list, download PDF here