Get a business account for freelancers

Your money is in safe hands because we strive to provide a high level of security to protect it:

• With cutting-edge measures such as Passkeys and the added shield of 3D Secure, confidence accompanies every transaction.
• Your account is exclusively linked to your smartphone, providing an additional layer of protection, while real-time push notifications keep you informed of all account activity.
• Harnessing the power of artificial intelligence and machine learning, our platform is fortified to safeguard your account against financial crime and card fraud.
• The app allows you to customize security to your preferences: you can instantly block or freeze your cards, modify your PIN, and set up spending limits and access controls.

In addition to the security measures on the Finom platform and applications provided by PNL Fintech B.V., there are also legal regulatory measures of the institution providing your business account, i.e. Safeguarding your account via Finom Payments B.V.:

• When you add money to your Finom account or receive payments, we ensure that the equivalent value of electronic money is placed in your account.
• It’s important to note that your Finom payment account isn’t a deposit account, which means we can’t pay you interest due to legal restrictions. But rest assured, we keep your money safe and never lend it to anyone else.
• We’ve established a separate Safeguarding Foundation, supervised by the DNB, to manage your money as safeguarded customer funds.
• We’ve partnered with reliable European banks like BNP Paribas to hold your funds. BNP Paribas is one of the largest banking groups in Europe, minimizing any risk.
• Even in unlikely scenarios, such as Finom or BNP Paribas facing bankruptcy, your safeguarded customer funds remain protected. They are not accessible to Finom’s creditors and would be returned to you under the supervision of the DNB.

For more information, please refer to the Terms of Finom Payments.

• Empresario individual (Autónomo)
• Sociedad Cooperativa (S.Coop)
• Sociedad Cooperativa Limitada (SCL)
• Sociedad Cooperativa Catalana Limitada (SCCL)
• Sociedad Cooperativa Catalana (SCC)
• Sociedad Cooperativa de Crédito Valenciana (SCCV)
• Sociedad Mercantil Estatal (SME)
• Fondo de Pensiones (FP)
• Comunidad de Bienes (CB)
• Sociedad Colectiva (SC)
• Sociedad Regular Colectiva (SRC)
• Sociedad Limitada (SL)
• Sociedad Limitada Profesional (SLP)
• Sociedad de Responsabilidad Limitada (SRL)
• Sociedad Limitada Nueva Empresa (SLNE)
• Sociedad Limitada Unipersonal (SLU)
• Sociedad Limitada Laboral (SLL)
• Sociedad Limitada Laboral Profesional (SLLP)
• Sociedad de Responsabilidad Limitada Laboral (SRLL)
• Sociedad de Responsabilidad Limitada Profesional (SRLP)
• Sociedad Gestora de Instituciones de Inversión Colectiva (SGIIC)
• Sociedad Gestora de Entidades de Capital Riesgo (SGECR)
• Sociedad de Inversión de Capital Variable (SICAV)
• Sociedad Comanditaria (S.Cra)
• Sociedad Comanditaria por Acciones (SCA)
• Agrupación de Interés Económico (AIE)
• Agrupación Portuaria de Interés Económico (APIE)
• Agrupación Europea de Interés Económico (AEIE)
• Sociedad Civil Profesional (SCP)
• Sociedad Anónima - Entidad Gestora de Fondos de Pensiones (EGFP)
• Sociedad Anónima (SA)
• Sociedad Anónima Unipersonal (SAU)
• Sociedad Anónima Deportiva (SAD)
• Sociedad Anónima Laboral (SAL)
• Sociedad Anónima Profesional (SAP)
• Sociedad por Acciones Simplificada (SAS)
• Sociedades Anónimas Cotizadas de Inversión Inmobiliaria (SOCIMI)
• Unión Temporal de Empresas (UTE)

Whether you are a freelancer or own a company, opening your Finom business account only takes a few minutes.

You will only need three things for it:

• The email address and password you used for the pre-registration (if you forgot them, click 'forgot password');
• Your ID or passport ready to verify your identity;
• All the information about your business.