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The card that removes limits
Where premium meets performance – a business card designed to generate ROI at scale. For freelancers and founders who've outgrown the basics:
1.2% cashback on business spend, 100% cashback on AI tools
€100,000/month FX-markup-free card spend allowance
Available on Pro, Grow, and Custom plans
The card that removes limits
Where premium meets performance – a business card designed to generate ROI at scale. For freelancers and founders who've outgrown the basics:
1.2% cashback on business spend, 100% cashback on AI tools
€100,000/month FX-markup-free card spend allowance
Available on Pro, Grow, and Custom plans
The card that removes limits
Where premium meets performance – a business card designed to generate ROI at scale. For freelancers and founders who've outgrown the basics:
1.2% cashback on business spend, 100% cashback on AI tools
€100,000/month FX-markup-free card spend allowance
Available on Pro, Grow, and Custom plans
The card that works as hard as you do
Metal removes the limits that hold scaling businesses back
1.2% cashback
Metal brings up to €5,000 cashback monthly – in real euros
FX allowance
€100,000/month FX-markup-free card spend allowance to boost your growth
Frequent travel
One lounge visit per month, two fast-track passes, and two 1 GB eSIMs
18 grams of metal
A physical card finished in metal – the kind you don't hesitate to put on the table
The card that works as hard as you do
Metal removes the limits that hold scaling businesses back
1.2% cashback
Metal brings up to €5,000 cashback monthly – in real euros
FX allowance
€100,000/month FX-markup-free card spend allowance to boost your growth
Frequent travel
One lounge visit per month, two fast-track passes, and two 1 GB eSIMs
18 grams of metal
A physical card finished in metal – the kind you don't hesitate to put on the table
The card that works as hard as you do
Metal removes the limits that hold scaling businesses back
1.2% cashback
Metal brings up to €5,000 cashback monthly – in real euros
FX allowance
€100,000/month FX-markup-free card spend allowance to boost your growth
Frequent travel
One lounge visit per month, two fast-track passes, and two 1 GB eSIMs
18 grams of metal
A physical card finished in metal – the kind you don't hesitate to put on the table
Your most-used business tool, redesigned
Your most-used business tool, redesigned
Your most-used business tool, redesigned
The first business card that earns more than it costs
Check if your Metal pays for itself
The first business card that earns more than it costs
Check if your Metal pays for itself
The first business card that earns more than it costs
Check if your Metal pays for itself
Metal isn't for everyone. That's the point
The cross-border operator
FX fees used to be a rounding error – now they eat away at your margins. Metal has up to €100,000/month in FX-markup-free card spend allowance. The saving is calculable from day one.
The high-volume spender
You run serious monthly card spend and you've hit cashback ceilings repeatedly. Metal raises the ceiling – and keeps returning more as spend grows.
The client-facing executive
The business is mature. The way you show up should reflect that. A metal card signals that your business operates at a level worth noticing.
The frequent traveler
Often enough that airports have become a chore. The lounge isn't a luxury, it's an hour of focused work before a flight. Fast-track is twenty minutes you don't lose to a queue.
Metal isn't for everyone. That's the point
The cross-border operator
FX fees used to be a rounding error – now they eat away at your margins. Metal has up to €100,000/month in FX-markup-free card spend allowance. The saving is calculable from day one.
The high-volume spender
You run serious monthly card spend and you've hit cashback ceilings repeatedly. Metal raises the ceiling – and keeps returning more as spend grows.
The client-facing executive
The business is mature. The way you show up should reflect that. A metal card signals that your business operates at a level worth noticing.
The frequent traveler
Often enough that airports have become a chore. The lounge isn't a luxury, it's an hour of focused work before a flight. Fast-track is twenty minutes you don't lose to a queue.
Metal isn't for everyone. That's the point
The cross-border operator
FX fees used to be a rounding error – now they eat away at your margins. Metal has up to €100,000/month in FX-markup-free card spend allowance. The saving is calculable from day one.
The high-volume spender
You run serious monthly card spend and you've hit cashback ceilings repeatedly. Metal raises the ceiling – and keeps returning more as spend grows.
The client-facing executive
The business is mature. The way you show up should reflect that. A metal card signals that your business operates at a level worth noticing.
The frequent traveler
Often enough that airports have become a chore. The lounge isn't a luxury, it's an hour of focused work before a flight. Fast-track is twenty minutes you don't lose to a queue.
How to get Metal
Check your plan
Metal is available on Pro, Grow, and Custom plans. Upgrade anytime.
Add Metal
Metal is a €29.99/month add-on for Pro – and entirely free on Grow and Custom.
Get your card
Your virtual card is ready instantly. Physical card arrives by express delivery.
Metal is available as a monthly add-on. Delivery times vary by country. Terms and conditions apply.
How to get Metal
Check your plan
Metal is available on Pro, Grow, and Custom plans. Upgrade anytime.
Add Metal
Metal is a €29.99/month add-on for Pro – and entirely free on Grow and Custom.
Get your card
Your virtual card is ready instantly. Physical card arrives by express delivery.
Metal is available as a monthly add-on. Delivery times vary by country. Terms and conditions apply.
How to get Metal
Check your plan
Metal is available on Pro, Grow, and Custom plans. Upgrade anytime.
Add Metal
Metal is a €29.99/month add-on for Pro – and entirely free on Grow and Custom.
Get your card
Your virtual card is ready instantly. Physical card arrives by express delivery.
Metal is available as a monthly add-on. Delivery times vary by country. Terms and conditions apply.
The right card for every business
Material
Plastic
Plastic, premium finish
Black metal (18g)
Price
Included in your plan
€9.99/month add-on
Included in Grow and Custom €29.99/month add-on for Pro
Card cashback
Up to 1% cashback
(varies by plan)
1% cashback
(max payout €1,000/month), plus your plan cashback
1.2% cashback
(max payout €5,000/month), plus your plan cashback
FX markup-free card spend
Up to €1,000/month
(varies by plan)
Up to €20,000/month
Up to €100,000/month
Airport lounge
—
2 visits per quarter
1 visit per month
Airport fast-track
—
1 pass per month
2 passes per month
eSIM data
—
1 package of 1 GB per month
2 packages of 1 GB per month
Express delivery
—
Included
Included
Apple Pay / Google Pay
Mobile + web controls
The right card for every business
Cards
Material
Plastic
Plastic, premium finish
Black metal (18g)
Price
Included in your plan
€9.99/month add-on
Included in Grow and Custom €29.99/month add-on for Pro
Card cashback
Up to 1% cashback
(varies by plan)
1% cashback
(max payout €1,000/month), plus your plan cashback
1.2% cashback
(max payout €5,000/month), plus your plan cashback
FX markup-free card spend
Up to €1,000/month
(varies by plan)
Up to €20,000/month
Up to €100,000/month
Airport lounge
—
2 visits per quarter
1 visit per month
Airport fast-track
—
1 pass per month
2 passes per month
eSIM data
—
1 package of 1 GB per month
2 packages of 1 GB per month
Express delivery
—
Included
Included
Apple Pay / Google Pay
Mobile + web controls
The right card for every business
Cards
Standard
Prime
Metal
Material
Plastic
Price
Included in your plan
Card cashback
Up to 1% cashback
(varies by plan)
FX markup-free card spend
Up to €1,000/month
(varies by plan)
Airport lounge
—
Airport fast-track
—
eSIM data
—
Express delivery
—
Apple Pay / Google Pay
Mobile + web controls
An entire business finance platform in your pockett
Metal is connected to an all-in-one account, opened online in minutes
Built in Europe, for Europe
Local IBAN, local compliance, multi-market support
100% AI Cashback
Full cashback on AI subscriptions for your first month
Team and spend control
Issue cards, set limits, approve spend
Stress-free card
No inactivity fees, free express delivery
Accounting integrations
An entire business finance platform in your pockett
Metal is connected to an all-in-one account, opened online in minutes
Built in Europe, for Europe
Local IBAN, local compliance, multi-market support
Accounting integrations
100% AI Cashback
Full cashback on AI subscriptions for your first month
Team and spend control
Issue cards, set limits, approve spend
Stress-free card
No inactivity fees, free express delivery
An entire business finance platform in your pockett
Metal is connected to an all-in-one account, opened online in minutes
Team and spend control
Issue cards, set limits, approve spend
Accounting integrations
100% AI Cashback
Full cashback on AI subscriptions for your first month
Built in Europe, for Europe
Local IBAN, local compliance, multi-market support
Stress-free card
No inactivity fees, free express delivery
FAQ
What's the difference between Standard, Prime, and Metal?
Standard is included with your Finom plan and covers everyday business goals. Prime is for growing businesses: higher cashback, higher FX-markup-free card spend allowance and basic travel benefits. Metal is for businesses operating at scale: it comes with the highest cashback rate, a €100k/month FX-markup-free card spend allowance, and a premium travel package.
How do I get cashback on my Finom card?
How does the FX allowance work?
Can I issue cards to my team?
What’s a virtual card and when should I use one?
Can I upgrade or downgrade my card later?
Are Finom cards debit or credit cards?
What plan do I need to access Prime or Metal?
What's a business Metal card?
FAQ
What's the difference between Standard, Prime, and Metal?
Standard is included with your Finom plan and covers everyday business goals. Prime is for growing businesses: higher cashback, higher FX-markup-free card spend allowance and basic travel benefits. Metal is for businesses operating at scale: it comes with the highest cashback rate, a €100k/month FX-markup-free card spend allowance, and a premium travel package.
How do I get cashback on my Finom card?
How does the FX allowance work?
Can I issue cards to my team?
What’s a virtual card and when should I use one?
Can I upgrade or downgrade my card later?
Are Finom cards debit or credit cards?
What plan do I need to access Prime or Metal?
What's a business Metal card?
FAQ
What's the difference between Standard, Prime, and Metal?
Standard is included with your Finom plan and covers everyday business goals. Prime is for growing businesses: higher cashback, higher FX-markup-free card spend allowance and basic travel benefits. Metal is for businesses operating at scale: it comes with the highest cashback rate, a €100k/month FX-markup-free card spend allowance, and a premium travel package.
How do I get cashback on my Finom card?
How does the FX allowance work?
Can I issue cards to my team?
What’s a virtual card and when should I use one?
Can I upgrade or downgrade my card later?
Are Finom cards debit or credit cards?
What plan do I need to access Prime or Metal?
What's a business Metal card?
Finom (trade name of PNL FINTECH BV), registered in The Netherlands under KVK number 74178784, is acting in a capacity of Payment Services Agent of Finom Payments BV. Payment and electronic money services are provided by Finom Payments BV registered in The Netherlands under KVK Nr.78680751 and is licensed by the De Nederlandsche Bank as an Electronic Money Institution under the relations number R180074. Registered Address: Jachthavenweg 109h, 1081KM Amsterdam, The Netherlands.
Finom (trade name of PNL FINTECH BV), registered in The Netherlands under KVK number 74178784, is acting in a capacity of Payment Services Agent of Finom Payments BV. Payment and electronic money services are provided by Finom Payments BV registered in The Netherlands under KVK Nr.78680751 and is licensed by the De Nederlandsche Bank as an Electronic Money Institution under the relations number R180074. Registered Address: Jachthavenweg 109h, 1081KM Amsterdam, The Netherlands.
Finom (trade name of PNL FINTECH BV), registered in The Netherlands under KVK number 74178784, is acting in a capacity of Payment Services Agent of Finom Payments BV. Payment and electronic money services are provided by Finom Payments BV registered in The Netherlands under KVK Nr.78680751 and is licensed by the De Nederlandsche Bank as an Electronic Money Institution under the relations number R180074. Registered Address: Jachthavenweg 109h, 1081KM Amsterdam, The Netherlands.