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Global corporate payments with no limits

Enjoy unlimited cashback on all card transactions, even the biggest ones. Spend and receive money like a local in 150+ countries.

Go borderless

Timing that breaks patterns

Get your account opened fully online in 5 days to send and get money from anyone, anywhere

  • Lowest exchange rates

  • One-click international payments

  • Fixed & low fee on outgoing transactions

  • 20+ currencies & 150+ countries

Start saving on fees

Send more, spend less

Save, exchange, spend, and receive money like a local everywhere. Enjoy worldwide transfers and transparent fees.

  • 20+ Currencies exchange at great rates

  • SEPA Fast and secure transfers & Direct Debits

  • Manage money in 24 currencies with no restrictions or fees

  • Low fees for all global payments in 150+ countries

Up to 75% transfers within the same day

We save your time and maximize efficiency at every turn

  • Open account in days, not months. The whole process is 3 times faster with a personal manager
  • Instantly exchange 20+ currencies from your phone or desktop
  • Single IBAN for any currency – no more mess of numbers or forced conversion

Exchange money and transfer worldwide

3 times cheaper than at traditional banks

  • Discover our exceptional exchange rates: Interbank + 0,5%

  • Store money with no commission in any of the 24 currencies available

  • Send and receive funds with a fixed fee of €5

  • Expect up to 75% of global transactions to come within the same day

Fearlessly transfer large amounts

Intuitively easy processes eliminate stress and any kind of mistakes

  • Transparent rates, one mark-up for all currencies. No matter the amount
  • Real-time rates to exchange money in the most favorable moment
  • No forced conversion or sum limits on exchange or transfers
  • All fees clearly shown in advance of any transaction

Team management

Manage account access and control team expenses from the unified interface

  • Issue, top up or limit cards for employees in a few clicks
  • Provide limited or unlimited access for external accountant
  • Generate bulk export of documents and transaction data

You're never on your own

Get to know your personal account manager who's always by your side

  • Dedicated help in sorting out international payments subtleties
  • Assistance via phone, chat, or email, response time <1 minute
  • Careful transfer documents check done by the real person, not the machine

Join the ranks of over 100,000 happy clients all across Europe attesting to our responsiveness

Faced any challenges opening a business account? — We're here to find a solution

Streamlined daily operations

And accounting-ready data export made in few clicks

  • Track your expenses, collect and store documents
  • Customize your reports and categorize transactions
  • Get VAT extraction automated

Finom pricing and plans

Subscription plans at a fair cost tailored to fit your business.

Solo

For freelancers who need simple, essential features

€ 0

/ month

€ 0

/ month

Start
Recommended

Start

For growing businesses that need advanced features to manage their increasing operations

€ 17

/ month

excl. VAT

€ 14

/ month

excl. VAT

You save € 36

30-day trial

Premium

For individual entrepreneurs and companies looking to scale their business with enhanced tools and higher limits

€ 34

/ month

excl. VAT

€ 28

/ month

excl. VAT

You save € 72

30-day trial

Business account

Business account

Business account

Users included

1

Users included

2

Users included

5

Multiaccounts

Multiaccounts

Multiaccounts

Cashback

0 %

Cashback

1 %

Cashback

3 %

Dedicated Account Manager

Dedicated Account Manager

Dedicated Account Manager

Accounting & Invoicing

Accounting & Invoicing

Accounting & Invoicing

Accountant access

Accountant access

Accountant access

Smart Invoicing

Smart Invoicing

Smart Invoicing

Reconciliation of invoices and receipts

Reconciliation of invoices and receipts

Reconciliation of invoices and receipts

Recognition of invoices and receipts

Recognition of invoices and receipts

Recognition of invoices and receipts

30+ accounting integrations

30+ accounting integrations

30+ accounting integrations

Payment Solutions

Provided by Finom Payments

Payment Solutions

Provided by Finom Payments

Payment Solutions

Provided by Finom Payments

Personal IBAN (unique account number for global transfers)

Personal IBAN (unique account number for global transfers)

Personal IBAN (unique account number for global transfers)

Transfers between Finom users

€ 0

Transfers between Finom users

€ 0

Transfers between Finom users

€ 0

SEPA transaction fee

€ 2

SEPA transaction fee

€ 0

SEPA transaction fee

€ 0

VISA physical & virtual cards

VISA physical & virtual cards

VISA physical & virtual cards

Physical card monthly maintenance

€ 3

Physical card monthly maintenance

€ 0

Physical card monthly maintenance

€ 0

International payments (in&out)

€ 5

International payments (in&out)

€ 5

International payments (in&out)

€ 5

Outgoing international payments

2 %

Outgoing international payments

0,9 %

Outgoing international payments

0,8 %

Scheduled payments

Scheduled payments

Scheduled payments

Bulk payments

Bulk payments

Bulk payments

Compare plans

Achieve your financial superpower

Open an account in minutes for a lifetime of business possibilities worldwide

Open account

Security is our top priority

Learn more

  • Safeguarded funds: unlimited

    We have a separate Safeguarding Foundation supervised by the DNB to manage your money

  • Passkeys and 3D Secure

    Your money is protected with secure passwordless authentication and single-use passwords

  • GDPR Compliance

    Our servers are protected and hosted in the European Union

  • Reliable partners

    To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds