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Your business, in its Prime era

Meet Finom Prime – the card that can save you over €20K a year. Earn 1% cashback, skip FX fees, and travel stress-free with lounge access and eSIMs included.
Join and get Prime

Premium finally made practical

Finom Prime packs powerful features that most entrepreneurs miss with standard cards – but keeps it accessible and fair.
Explore Prime way to pay
all expenses count!

1% cashback

earn up to € 1K/month

Business lounge access

eSIM with 1GB included

up to € 20K/month

FX fees

on non-EUR transactions

100% cashback on AI, up to €25

Your first month of: ChatGPT, Claude, Perplexity, Lovable, Cursor, Copilot, Replit

Stress-free card

no inactivity fees, free express delivery

  • Predictable

    cashback and savings that outpace the monthly fee

  • Global-ready

    0% FX fees and travel perks for cross-border work

  • Fair & trustworthy

    € 14,99/month card subscription fee that pays for itself many times over – no hidden costs, just transparent value

  • Scalable

    more valuable tools to be included

The one for entrepreneurs

Save over € 20K/year for just € 14,99/month. This card impresses and gives more than it takes.

  • Save up to € 8K/year with 0% FX fees on international payments

  • Earn up to € 12K/year with 1% cashback on all card spend

  • Save another € 300/year with free lounge passes and travel eSIMs

  • Keep another € 50 thanks to all the extras included

Endless payback. € 14,99/month.

A card that works as hard as you do: functional, fair, made for businesses in their Prime.

Get my Prime card

Meet our 200,000+ customers

Read real, authentic reviews
Verified

Exceptional and hassle-free support – Thank you Lori!

I recently faced an extremely time-critical administrative hurdle regarding my business account. While other banks often leave you on hold with standard automated responses in situations like this, Finom proved how modern customer service should work. A massive thank you to Lori from the Customer Success Team! She understood my issue immediately and resolved it incredibly fast, pragmatically, and with a refreshingly human touch. As an entrepreneur, this is exactly the kind of reliable, unbureaucratic support you need backing you up. Highly recommended!

Jürgen Reinold

29 October 2026

Verified

With Jose`s answer it felt like in the…

With Jose`s answer it felt like in the good old days! Personal, honest and thoughtful. You feel like someone cares!!

hollenbachhanf

29 October 2026

Verified

Great and fast human customer service…

Great and fast human customer service if AI is not working not there yet. Flexible and accommodating with a clear customer satisfaction focus. AI accounting is not an alternative to a real accountant if it comes to a GmbH in Germany, but the banking experience is very good.

Sebastian Till Alexander Schäf

28 October 2026

Verified

I really like that you have a live account manager.25

I really liked how the bank prompts me with the required documents when filling out forms. It also responds quickly to any errors in the documents we provide. I like how easy it is to fill out and design forms. I really like that you have a live account manager. I enjoyed working with Luka Jaksic.

Anatolij

28 October 2026

Verified

I am very satisfied with Finom’s…

I am very satisfied with Finom’s service. The support team is friendly, professional, and helpful. Communication is clear, and my questions are handled efficiently. Thank you for your excellent support. I highly recommend Finom!

Kunde

27 October 2026

Verified

very good and simple onboarding

very good and simple onboarding

Jamal Pfeiffer

28 October 2026

Verified

Nothing is free, but its ok

Nothing is free. But if the value for money is right, then that's fine. I believe everything is just right here.

Levente Szücs

15 October 2026

Verified

Very good & quick customer support

Very good & quick customer support. Much better than at other banks. However product UX is not the best. Running into avoidable problems regularly.

Daniel

16 July 2026

Verified

You helped me with one problem.

You helped me with one problem.

Margit Kühnel

22 October 2026

Verified

Cyclum Fin

We re waiting for accept of transfer but the contact with Finom is good

Andrey

08 October 2026

Rated 4.8 / 5 based on 16.207 reviews. Showing our latest reviews.

FAQ

  • How can I get my Finom Prime card?

    It’s quick and easy:
    1. Open your Finom business account – it only takes a few minutes, and we welcome all businesses from freelancers to enterprises.
    2. Choose any subscription plan from Solo.
    3. Order your Finom Prime card – physical or virtual. You can start using it right away with your mobile wallet, and your physical card arrives free within 1–2 business days.

  • Can freelancers get Prime?

    Of course! No matter what size your business is, whether you’re a solopreneur, startup, or scaleup, Prime is available for Solo, Basic, Smart, Grow, and Pro Finom plans subscribers.

  • Will I still get cashback from my existing free Finom cards?

    Yes. Your current free card’s benefits stay the same – they are simply boosted with 1% cashback on all payments made with Finom Prime cards.

  • Does Prime come with both physical and virtual cards?

    Yes, Prime comes with both physical and virtual cards. You can choose to order a physical card or a virtual card, or both.

  • What happens if I spend more than € 20 000 in foreign currency?

    If you’re above the headroom of € 20 000/month, the standard FX fees relevant for your Finom subscription plan apply.

  • Is the Prime price additional to the Finom subscription cost?

    Yes. Prime is an add-on for Solo, Basic, Smart, Grow, and Pro users who want extra perks at a fair, fixed price of € 14,99/month. See full Terms & Conditions here.

  • Why would I pay for Prime when I already have a card?

    Because free cards have limits. With Prime, 1% cashback, capped at , and 0% FX fees for up to € 20 000K/month alone can pay back the € 14,99/month fee many times over

  • Is this just another premium card with bells and whistles?

    Not at all. Prime is about function, not flash. It’s a step up when your business outgrows basics but isn’t ready to deal with prestige pricing.

  • What’s included in the software subscription cashback?

    When you pay with your Finom Prime card, you’ll get 100% cashback (up to €25) on your first month of any of these AI tools: ChatGPT, Claude, Perplexity, Lovable, Cursor, Copilot, and Replit. If your first month costs €25 or less, you get it fully refunded; if it costs more, you get €25 back. The cashback applies automatically when you use your Finom Prime card at checkout – no extra steps needed. We’ll keep expanding the list of eligible services.

  • What if I don’t travel often?

    That’s fine – Prime’s main payback is in cashback and FX savings. The lounge passes and eSIMs are just a valuable bonus for when you need them.

  • Is this the final version of Prime?

    No – this is just the beginning. More perks and features will roll out, expanding Prime’s package and its value.

  • How fast will I get my physical Prime card?

    Express delivery across the EU is included free of charge, allowing you to receive your card in up to 2 working days. Meanwhile, you can add it to Apple Pay or Google Pay and start using it – its details are available immediately after issuance.

  • Can I cancel Prime anytime?

    Of course. You stay in control – cancel your subscription whenever you like. It will be suspended after the billing period ends, no hidden lock-ins.