Your business, in its Prime era
Premium finally made practical
1% cashback
Business lounge access
up to € 20K/month
FX fees
on non-EUR transactions
100% cashback
Stress-free card
Predictable
cashback and savings that outpace the monthly fee
Global-ready
0% FX fees and travel perks for cross-border work
Fair & trustworthy
€ 9,99/month card subscription fee that pays for itself many times over – no hidden costs, just transparent value
Scalable
more valuable tools to be included
The one for entrepreneurs
Save over € 20K/year for just € 9,99/month. This card impresses and gives more than it takes.
Save up to € 8K/year with 0% FX fees on international payments
Earn up to € 12K/year with 1% cashback on all card spend
Save another € 300/year with free lounge passes and travel eSIMs
Keep another € 50 thanks to all the extras included
Meet our 200,000+ customers
They are always helpful and transparent
They are always helpful and transparent Very cozy UI and great support. AI support is cool, by the way - not like in others companies
Philipp Dzyadko
June 08, 2026
Usability & Fast Customer Service
I highly appreciate the great usability of the app (simple, clean, efficient) and the fast replies from the customer service. Good job!
Nicolas Limmroth
June 07, 2026
The sign-up process was extremely…
The sign-up process was extremely simple, fast and enjoyable. I am looking forward to use it professionally
Eva Bauer
June 05, 2026
Ştefan Constantin Andronie
June 10, 2026
Shahbaz Abbasi
June 10, 2026
Gulbe Elena
June 10, 2026
Advertised 5% – got 0.75% instead
I opened a Finom account specifically because of the prominently advertised 5% p.a. for 5 months interest offer. After completing the onboarding, my account only showed 0.75% p.a. I contacted support and initially received multiple contradictory explanations. Only after repeated follow-up was I told that the 5% offer only applies to selected eligible customers and cannot be applied to my account. The main issue is not the interest rate itself, but the lack of transparency before account opening. If an advertised promotion does not apply to all new customers, this should be made clear upfront and individually before onboarding. Very disappointing first experience. UPDATE: Initial onboarding experience was frustrating due to unclear communication around the advertised 5% interest promotion. My account first showed only 0.75%, and support responses were inconsistent. However, after escalation, Finom contacted me directly, reviewed the case, applied the 5% promotional rate until 16.09.2026, and also offered a goodwill gesture. So while the first impression was poor, I appreciate that they ultimately took ownership and resolved the issue professionally. I hope transparency around promotional eligibility will improve going forward.
Daniel Tridico
April 17, 2026
It's easy open the account end register…
It's easy open the account end register all the documents. It need time for all the notar document. Good
Paolo
April 13, 2026
I am new customer
I am new customer, so in early stage it is difficult to share my experience. But I heard good regarding Finom, that's why I choose it .
Uday Kant
March 30, 2026
Ori Stern - Cross-border Plann
May 29, 2026
Rated 4.7 / 5 based on 13,526 reviews. Showing our latest reviews.
FAQ
How can I get my Finom Prime card?
It’s quick and easy:- Open your Finom business account – it only takes a few minutes, and we welcome all businesses from freelancers to enterprises.
- Choose any subscription plan from Basic or higher.
- Order your Finom Prime card – physical or virtual. You can start using it right away with your mobile wallet, and your physical card arrives free within 1–2 business days.
Can freelancers get Prime?
Of course! No matter what size your business is, whether you’re a solopreneur, startup, or scaleup, Prime is available for Basic, Smart, Grow, and Pro Finom plans subscribers.Will I still get cashback from my existing free Finom cards?
Yes. Your current free card’s benefits stay the same – they are simply boosted with 1% cashback on all payments made with Finom Prime cards.Does Prime come with both physical and virtual cards?
Yes, Prime comes with both physical and virtual cards. You can choose to order a physical card or a virtual card, or both.What happens if I spend more than € 20 000 in foreign currency?
If you’re above the headroom of € 20 000/month, the standard FX fees relevant for your Finom subscription plan apply.Is the Prime price additional to the Finom subscription cost?
Yes. Prime is an add-on for Basic, Smart, Grow, and Pro users who want extra perks at a fair, fixed price of € 9,99/month. See full Terms & Conditions here.Why would I pay for Prime when I already have a card?
Because free cards have limits. With Prime, 1% cashback is uncapped and 0% FX fees for up to € 20 000K/month alone can pay back the € 9,99/month fee many times over.Is this just another premium card with bells and whistles?
Not at all. Prime is about function, not flash. It’s a step up when your business outgrows basics but isn’t ready to deal with prestige pricing.What’s included in the software subscription cashback?
When you pay with your Finom Prime card, you’ll get a full refund (100% cashback) on your first month of any of these AI tools: ChatGPT, Claude, Perplexity, Lovable, Cursor, Copilot, and Replit. The cashback applies automatically when you use your Finom Prime card at checkout – no extra steps needed. We’ll keep expanding the list of eligible services.What if I don’t travel often?
That’s fine – Prime’s main payback is in cashback and FX savings. The lounge passes and eSIMs are just a valuable bonus for when you need them.Is this the final version of Prime?
No – this is just the beginning. More perks and features will roll out, expanding Prime’s package and its value.How fast will I get my physical Prime card?
Express delivery across the EU is included free of charge, allowing you to receive your card in up to 2 working days. Meanwhile, you can add it to Apple Pay or Google Pay and start using it – its details are available immediately after issuance.Can I cancel Prime anytime?
Of course. You stay in control – cancel your subscription whenever you like. It will be suspended after the billing period ends, no hidden lock-ins.
