One less thing to manage

Get paid up to 20% faster with your Spanish business account

Spanish IBAN and business cards
Compliant e-invoicing with InvoPop, built in
No extra cost

Built to keep your business moving

5% p.a. interest
A fixed rate for your first 5 months, no lock-ins
Multibanking, included
Connect accounts from ~50 Spanish banks
Low, fixed transaction fees
Transparent pricing. No surprise charges
Compliant e-invoicing, built in
Certified Spanish e-invoicing, with no separate software

Europe's best interest rate* for business accounts

Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months

Open account

Send more, spend less

Save, exchange, spend, and receive money like a local – wherever you are

currencies exchanged at great rates

No restrictions, no fees

1 min 7s

median incoming SEPA processing

*median from Jan 2026 to July 2026

Fast and secure SEPA Direct Debits

No waiting around for your business

Your business banking should move as fast as you do

Spanish IBAN ready in 24 hours
75% of transfers arrive the same day
Bulk payments save hours every week

Team spending, under control

Manage account access and expenses without switching tools

Issue, top up, or limit employee cards in a few clicks
Give your accountant access, with the permissions you choose
Export documents and transaction data in bulk, anytime

You're never on your own

Get to know your account manager

Work with a dedicated account manager who speaks Spanish
Reach us by phone, chat, or email, with response times under 1 minute
Trust every transfer to a careful, human-checked review – not just an algorithm

Join 200K+ businesses leaving paperwork behind

Run your business. We'll handle the paperwork

Everything you need for daily operations, plus accounting-ready exports

Snap a receipt – VAT and expense details are captured automatically
Categorise transactions and generate reports with your AI assistant
Invoice, submit, and reconcile without leaving your account

Finom pricing and plans

Subscription plans at a fair cost tailored to fit your business.

Paid Yearly-20%Paid monthly

You save € 360

Pro

For small to medium-sized businesses ready to scale. The flexibility to grow with advanced features and higher limits

You save € 1,080

Grow

For small to medium-sized businesses scaling at speed. Our most comprehensive package with concierge-level support and full customization

excl. VAT

€ 149 / month€ 119 / monthApply now

excl. VAT

€ 339 / month€ 249 / monthApply now

Payment Solutions

Provided by Finom Payments

Payment Solutions

Provided by Finom Payments

Personal IBAN (unique account number for global transfers)

Free outgoing SEPA transfers

NEW

Free outgoing SEPA transfers

Prime Card

NEW

1 included

Prime Card

NEW

1 included

Metal card

NEW

€29,99

Metal card

NEW

1 included

Free VISA physical cards per user

3

Free VISA physical cards per user

3

Free VISA virtual cards per user

Outgoing international payments

0.20%

Outgoing international payments

NEW

0%

Role and user management

Scheduled payments

Bulk payments

Business account

Provided by PNL Fintech B.V.

Business account

Provided by PNL Fintech B.V.

Users included

Cashback

unlimited cashback up to 0,5%

Cashback

unlimited cashback up to 1%

AI Assistant

Human chat support

Up to 3 minutes

Human chat support

Up to 3 minutes

Dedicated Account Manager

Account Management Team

Dedicated Account Manager

Recognition of invoices and receipts

Custom

Customize your plan and unlock exclusive benefits with Finom:

Set personalized limits
Tailor your international payments
Enjoy the highest cashback rates
Handle unpredictable inquiries with ease

Apply now

Security is our top priority

GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords

A business account that's on your side

Open a business account online in minutes, or have a chat with one of our experts first

Dedicated phone or video support

Interactive Help Center available 24 hours

Fast response time

Contact us on e-mail:

One less thing to manage

Built to keep your business moving

5% p.a. interest

Multibanking, included

Low, fixed transaction fees

Compliant e-invoicing, built in

Europe's best interest rate* for business accounts

Send more, spend less

No waiting around for your business

Team spending, under control

You're never on your own

Join 200K+ businesses leaving paperwork behind

Run your business. We'll handle the paperwork

Finom pricing and plans

All-in-one Business Platform

Security is our top priority

GDPR Compliance

Reliable partners

Safeguarded funds: unlimited

Passkeys and 3D Secure

A business account that's on your side