All-in-one Business Platform
Users included
Access to Business Platform
Accounting integrations
All transactions history in smart dashboards
Real-time notifications
Multi-Companies
Number of connected banks and payment service provider
Payment initiation requests
Mobile app (iOS & Android)
99% guaranteed uptime SLA
Role and user management
Accountant access
Manual access to wallets for team members
Visual analytics of income and expenses
Dark theme
Invoicing
Invoices (in/out)
Fast invoice payments by your customers
Invoices statuses tracking
Invoicing API access
Invoice and receipt recognition
Manual reconciliation of invoices and receipts
Credit notes
Customization of invoice templates
Automatic collection of documents
Additional fees for services
Provided by Finom
Monthly fee for extra team member
1 €
Fee per recognized document
1 € after 8
Provided by Finom Payments
VISA card issuance
Extra physical card issuance fee
0 €
Monthly fee for the nonactive physical card
1 €
Virtual card issuance
Extra virtual card issuance fee
0 €
Monthly fee for the nonactive virtual card
0,5 €
Card payments in EUR (except for certain MCCs)
0 €
Card payment limit per card (per month)
100.000 €
Card payments in foreign currency (non-EUR)
1 %
Card payments for certain MCCs (%, minimum 1 €)
€ 0 - € 500
0 %
€ 500 - € 2,500
0 %
€ 2,500 - € 5,000
1 %
€ 5,000+
3 %
Fee for ATM withdrawals
2 € after 15 withdrawals
Extension of ATM withdrawal limit up to € 10 000 (paid per month)
0 €
Fee for ATM withdrawals in foreign currency (non-EUR)
1 %
Monthly fee for extra wallet
0,5 € after 4 wallets
Fee for extra in/out SEPA & DD Transfers
0,2 € after 250
Fee for extra SEPA & DD OUT transfers (per month)
0 %
Fee for SEPA Instant transfers
€ 0 — € 500
1 €
€ 500 — € 2,000
3 €
€ 2,000+
5 €
Transfer between Finom's users in a few seconds
0 €
Outgoing international payments (fee per payment)
10 €
Incoming international payments (fee per payment)
0 €
*free until 14.12.2023
Outgoing payment investigation
45 €
Incoming payment investigation
50 €
Fee for providing MT103
45 €
Fee for MT199 request
45 €
Processing bulk payments
Scheduled payments
Repeat payment
Additional fees for special services
Provided by Finom
Express delivery of Finom Card
30 €
Provided by Finom Payments
Recall of outgoing SEPA SCT
15 €
Inquiry on SEPA SCT (Payment Investigation)
15 €
Audit confirmation statement
100 €
Refusal to redeem an authorized direct debit due to insufficient account balance
1 €
Unarranged negative balance on Finom Business Account
1 € per day
Dunning letter (per letter)
5 €
Seizures and Garnishments applied to the Finom Business Account (per seizure/garnishment)
25 €
Onboarding fee
Applied individually