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Smart business account with 5% p.a. interest
200.000+ European entrepreneurs and freelancers (GmbHs, UGs, and more) already trust Finom:
Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime
DE IBAN in 24 hours – from 0 €, Accounting, E-invoices, Team management
Real human support, 7 days a week
Smart business account with 5% p.a. interest
200.000+ European entrepreneurs and freelancers (GmbHs, UGs, and more) already trust Finom:
Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime
DE IBAN in 24 hours – from 0 €, Accounting, E-invoices, Team management
Real human support, 7 days a week
Smart business account with 5% p.a. interest
200.000+ European entrepreneurs and freelancers (GmbHs, UGs, and more) already trust Finom:
Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime
DE IBAN in 24 hours – from 0 €, Accounting, E-invoices, Team management
Real human support, 7 days a week
Europe's best interest rate* for business accounts
Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months
Europe's best interest rate* for business accounts
Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months
Europe's best interest rate* for business accounts
Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months
Read real, authentic reviews
Excellent
Excellent service and a user-friendly platform. The registration process is straightforward, and the application is easy to navigate. A promising solution for business banking. I hope the service continues to meet my expectations.
Jamal Suliman
19 Oct 2026
Ease of using the interface
Ease of using the interface, interest on savings.
Recommendation for better : More options for investment, especially dividends.
Shubham Singhal
19 Oct 2026
I just enjoy my working with the Bank
I just enjoy my working with the Bank, its everything working fast, i have immidiatly support when i need.
And process of opening the account was easy and in 20 min, without this texting letter per Post.
i had really bad expirience with other Deutsche bank, and now i am with my Finom just happy
Alesika
19 Oct 2026
Business
Hi this good bank very good
Laguleskaran Sellaiah Rathidev
20 Oct 2026
Finam is the best bank on the planet
Finam is the best bank on the planet
Daniel
20 Oct 2026
A very convenient bank and app 👍🏼 Great…
A very convenient bank and app 👍🏼 Great customer service too!
Emir
19 Oct 2026
Nothing is free, but its ok
Nothing is free. But if the value for money is right, then that's fine. I believe everything is just right here.
Levente Szücs
19 Oct 2026
Very good & quick customer support
Very good & quick customer support. Much better than at other banks. However product UX is not the best. Running into avoidable problems regularly.
Daniel
14 Sept 2026
Cyclum Fin
We re waiting for accept of transfer but the contact with Finom is good
Andrey
19 Oct 2026
Super application
Super application
Adam
19 Oct 2026
Read real, authentic reviews
Excellent
Excellent service and a user-friendly platform. The registration process is straightforward, and the application is easy to navigate. A promising solution for business banking. I hope the service continues to meet my expectations.
Jamal Suliman
19 Oct 2026
Ease of using the interface
Ease of using the interface, interest on savings.
Recommendation for better : More options for investment, especially dividends.
Shubham Singhal
19 Oct 2026
I just enjoy my working with the Bank
I just enjoy my working with the Bank, its everything working fast, i have immidiatly support when i need.
And process of opening the account was easy and in 20 min, without this texting letter per Post.
i had really bad expirience with other Deutsche bank, and now i am with my Finom just happy
Alesika
19 Oct 2026
Business
Hi this good bank very good
Laguleskaran Sellaiah Rathidev
20 Oct 2026
Finam is the best bank on the planet
Finam is the best bank on the planet
Daniel
20 Oct 2026
A very convenient bank and app 👍🏼 Great…
A very convenient bank and app 👍🏼 Great customer service too!
Emir
19 Oct 2026
Nothing is free, but its ok
Nothing is free. But if the value for money is right, then that's fine. I believe everything is just right here.
Levente Szücs
19 Oct 2026
Very good & quick customer support
Very good & quick customer support. Much better than at other banks. However product UX is not the best. Running into avoidable problems regularly.
Daniel
14 Sept 2026
Cyclum Fin
We re waiting for accept of transfer but the contact with Finom is good
Andrey
19 Oct 2026
Super application
Super application
Adam
19 Oct 2026
Read real, authentic reviews
Excellent
Excellent service and a user-friendly platform. The registration process is straightforward, and the application is easy to navigate. A promising solution for business banking. I hope the service continues to meet my expectations.
Jamal Suliman
19 Oct 2026
Ease of using the interface
Ease of using the interface, interest on savings.
Recommendation for better : More options for investment, especially dividends.
Shubham Singhal
19 Oct 2026
I just enjoy my working with the Bank
I just enjoy my working with the Bank, its everything working fast, i have immidiatly support when i need.
And process of opening the account was easy and in 20 min, without this texting letter per Post.
i had really bad expirience with other Deutsche bank, and now i am with my Finom just happy
Alesika
19 Oct 2026
Business
Hi this good bank very good
Laguleskaran Sellaiah Rathidev
20 Oct 2026
Finam is the best bank on the planet
Finam is the best bank on the planet
Daniel
20 Oct 2026
A very convenient bank and app 👍🏼 Great…
A very convenient bank and app 👍🏼 Great customer service too!
Emir
19 Oct 2026
Nothing is free, but its ok
Nothing is free. But if the value for money is right, then that's fine. I believe everything is just right here.
Levente Szücs
19 Oct 2026
Very good & quick customer support
Very good & quick customer support. Much better than at other banks. However product UX is not the best. Running into avoidable problems regularly.
Daniel
14 Sept 2026
Cyclum Fin
We re waiting for accept of transfer but the contact with Finom is good
Andrey
19 Oct 2026
Super application
Super application
Adam
19 Oct 2026
Everything your business needs
German IBAN for small businesses, freelancers, and companies under registration
Earn up to 3% cashback on eligible spending
Physical and virtual Visa debit cards for you and your team
Free ATM withdrawals up to €5,000 per month
Low foreign exchange rates and transfers to 150+ countries in 17+ currencies
Open and manage your account via desktop or mobile app
Everything your business needs
German IBAN for small businesses, freelancers, and companies under registration
Earn up to 3% cashback on eligible spending
Physical and virtual Visa debit cards for you and your team
Free ATM withdrawals up to €5,000 per month
Low foreign exchange rates and transfers to 150+ countries in 17+ currencies
Open and manage your account via desktop or mobile app
Everything your business needs
German IBAN for small businesses, freelancers, and companies under registration
Earn up to 3% cashback on eligible spending
Physical and virtual Visa debit cards for you and your team
Free ATM withdrawals up to €5,000 per month
Low foreign exchange rates and transfers to 150+ countries in 17+ currencies
Open and manage your account via desktop or mobile app
Integrations that work
50+ accounting and bookkeeping tools for business
Store and export your documents effortlessly
Sync receipts and invoices in a couple of clicks
Simplify your tax filing and financial reporting
Integrations that work
50+ accounting and bookkeeping tools for business
Store and export your documents effortlessly
Sync receipts and invoices in a couple of clicks
Simplify your tax filing and financial reporting
Integrations that work
50+ accounting and bookkeeping tools for business
Store and export your documents effortlessly
Sync receipts and invoices in a couple of clicks
Simplify your tax filing and financial reporting
Bookkeeping
Looking for a simple and affordable solution for your accounting? Manage your accounts directly within your business account.
Scan receipts & categorise them automatically, create invoices
AI categorisation with automatic VAT calculation
Submit tax returns – including VAT returns & simplified accounting
Prime card
Upgrade to Finom Prime to unlock more savings and travel benefits
Airport lounge access and global eSIMs included
Issue multiple VISA debit cards for free, or upgrade to Finom Prime to unlock more savings and travel benefits
Bookkeeping
Looking for a simple and affordable solution for your accounting? Manage your accounts directly within your business account.
Scan receipts & categorise them automatically, create invoices
AI categorisation with automatic VAT calculation
Submit tax returns – including VAT returns & simplified accounting
Prime card
Upgrade to Finom Prime to unlock more savings and travel benefits
Airport lounge access and global eSIMs included
Issue multiple VISA debit cards for free, or upgrade to Finom Prime to unlock more savings and travel benefits
Bookkeeping
Looking for a simple and affordable solution for your accounting? Manage your accounts directly within your business account.
Scan receipts & categorise them automatically, create invoices
AI categorisation with automatic VAT calculation
Submit tax returns – including VAT returns & simplified accounting
Prime card
Upgrade to Finom Prime to unlock more savings and travel benefits
Airport lounge access and global eSIMs included
Issue multiple VISA debit cards for free, or upgrade to Finom Prime to unlock more savings and travel benefits
You and your Magnificent Four. A perfect match.
For freelance & self-employed
Send and receive money, do your taxes effortlessly, and separate your personal and professional finances
For small & growing companies
Stop wasting time on accounting, instantly generate compliant e-invoices, and get cashback on business purchases
For larger companies
Manage your expenses, issue multiple cards for you and your team, and get precise financial tools for scaling up
For companies in formation
Move your share capital to Finom and get all-in-one support with registering your company in a matter of days
You and your Magnificent Four. A perfect match.
For freelance & self-employed
Send and receive money, do your taxes effortlessly, and separate your personal and professional finances
For small & growing companies
Stop wasting time on accounting, instantly generate compliant e-invoices, and get cashback on business purchases
For larger companies
Manage your expenses, issue multiple cards for you and your team, and get precise financial tools for scaling up
For companies in formation
Move your share capital to Finom and get all-in-one support with registering your company in a matter of days
You and your Magnificent Four. A perfect match.
For freelance & self-employed
Send and receive money, do your taxes effortlessly, and separate your personal and professional finances
For small & growing companies
Stop wasting time on accounting, instantly generate compliant e-invoices, and get cashback on business purchases
For larger companies
Manage your expenses, issue multiple cards for you and your team, and get precise financial tools for scaling up
For companies in formation
Move your share capital to Finom and get all-in-one support with registering your company in a matter of days
Security is our top priority
GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords
Security is our top priority
GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords
Security is our top priority
GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords
FAQ
Do I get a German IBAN?
Yes, you do! All Finom accounts in Germany receive a German IBAN, both through our own license and our partnership with Solaris SE.
How safe is my money with Finom?
Is my data safe with Finom?
Under which license does Finom operate?
Who are Finom's investors?
Can entrepreneurs from any country open an account?
As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?
How can I withdraw funds from my account or make deposits into it?
Which legal forms does Finom support in Germany?
What documents do I need to open an account?
Who is the legal representative?
Can I make SEPA and international transfers with Finom (like SWIFT or similar)?
FAQ
Do I get a German IBAN?
Yes, you do! All Finom accounts in Germany receive a German IBAN, both through our own license and our partnership with Solaris SE.
How safe is my money with Finom?
Is my data safe with Finom?
Under which license does Finom operate?
Who are Finom's investors?
Can entrepreneurs from any country open an account?
As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?
How can I withdraw funds from my account or make deposits into it?
Which legal forms does Finom support in Germany?
What documents do I need to open an account?
Who is the legal representative?
Can I make SEPA and international transfers with Finom (like SWIFT or similar)?
FAQ
Do I get a German IBAN?
Yes, you do! All Finom accounts in Germany receive a German IBAN, both through our own license and our partnership with Solaris SE.
How safe is my money with Finom?
Is my data safe with Finom?
Under which license does Finom operate?
Who are Finom's investors?
Can entrepreneurs from any country open an account?
As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?
How can I withdraw funds from my account or make deposits into it?
Which legal forms does Finom support in Germany?
What documents do I need to open an account?
Who is the legal representative?
Can I make SEPA and international transfers with Finom (like SWIFT or similar)?