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Smart business account with 5% p.a. interest
200.000+ European entrepreneurs and freelancers (GmbHs, UGs, and more) already trust Finom:
Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime
DE IBAN in 24 hours – from 0 €, Accounting, E-invoices, Team management
Real human support, 7 days a week
Smart business account with 5% p.a. interest
200.000+ European entrepreneurs and freelancers (GmbHs, UGs, and more) already trust Finom:
Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime
DE IBAN in 24 hours – from 0 €, Accounting, E-invoices, Team management
Real human support, 7 days a week
Smart business account with 5% p.a. interest
200.000+ European entrepreneurs and freelancers (GmbHs, UGs, and more) already trust Finom:
Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime
DE IBAN in 24 hours – from 0 €, Accounting, E-invoices, Team management
Real human support, 7 days a week
Europe's best interest rate* for business accounts
Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months
Europe's best interest rate* for business accounts
Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months
Europe's best interest rate* for business accounts
Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months
Read real, authentic reviews
Helpfulness, clarity, and kindness.
Helpfulness, clarity, and kindness.
Even though my requests were not successful, the team was always professional.
Raffaele
30 Sept 2026
5
Finom
Finom, especially Lori, helped me solve a sensitive problem created by a big corporation. They were excellent in their communication and problem solving.
Catarina
29 Sept 2026
Excellent customer service and very…
Excellent customer service and very helpful support. Kuba was friendly, patient and professional throughout the whole conversation. He answered all my questions clearly and tried his best to help me find a solution to my issue. I really appreciate the quick response and the excellent support. Thank you, Kuba and Finom! ⭐️⭐️⭐️⭐️⭐️
Ali
28 Sept 2026
5
Clear & Efficient
What a great and convenient financial system for my company. The fact that they added in house accounting and taxes with the help of an AI agent is a game changer.
Connect Passage
26 Sept 2026
Good and easy to use
Good and easy to use
Matiullah Zamray
30 Sept 2026
Dankiwal moi
Dankiwal moi
Metin ismet mustafa
30 Sept 2026
Very good & quick customer support
Very good & quick customer support. Much better than at other banks. However product UX is not the best. Running into avoidable problems regularly.
Daniel
14 Sept 2026
I’ve very positive experience - highly recommended had a very positive experience…
I've had a very positive experience with Finom so far. The interface is intuitive, the bookkeeping features save me a lot of time, and the overall platform makes managing my business finances much easier on a daily basis.
One area that could be improved is the MCC fees, as they can add up over time. On the other hand, the cashback program is a nice benefit and helps offset some of those costs.
I'd also love to see Finom offer a proper credit line or other financing options for small entrepreneurs, credit that makes positive impact. Access to flexible funding would make it easier for businesses in the early stages to grow.
Overall, I'm very happy with the service and would recommend it to other small business owners looking for a modern and easy-to-use business banking solution.
Thanks a lot for your services.
Luiz Andrade
14 Sept 2026
4
Quick response
Quick response, valuable skills.
Olaf Sprick
29 Sept 2026
good helping only i dont have a phone…
good helping only i dont have a phone and cant registrerd.
God
14 Sept 2026
Read real, authentic reviews
Helpfulness, clarity, and kindness.
Helpfulness, clarity, and kindness.
Even though my requests were not successful, the team was always professional.
Raffaele
30 Sept 2026
5
Finom
Finom, especially Lori, helped me solve a sensitive problem created by a big corporation. They were excellent in their communication and problem solving.
Catarina
29 Sept 2026
Excellent customer service and very…
Excellent customer service and very helpful support. Kuba was friendly, patient and professional throughout the whole conversation. He answered all my questions clearly and tried his best to help me find a solution to my issue. I really appreciate the quick response and the excellent support. Thank you, Kuba and Finom! ⭐️⭐️⭐️⭐️⭐️
Ali
28 Sept 2026
5
Clear & Efficient
What a great and convenient financial system for my company. The fact that they added in house accounting and taxes with the help of an AI agent is a game changer.
Connect Passage
26 Sept 2026
Good and easy to use
Good and easy to use
Matiullah Zamray
30 Sept 2026
Dankiwal moi
Dankiwal moi
Metin ismet mustafa
30 Sept 2026
Very good & quick customer support
Very good & quick customer support. Much better than at other banks. However product UX is not the best. Running into avoidable problems regularly.
Daniel
14 Sept 2026
I’ve very positive experience - highly recommended had a very positive experience…
I've had a very positive experience with Finom so far. The interface is intuitive, the bookkeeping features save me a lot of time, and the overall platform makes managing my business finances much easier on a daily basis.
One area that could be improved is the MCC fees, as they can add up over time. On the other hand, the cashback program is a nice benefit and helps offset some of those costs.
I'd also love to see Finom offer a proper credit line or other financing options for small entrepreneurs, credit that makes positive impact. Access to flexible funding would make it easier for businesses in the early stages to grow.
Overall, I'm very happy with the service and would recommend it to other small business owners looking for a modern and easy-to-use business banking solution.
Thanks a lot for your services.
Luiz Andrade
14 Sept 2026
4
Quick response
Quick response, valuable skills.
Olaf Sprick
29 Sept 2026
good helping only i dont have a phone…
good helping only i dont have a phone and cant registrerd.
God
14 Sept 2026
Read real, authentic reviews
Helpfulness, clarity, and kindness.
Helpfulness, clarity, and kindness.
Even though my requests were not successful, the team was always professional.
Raffaele
30 Sept 2026
5
Finom
Finom, especially Lori, helped me solve a sensitive problem created by a big corporation. They were excellent in their communication and problem solving.
Catarina
29 Sept 2026
Excellent customer service and very…
Excellent customer service and very helpful support. Kuba was friendly, patient and professional throughout the whole conversation. He answered all my questions clearly and tried his best to help me find a solution to my issue. I really appreciate the quick response and the excellent support. Thank you, Kuba and Finom! ⭐️⭐️⭐️⭐️⭐️
Ali
28 Sept 2026
5
Clear & Efficient
What a great and convenient financial system for my company. The fact that they added in house accounting and taxes with the help of an AI agent is a game changer.
Connect Passage
26 Sept 2026
Good and easy to use
Good and easy to use
Matiullah Zamray
30 Sept 2026
Dankiwal moi
Dankiwal moi
Metin ismet mustafa
30 Sept 2026
Very good & quick customer support
Very good & quick customer support. Much better than at other banks. However product UX is not the best. Running into avoidable problems regularly.
Daniel
14 Sept 2026
I’ve very positive experience - highly recommended had a very positive experience…
I've had a very positive experience with Finom so far. The interface is intuitive, the bookkeeping features save me a lot of time, and the overall platform makes managing my business finances much easier on a daily basis.
One area that could be improved is the MCC fees, as they can add up over time. On the other hand, the cashback program is a nice benefit and helps offset some of those costs.
I'd also love to see Finom offer a proper credit line or other financing options for small entrepreneurs, credit that makes positive impact. Access to flexible funding would make it easier for businesses in the early stages to grow.
Overall, I'm very happy with the service and would recommend it to other small business owners looking for a modern and easy-to-use business banking solution.
Thanks a lot for your services.
Luiz Andrade
14 Sept 2026
4
Quick response
Quick response, valuable skills.
Olaf Sprick
29 Sept 2026
good helping only i dont have a phone…
good helping only i dont have a phone and cant registrerd.
God
14 Sept 2026
Everything your business needs
German IBAN for small businesses, freelancers, and companies under registration
Earn up to 3% cashback on eligible spending
Physical and virtual Visa debit cards for you and your team
Free ATM withdrawals up to €5,000 per month
Low foreign exchange rates and transfers to 150+ countries in 17+ currencies
Open and manage your account via desktop or mobile app
Everything your business needs
German IBAN for small businesses, freelancers, and companies under registration
Earn up to 3% cashback on eligible spending
Physical and virtual Visa debit cards for you and your team
Free ATM withdrawals up to €5,000 per month
Low foreign exchange rates and transfers to 150+ countries in 17+ currencies
Open and manage your account via desktop or mobile app
Everything your business needs
German IBAN for small businesses, freelancers, and companies under registration
Earn up to 3% cashback on eligible spending
Physical and virtual Visa debit cards for you and your team
Free ATM withdrawals up to €5,000 per month
Low foreign exchange rates and transfers to 150+ countries in 17+ currencies
Open and manage your account via desktop or mobile app
Integrations that work
50+ accounting and bookkeeping tools for business
Store and export your documents effortlessly
Sync receipts and invoices in a couple of clicks
Simplify your tax filing and financial reporting
Integrations that work
50+ accounting and bookkeeping tools for business
Store and export your documents effortlessly
Sync receipts and invoices in a couple of clicks
Simplify your tax filing and financial reporting
Integrations that work
50+ accounting and bookkeeping tools for business
Store and export your documents effortlessly
Sync receipts and invoices in a couple of clicks
Simplify your tax filing and financial reporting
Bookkeeping
Looking for a simple and affordable solution for your accounting? Manage your accounts directly within your business account.
Scan receipts & categorise them automatically, create invoices
AI categorisation with automatic VAT calculation
Submit tax returns – including VAT returns & simplified accounting
Prime card
Upgrade to Finom Prime to unlock more savings and travel benefits
Airport lounge access and global eSIMs included
Issue multiple VISA debit cards for free, or upgrade to Finom Prime to unlock more savings and travel benefits
Bookkeeping
Looking for a simple and affordable solution for your accounting? Manage your accounts directly within your business account.
Scan receipts & categorise them automatically, create invoices
AI categorisation with automatic VAT calculation
Submit tax returns – including VAT returns & simplified accounting
Prime card
Upgrade to Finom Prime to unlock more savings and travel benefits
Airport lounge access and global eSIMs included
Issue multiple VISA debit cards for free, or upgrade to Finom Prime to unlock more savings and travel benefits
Bookkeeping
Looking for a simple and affordable solution for your accounting? Manage your accounts directly within your business account.
Scan receipts & categorise them automatically, create invoices
AI categorisation with automatic VAT calculation
Submit tax returns – including VAT returns & simplified accounting
Prime card
Upgrade to Finom Prime to unlock more savings and travel benefits
Airport lounge access and global eSIMs included
Issue multiple VISA debit cards for free, or upgrade to Finom Prime to unlock more savings and travel benefits
You and your Magnificent Four. A perfect match.
For freelance & self-employed
Send and receive money, do your taxes effortlessly, and separate your personal and professional finances
For small & growing companies
Stop wasting time on accounting, instantly generate compliant e-invoices, and get cashback on business purchases
For larger companies
Manage your expenses, issue multiple cards for you and your team, and get precise financial tools for scaling up
For companies in formation
Move your share capital to Finom and get all-in-one support with registering your company in a matter of days
You and your Magnificent Four. A perfect match.
For freelance & self-employed
Send and receive money, do your taxes effortlessly, and separate your personal and professional finances
For small & growing companies
Stop wasting time on accounting, instantly generate compliant e-invoices, and get cashback on business purchases
For larger companies
Manage your expenses, issue multiple cards for you and your team, and get precise financial tools for scaling up
For companies in formation
Move your share capital to Finom and get all-in-one support with registering your company in a matter of days
You and your Magnificent Four. A perfect match.
For freelance & self-employed
Send and receive money, do your taxes effortlessly, and separate your personal and professional finances
For small & growing companies
Stop wasting time on accounting, instantly generate compliant e-invoices, and get cashback on business purchases
For larger companies
Manage your expenses, issue multiple cards for you and your team, and get precise financial tools for scaling up
For companies in formation
Move your share capital to Finom and get all-in-one support with registering your company in a matter of days
Choose the right plan for your business
Choose the right plan for your business
Choose the right plan for your business
Security is our top priority
GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords
Security is our top priority
GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords
Security is our top priority
GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords
FAQ
Do I get a German IBAN?
Yes, you do! All Finom accounts in Germany receive a German IBAN, both through our own license and our partnership with Solaris SE.
How safe is my money with Finom?
Is my data safe with Finom?
Under which license does Finom operate?
Who are Finom's investors?
Can entrepreneurs from any country open an account?
As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?
How can I withdraw funds from my account or make deposits into it?
Which legal forms does Finom support in Germany?
What documents do I need to open an account?
Who is the legal representative?
Can I make SEPA and international transfers with Finom (like SWIFT or similar)?
FAQ
Do I get a German IBAN?
Yes, you do! All Finom accounts in Germany receive a German IBAN, both through our own license and our partnership with Solaris SE.
How safe is my money with Finom?
Is my data safe with Finom?
Under which license does Finom operate?
Who are Finom's investors?
Can entrepreneurs from any country open an account?
As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?
How can I withdraw funds from my account or make deposits into it?
Which legal forms does Finom support in Germany?
What documents do I need to open an account?
Who is the legal representative?
Can I make SEPA and international transfers with Finom (like SWIFT or similar)?
FAQ
Do I get a German IBAN?
Yes, you do! All Finom accounts in Germany receive a German IBAN, both through our own license and our partnership with Solaris SE.
How safe is my money with Finom?
Is my data safe with Finom?
Under which license does Finom operate?
Who are Finom's investors?
Can entrepreneurs from any country open an account?
As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?
How can I withdraw funds from my account or make deposits into it?
Which legal forms does Finom support in Germany?
What documents do I need to open an account?
Who is the legal representative?
Can I make SEPA and international transfers with Finom (like SWIFT or similar)?