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Smart business account with 5% p.a. interest
200.000+ European entrepreneurs and freelancers (GmbHs, UGs, and more) already trust Finom:
Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime
DE IBAN in 24 hours – from 0 €, Accounting, E-invoices, Team management
Real human support, 7 days a week
Smart business account with 5% p.a. interest
200.000+ European entrepreneurs and freelancers (GmbHs, UGs, and more) already trust Finom:
Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime
DE IBAN in 24 hours – from 0 €, Accounting, E-invoices, Team management
Real human support, 7 days a week
Smart business account with 5% p.a. interest
200.000+ European entrepreneurs and freelancers (GmbHs, UGs, and more) already trust Finom:
Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime
DE IBAN in 24 hours – from 0 €, Accounting, E-invoices, Team management
Real human support, 7 days a week
Europe's best interest rate* for business accounts
Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months
Europe's best interest rate* for business accounts
Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months
Europe's best interest rate* for business accounts
Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months
Read real, authentic reviews
Aafterall good help from Finom.co
Afer a not so good experience, finom.co came with a other solution. I must wait on a new customer from USA. But they are trying to help to solve my problem. They tried every time to help me. In the beginning whit a chatbot. That didn’t give any right awnser. Later i had personal contact. This works s lot better. I hot a lot houd information that can send by WhatsApp to my costumer. I have send it to 1 in Australia. She told me her bank was accepting the iban and information.
She will try to do the payment endvof this month or in December, because her dog can’t fly before January. Hope everything goes well this time, because she us a big client. I lost some from the USA already.
Finom offerd me some compensation for thst. My tnx for all the time they put in to this to keep helping to solve my problems
A Phoelich
5 Nov 2026
Thank you for your service
Thank you for your service. Always quick and professional in responding to clients and helping in sorting out their issues.
Luka Jaksic
4 Nov 2026
They saved me...
I had a really hard time opening a business bank account for our company, which operates as a French branch (succursale) of a different country.
Most fintech banks couldn't open our account and many didn't support the SEPA business(which I needed most for tax officials and AMAZON), while opening an account with a traditional French bank was taking forever. They required so many documents, including financial statements and other paperwork.
What I especially needed was a bank account that supports SEPA B2B Direct Debits, and many fintech banks don't offer this feature. But Finom does!
The whole process took just 2–3 days, and it was surprisingly smooth and straightforward.
I still need to use the account and see how everything works in practice, but so far, Finom has been a lifesaver!
Thank you, Finom!
Jina Lee
4 Nov 2026
Excellent Business Banking Experience with Finom – Modern, Convenient and Reliable
Excellent Business Banking Experience with Finom – Modern, Convenient and Reliable
NAEEM MUHAMMED
9 Nov 2026
Excellent customer service!!!
Excellent customer service!!!
Products and services—super great!!
Wilk
7 Nov 2026
Everytime i become the most important…
Everytime i become the most important information.
Mandy Schnürer-Bergles
7 Nov 2026
Nothing is free, but its ok
Nothing is free. But if the value for money is right, then that's fine. I believe everything is just right here.
Levente Szücs
19 Oct 2026
Very good & quick customer support
Very good & quick customer support. Much better than at other banks. However product UX is not the best. Running into avoidable problems regularly.
Daniel
14 Sept 2026
You helped me with one problem.
You helped me with one problem.
Margit Kühnel
23 Oct 2026
Cyclum Fin
We re waiting for accept of transfer but the contact with Finom is good
Andrey
19 Oct 2026
Read real, authentic reviews
Aafterall good help from Finom.co
Afer a not so good experience, finom.co came with a other solution. I must wait on a new customer from USA. But they are trying to help to solve my problem. They tried every time to help me. In the beginning whit a chatbot. That didn’t give any right awnser. Later i had personal contact. This works s lot better. I hot a lot houd information that can send by WhatsApp to my costumer. I have send it to 1 in Australia. She told me her bank was accepting the iban and information.
She will try to do the payment endvof this month or in December, because her dog can’t fly before January. Hope everything goes well this time, because she us a big client. I lost some from the USA already.
Finom offerd me some compensation for thst. My tnx for all the time they put in to this to keep helping to solve my problems
A Phoelich
5 Nov 2026
Thank you for your service
Thank you for your service. Always quick and professional in responding to clients and helping in sorting out their issues.
Luka Jaksic
4 Nov 2026
They saved me...
I had a really hard time opening a business bank account for our company, which operates as a French branch (succursale) of a different country.
Most fintech banks couldn't open our account and many didn't support the SEPA business(which I needed most for tax officials and AMAZON), while opening an account with a traditional French bank was taking forever. They required so many documents, including financial statements and other paperwork.
What I especially needed was a bank account that supports SEPA B2B Direct Debits, and many fintech banks don't offer this feature. But Finom does!
The whole process took just 2–3 days, and it was surprisingly smooth and straightforward.
I still need to use the account and see how everything works in practice, but so far, Finom has been a lifesaver!
Thank you, Finom!
Jina Lee
4 Nov 2026
Excellent Business Banking Experience with Finom – Modern, Convenient and Reliable
Excellent Business Banking Experience with Finom – Modern, Convenient and Reliable
NAEEM MUHAMMED
9 Nov 2026
Excellent customer service!!!
Excellent customer service!!!
Products and services—super great!!
Wilk
7 Nov 2026
Everytime i become the most important…
Everytime i become the most important information.
Mandy Schnürer-Bergles
7 Nov 2026
Nothing is free, but its ok
Nothing is free. But if the value for money is right, then that's fine. I believe everything is just right here.
Levente Szücs
19 Oct 2026
Very good & quick customer support
Very good & quick customer support. Much better than at other banks. However product UX is not the best. Running into avoidable problems regularly.
Daniel
14 Sept 2026
You helped me with one problem.
You helped me with one problem.
Margit Kühnel
23 Oct 2026
Cyclum Fin
We re waiting for accept of transfer but the contact with Finom is good
Andrey
19 Oct 2026
Read real, authentic reviews
Aafterall good help from Finom.co
Afer a not so good experience, finom.co came with a other solution. I must wait on a new customer from USA. But they are trying to help to solve my problem. They tried every time to help me. In the beginning whit a chatbot. That didn’t give any right awnser. Later i had personal contact. This works s lot better. I hot a lot houd information that can send by WhatsApp to my costumer. I have send it to 1 in Australia. She told me her bank was accepting the iban and information.
She will try to do the payment endvof this month or in December, because her dog can’t fly before January. Hope everything goes well this time, because she us a big client. I lost some from the USA already.
Finom offerd me some compensation for thst. My tnx for all the time they put in to this to keep helping to solve my problems
A Phoelich
5 Nov 2026
Thank you for your service
Thank you for your service. Always quick and professional in responding to clients and helping in sorting out their issues.
Luka Jaksic
4 Nov 2026
They saved me...
I had a really hard time opening a business bank account for our company, which operates as a French branch (succursale) of a different country.
Most fintech banks couldn't open our account and many didn't support the SEPA business(which I needed most for tax officials and AMAZON), while opening an account with a traditional French bank was taking forever. They required so many documents, including financial statements and other paperwork.
What I especially needed was a bank account that supports SEPA B2B Direct Debits, and many fintech banks don't offer this feature. But Finom does!
The whole process took just 2–3 days, and it was surprisingly smooth and straightforward.
I still need to use the account and see how everything works in practice, but so far, Finom has been a lifesaver!
Thank you, Finom!
Jina Lee
4 Nov 2026
Excellent Business Banking Experience with Finom – Modern, Convenient and Reliable
Excellent Business Banking Experience with Finom – Modern, Convenient and Reliable
NAEEM MUHAMMED
9 Nov 2026
Excellent customer service!!!
Excellent customer service!!!
Products and services—super great!!
Wilk
7 Nov 2026
Everytime i become the most important…
Everytime i become the most important information.
Mandy Schnürer-Bergles
7 Nov 2026
Nothing is free, but its ok
Nothing is free. But if the value for money is right, then that's fine. I believe everything is just right here.
Levente Szücs
19 Oct 2026
Very good & quick customer support
Very good & quick customer support. Much better than at other banks. However product UX is not the best. Running into avoidable problems regularly.
Daniel
14 Sept 2026
You helped me with one problem.
You helped me with one problem.
Margit Kühnel
23 Oct 2026
Cyclum Fin
We re waiting for accept of transfer but the contact with Finom is good
Andrey
19 Oct 2026
Everything your business needs
German IBAN for small businesses, freelancers, and companies under registration
Earn up to 3% cashback on eligible spending
Physical and virtual Visa debit cards for you and your team
Free ATM withdrawals up to €5,000 per month
Low foreign exchange rates and transfers to 150+ countries in 17+ currencies
Open and manage your account via desktop or mobile app
Everything your business needs
German IBAN for small businesses, freelancers, and companies under registration
Earn up to 3% cashback on eligible spending
Physical and virtual Visa debit cards for you and your team
Free ATM withdrawals up to €5,000 per month
Low foreign exchange rates and transfers to 150+ countries in 17+ currencies
Open and manage your account via desktop or mobile app
Everything your business needs
German IBAN for small businesses, freelancers, and companies under registration
Earn up to 3% cashback on eligible spending
Physical and virtual Visa debit cards for you and your team
Free ATM withdrawals up to €5,000 per month
Low foreign exchange rates and transfers to 150+ countries in 17+ currencies
Open and manage your account via desktop or mobile app
Integrations that work
50+ accounting and bookkeeping tools for business
Store and export your documents effortlessly
Sync receipts and invoices in a couple of clicks
Simplify your tax filing and financial reporting
Integrations that work
50+ accounting and bookkeeping tools for business
Store and export your documents effortlessly
Sync receipts and invoices in a couple of clicks
Simplify your tax filing and financial reporting
Integrations that work
50+ accounting and bookkeeping tools for business
Store and export your documents effortlessly
Sync receipts and invoices in a couple of clicks
Simplify your tax filing and financial reporting
Bookkeeping
Looking for a simple and affordable solution for your accounting? Manage your accounts directly within your business account.
Scan receipts & categorise them automatically, create invoices
AI categorisation with automatic VAT calculation
Submit tax returns – including VAT returns & simplified accounting
Prime card
Upgrade to Finom Prime to unlock more savings and travel benefits
Airport lounge access and global eSIMs included
Issue multiple VISA debit cards for free, or upgrade to Finom Prime to unlock more savings and travel benefits
Bookkeeping
Looking for a simple and affordable solution for your accounting? Manage your accounts directly within your business account.
Scan receipts & categorise them automatically, create invoices
AI categorisation with automatic VAT calculation
Submit tax returns – including VAT returns & simplified accounting
Prime card
Upgrade to Finom Prime to unlock more savings and travel benefits
Airport lounge access and global eSIMs included
Issue multiple VISA debit cards for free, or upgrade to Finom Prime to unlock more savings and travel benefits
Bookkeeping
Looking for a simple and affordable solution for your accounting? Manage your accounts directly within your business account.
Scan receipts & categorise them automatically, create invoices
AI categorisation with automatic VAT calculation
Submit tax returns – including VAT returns & simplified accounting
Prime card
Upgrade to Finom Prime to unlock more savings and travel benefits
Airport lounge access and global eSIMs included
Issue multiple VISA debit cards for free, or upgrade to Finom Prime to unlock more savings and travel benefits
You and your Magnificent Four. A perfect match.
For freelance & self-employed
Send and receive money, do your taxes effortlessly, and separate your personal and professional finances
For small & growing companies
Stop wasting time on accounting, instantly generate compliant e-invoices, and get cashback on business purchases
For larger companies
Manage your expenses, issue multiple cards for you and your team, and get precise financial tools for scaling up
For companies in formation
Move your share capital to Finom and get all-in-one support with registering your company in a matter of days
You and your Magnificent Four. A perfect match.
For freelance & self-employed
Send and receive money, do your taxes effortlessly, and separate your personal and professional finances
For small & growing companies
Stop wasting time on accounting, instantly generate compliant e-invoices, and get cashback on business purchases
For larger companies
Manage your expenses, issue multiple cards for you and your team, and get precise financial tools for scaling up
For companies in formation
Move your share capital to Finom and get all-in-one support with registering your company in a matter of days
You and your Magnificent Four. A perfect match.
For freelance & self-employed
Send and receive money, do your taxes effortlessly, and separate your personal and professional finances
For small & growing companies
Stop wasting time on accounting, instantly generate compliant e-invoices, and get cashback on business purchases
For larger companies
Manage your expenses, issue multiple cards for you and your team, and get precise financial tools for scaling up
For companies in formation
Move your share capital to Finom and get all-in-one support with registering your company in a matter of days
Security is our top priority
GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords
Security is our top priority
GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords
Security is our top priority
GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords
FAQ
Do I get a German IBAN?
Yes, you do! All Finom accounts in Germany receive a German IBAN, both through our own license and our partnership with Solaris SE.
How safe is my money with Finom?
Is my data safe with Finom?
Under which license does Finom operate?
Who are Finom's investors?
Can entrepreneurs from any country open an account?
As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?
How can I withdraw funds from my account or make deposits into it?
Which legal forms does Finom support in Germany?
What documents do I need to open an account?
Who is the legal representative?
Can I make SEPA and international transfers with Finom (like SWIFT or similar)?
FAQ
Do I get a German IBAN?
Yes, you do! All Finom accounts in Germany receive a German IBAN, both through our own license and our partnership with Solaris SE.
How safe is my money with Finom?
Is my data safe with Finom?
Under which license does Finom operate?
Who are Finom's investors?
Can entrepreneurs from any country open an account?
As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?
How can I withdraw funds from my account or make deposits into it?
Which legal forms does Finom support in Germany?
What documents do I need to open an account?
Who is the legal representative?
Can I make SEPA and international transfers with Finom (like SWIFT or similar)?
FAQ
Do I get a German IBAN?
Yes, you do! All Finom accounts in Germany receive a German IBAN, both through our own license and our partnership with Solaris SE.
How safe is my money with Finom?
Is my data safe with Finom?
Under which license does Finom operate?
Who are Finom's investors?
Can entrepreneurs from any country open an account?
As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?
How can I withdraw funds from my account or make deposits into it?
Which legal forms does Finom support in Germany?
What documents do I need to open an account?
Who is the legal representative?
Can I make SEPA and international transfers with Finom (like SWIFT or similar)?