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Finom pricing and plans

Subscription plans at a fair cost tailored to fit your business.

Price

Corporate

Enterprise

Corporate

Enterprise

Price per month (paid monthly)

excl. VAT
from € 149
from € 339

Price per month (paid annually)

excl. VAT
from € 119
from € 249

from € 119
/month (paid annually) (excl. VAT)

from € 149 /month (paid annually) (excl. VAT)

from € 249
/month (paid annually) (excl. VAT)

from € 339 /month (paid annually) (excl. VAT)

All-in-one Business Platform

Users included

10

15

Cashback

unlimited cashback up to 0,5%

unlimited cashback up to 1%*
*The offer is valid until 30.09.2024

Access to Business Platform

Accounting integrations

All transactions history in smart dashboards

Real-time notifications

Multi-Companies

Number of connected banks and payment service provider

Mobile app (iOS & Android)

99% guaranteed uptime SLA

Role and user management

Accountant access

Manual access to wallets for team members

Visual analytics of income and expenses

Dark theme

Invoicing

Invoices (in/out)

Fast invoice payments by your customers

Invoices statuses tracking

Invoicing API access

Invoice and receipt recognition

Manual reconciliation of invoices and receipts

Credit notes

Customization of invoice templates

Automatic collection of documents

Additional fees for services

Provided by Finom

Monthly fee for extra team member

€ 15 after 10 team members

€ 15 after 15 team members

Fee per recognized document

Administrating irregularities

€ 100

€ 100

Provided by Finom Payments

IBAN for global transfers

Physical VISA card issuance (up to 3 per user)

Physical VISA cards for business owners

€ 0

€ 0

Physical VISA cards for team members

€ 0

€ 0

Physical VISA card reissuance

€ 0

€ 0

Monthly fee for the inactive physical card

€ 0

€ 0

Virtual VISA card issuance (unlimited)

Virtual VISA cards for team members

€ 0

€ 0

Monthly fee for the inactive virtual card

€ 0

€ 0

Card payments in EUR (except for certain MCCs)

€ 0

€ 0

Card payment limit per card (per month)

€ 100.000

€ 200.000

Card payments in foreign currency (non-EUR)

1%

1%

Card payments for certain MCCs (%, minimum € 1)

€ 0 - € 500

0%

0%

€ 500 - € 2,500

0%

0%

€ 2,500 - € 5,000

1%

1%

€ 5,000+

2%

2%

Extension of ATM withdrawal limit up to € 10 000 (paid per month)

€ 0

€ 0

Fee for ATM withdrawal amounts (applicable for all cards)

€ 0 - € 2,000

0%

0%

€ 2,000 - € 5,000

1%

1%

€ 5,000 - € 10,000

5%

5%

€ 10,000+

7%

7%

Fee for extra ATM withdrawal (applicable for all cards)

€ 2 after 15 withdrawals

€ 2 after 15 withdrawals

Fee for ATM withdrawals in foreign currency (non-EUR)

1%

1%

Monthly fee for extra wallet

€ 15 after 10 wallets

€ 15 after 15 wallets

Fee for extra in/out SEPA transfers & Direct Debits

€ 0

€ 0

Fee for extra SEPA OUT & Direct Debit transfers (per month)

0,1% after € 200.000

0%

Decline of Direct Debit

€ 5

€ 5

Fee for SEPA Instant transfers

€ 0 — € 500

€ 1

€ 1

€ 500 — € 2,000

€ 3

€ 3

€ 2,000+

€ 5

€ 5

Transfers between Finom's users in a few seconds

€ 0

€ 0

Outgoing international payments (fee per payment)

€ 5

€ 5

Incoming international payments (fee per payment)

€ 5

€ 5

Fee for the volume of international payments

0,5%

0,3%

Fee for coverage of the International transfer cost, optional

€ 25

€ 25

Processing bulk payments

Customizable transaction categories and tags

Scheduled payments

Repeat payment

Additional fees for special services

Provided by Finom

Express delivery of Finom Card

€ 30

€ 30

Provided by Finom Payments

Recall of outgoing SEPA SCT

€ 15

€ 15

Inquiry on SEPA SCT (Payment Investigation)

€ 15

€ 15

Recall of international payment

€ 60

€ 60

Outgoing payment investigation

€ 45

€ 45

Incoming payment investigation

€ 50

€ 50

Fee for providing MT103

€ 45

€ 45

Fee for MT199 request

€ 45

€ 45

Audit confirmation statement

€ 100

€ 100

Refusal to redeem an authorized direct debit due to insufficient account balance

€ 1

€ 1

Unarranged negative balance on Finom Business Account

€ 1 per day

€ 1 per day

Dunning letter (per letter)

€ 5

€ 5

Card dispute for an authorised transaction (per transaction)

€ 30

€ 30

Seizures and Garnishments applied to the Finom Business Account (per seizure/garnishment)

€ 25

€ 25

Onboarding fee

Applied individually

Applied individually

Personal account manager