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Finom pricing and plans

Subscription plans at a fair cost tailored to fit your business.

Price

Solo

Start

One month free, cancel anytime

Premium

One month free, cancel anytime

Solo

Start

Premium

Price per month (paid monthly)

excl. VAT
€ 0
€ 17
€ 34

Price per month (paid annually)

excl. VAT
€ 0
€ 14 you save € 36
€ 28 you save € 72

€ 0

€ 14
/month (paid annually) (excl. VAT)
you save € 36

€ 17 /month (Paid monthly) (excl. VAT)

One month free, cancel anytime

€ 28
/month (paid annually) (excl. VAT)
you save € 72

€ 34 /month (Paid monthly) (excl. VAT)

One month free, cancel anytime

All-in-one Business Platform

Users included

1

2

5

Cashback

0%

2%

3%

Access to Business Platform

Accounting integrations

All transactions history in smart dashboards

Real-time notifications

Multi-Companies

Number of connected banks and payment service provider

Mobile app (iOS & Android)

99% guaranteed uptime SLA

Role and user management

Accountant access

Manual access to wallets for team members

Visual analytics of income and expenses

Dark theme

Invoicing

Invoices (in/out)

Fast invoice payments by your customers

Invoices statuses tracking

Invoicing API access

Invoice and receipt recognition (Currently unavailable)

Manual reconciliation of invoices and receipts

Credit notes

Customization of invoice templates

Automatic collection of documents

One month free, cancel anytime

One month free, cancel anytime

Additional fees for services

Provided by Finom

Monthly fee for extra team member

€ 4 after 1 team member

€ 2 after 2 team members

€ 1 after 5 team members

Fee per recognized document (Currently unavailable)

€ 2 after 8

€ 1,5 after 8

€ 1 after 8

Administrating irregularities

€ 100

€ 100

€ 100

Provided by Finom Payments

IBAN for global transfers

Physical VISA card issuance (up to 3 per user)

Physical card monthly maintenance

€ 3

€ 0

€ 0

Physical VISA cards for business owners

€ 0

€ 0

€ 0

Physical VISA cards for team members

€ 0

€ 0

€ 0

Physical VISA card reissuance

€ 0

€ 0

€ 0

Monthly fee for the inactive physical card

€ 2

€ 1

€ 0

Virtual VISA card issuance (unlimited)

Virtual VISA cards for team members

€ 0

€ 0

€ 0

Monthly fee for the inactive virtual card

€ 1

€ 0,5

€ 0

Card payments in EUR (except for certain MCCs)

€ 0

€ 0

€ 0

Card payment limit per card (per month)

€ 100.000

€ 100.000

€ 100.000

Card payments in foreign currency (non-EUR)

€ 0 - € 500

3%

0%

0%

€ 500 - € 1.000

3%

2%

1%

€ 1.000+

3%

2%

1%

Card payments for certain MCCs (%, minimum € 1)

€ 0 - € 500

3%

2%

1%

€ 500 - € 2.500

4%

3%

2%

€ 2.500 - € 5.000

5%

4%

3%

€ 5.000+

6%

5%

4%

ATM withdrawal limit per card (per month)

€ 500

€ 2.000

€ 5.000

Fee for ATM withdrawal amounts (applicable for all cards)

€ 0 - € 500

1%

0%

0%

€ 500 - € 2.000

3%

1%

0%

€ 2.000 - € 5.000

5%

5%

3%

€ 5.000 - € 10.000

8%

8%

5%

€ 10.000+

8%

8%

8%

Fee for ATM withdrawals in foreign currency (non-EUR)

3%

2%

1%

Monthly fee for extra wallet

€ 4 after 1 wallets

€ 2 after 2 wallets

€ 1 after 3 wallets

Fee for outgoing SEPA transfers & Direct Debits

€ 2

€ 0

€ 0

Fee for extra SEPA OUT & Direct Debit transfers (per month)

0,1% after € 25.000

0,1% after € 50.000

0,1% after € 100.000

Decline of Direct Debit

€ 5

€ 5

€ 5

Fee for SEPA Instant transfers

€ 0 — € 500

€ 1

€ 1

€ 1

€ 500 — € 2,000

€ 3

€ 3

€ 3

€ 2,000+

€ 5

€ 5

€ 5

Transfers between Finom's users in a few seconds

€ 0

€ 0

€ 0

Outgoing international payments (fee per payment)

€ 5

€ 5

€ 5

Incoming international payments (fee per payment)

€ 5

€ 5

€ 5

Fee for the volume of outgoing international payments

2%

0,9%

0,8%

Fee for coverage of the International transfer cost, optional

€ 35

€ 35

€ 35

Processing bulk payments

Customizable transaction categories and tags

Scheduled payments

Repeat payment

Additional fees for special services

Provided by Finom

Express delivery of Finom Card

€ 15

€ 15

€ 15

Provided by Finom Payments

Reference letter fee for business

€ 80

€ 80

€ 80

Business Account Closure Refund Processing Fee

€ 5

€ 5

€ 5

Recall of outgoing SEPA SCT

€ 15

€ 15

€ 15

Inquiry on SEPA SCT (Payment Investigation)

€ 15

€ 15

€ 15

Recall of international payments

€ 60

€ 60

€ 60

Outgoing payment investigation

Incoming payment investigation

Fee for providing MT103

€ 20

€ 20

€ 20

Fee for MT199 request

€ 45

€ 45

€ 45

Audit confirmation statement

€ 100

€ 100

€ 100

Refusal to redeem an authorized direct debit due to insufficient account balance

€ 1

€ 1

€ 1

Unarranged negative balance on Finom Business Account

€ 1 per day

€ 1 per day

€ 1 per day

Dunning letter (per letter)

€ 5

€ 5

€ 5

Card dispute for an authorised transaction (per transaction)

€ 30

€ 30

€ 30

Seizures and Garnishments applied to the Finom Business Account (per seizure/garnishment)

€ 25

€ 25

€ 25

Personal account manager

Onboarding fee

Applied individually

Applied individually

Applied individually

Compliance fee

Please note that certain services are directly provided to you by a payment institution. Finom charges you for the platform services.

For our detailed price list, download PDF here