All-in-one Business Platform
Users included
1
2
5
Cashback
0%
2%
3%
Access to Business Platform
Accounting integrations
All transactions history in smart dashboards
Real-time notifications
Multi-Companies
Number of connected banks and payment service provider
Payment initiation requests
Mobile app (iOS & Android)
99% guaranteed uptime SLA
Role and user management
Accountant access
Manual access to wallets for team members
Visual analytics of income and expenses
Dark theme
Invoicing
Invoices (in/out)
Fast invoice payments by your customers
Invoices statuses tracking
Invoicing API access
Invoice and receipt recognition
Manual reconciliation of invoices and receipts
Credit notes
Customization of invoice templates
Automatic collection of documents
Additional fees for services
Provided by Finom
Monthly fee for extra team member
€ 4
€ 2
€ 1
Fee per recognized document
€ 2 after 8
€ 1,5 after 8
€ 1 after 8
Provided by Finom Payments
Physical VISA card issuance (up to 3 per user)
Physical VISA cards for business owners
€ 0
€ 0
€ 0
Physical VISA cards for team members
€ 0
€ 0
€ 0
Physical VISA card reissuance
€ 0
€ 0
€ 0
Monthly fee for the inactive physical card
€ 2
€ 1
€ 0
Virtual VISA card issuance (unlimited)
Virtual VISA cards for team members
€ 0
€ 0
€ 0
Monthly fee for the inactive virtual card
€ 1
€ 0,5
€ 0
Card payments in EUR (except for certain MCCs)
€ 0
€ 0
€ 0
Card payment limit per card (per month)
€ 100.000
€ 100.000
€ 100.000
Card payments in foreign currency (non-EUR)
3%
2%
1%
Card payments for certain MCCs (%, minimum € 1)
€ 0 - € 500
1%
0%
0%
€ 500 - € 2,500
2%
1%
0%
€ 2,500 - € 5,000
3%
2%
1%
€ 5,000+
3%
3%
3%
Fee for ATM withdrawals
€ 2 for each withdrawal
€ 2 after 5 withdrawals
€ 2 after 10 withdrawals
Extension of ATM withdrawal limit up to € 10 000 (paid per month)
€ 15 after € 500
€ 10 after € 2.000
€ 5 after € 5.000
Fee for ATM withdrawals in foreign currency (non-EUR)
3%
2%
1%
Monthly fee for extra wallet
€ 4 after 1 wallet
€ 2 after 2 wallets
€ 1 after 3 wallets
Fee for extra in/out SEPA Transfers
€ 0,2 after 5
€ 0,2 after 100
€ 0,2 after 200
Fee for extra SEPA OUT transfers (per month)
0,1% after € 25.000
0,1% after € 50.000
0,1% after € 100.000
Fee for SEPA Instant transfers
€ 0 — € 500
€ 1
€ 1
€ 1
€ 500 — € 2,000
€ 3
€ 3
€ 3
€ 2,000+
€ 5
€ 5
€ 5
Transfer between Finom's users in a few seconds
€ 0
€ 0
€ 0
Outgoing international payments (fee per payment)
€ 10
€ 10
€ 10
Incoming international payments (fee per payment)
€ 0
*free until 14.12.2023
€ 0
*free until 14.12.2023
€ 0
*free until 14.12.2023
International payments monthly free volume
€ 100.000
€ 100.000
€ 100.000
Fee for exceeding monthly free volume of international payments
2%
1%
1%
Outgoing payment investigation
Incoming payment investigation
Fee for providing MT103
Fee for MT199 request
Processing bulk payments
Scheduled payments
Repeat payment
Additional fees for special services
Provided by Finom
Express delivery of Finom Card
€ 30
€ 30
€ 30
Provided by Finom Payments
Recall of outgoing SEPA SCT
€ 15
€ 15
€ 15
Inquiry on SEPA SCT (Payment Investigation)
€ 15
€ 15
€ 15
Audit confirmation statement
€ 100
€ 100
€ 100
Refusal to redeem an authorized direct debit due to insufficient account balance
€ 1
€ 1
€ 1
Unarranged negative balance on Finom Business Account
€ 1 per day
€ 1 per day
€ 1 per day
Dunning letter (per letter)
€ 5
€ 5
€ 5
Seizures and Garnishments applied to the Finom Business Account (per seizure/garnishment)
€ 25
€ 25
€ 25
Please note that certain services are directly provided to you by a payment institution. Finom charges you for the platform services
For our detailed price list, download PDF here