If you're running a growing business in Europe, you've probably noticed a gap in business card options. Basic cards have reward caps and high FX fees. Premium cards offer better benefits but cost more than most SMEs want to spend. So you end up managing multiple cards to optimize transactions - which means more admin work instead of less.

We've built Finom Prime to solve this. 

A single card that covers your needs

We've launched Finom Prime, a subscription business card for SMEs that consolidates what growing businesses actually need, without the premium price tag or the hassle of managing multiple products.

The idea is simple: if you're running a growing business, juggling multiple cards to optimize rewards and avoid fees should not take up your headspace.

For €9.99 per month, you get:

• 1% cashback on all purchases (up to €1,000 monthly cap)
• Zero foreign exchange fees on the first €20,000 of non-EUR transactions each month
• Two business lounge visits per quarter
• 1GB monthly eSIM data package
• Free express delivery

What this means in practice

If, for example, you're paying international suppliers or buying SaaS subscriptions, FX fees add up fast, and so do reward caps on standard cards. With Prime, businesses can save up to €20,000 annually compared to juggling multiple card products. The FX fee savings alone often cover the subscription cost within a few transactions.

We're starting in Germany and Italy, with more European markets coming soon. Stay tuned and learn more here