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Discover endless benefits with our debit cards

Free physical and virtual cards for freelancers and SMEs powered by next-level expense management solution

Order card

You spend, we pay back

Cashback up to 3%

Issue cards for you and your team

Get your Italian IBAN opened in 24 hours and issue Visa cards

  • Free cards included in every plan, no hidden commissions
  • ATM monthly withdrawal limit up to € 5 000 per card
  • Up to 3% cashback
  • Special offers from our partners
Learn more

A virtual card you will never lose

Forget magnetic strips and enjoy secure online and in-store payments right from your smartphone

  • Issue, top-up or block with just a click
  • Stay within your budget and never exceed your prepaid limit
  • Pay on the go with Apple Pay & Google Pay
Learn more

Control your spending flow

Use your business account to manage team expenses and enhance your financial planning

  • Empower your employees with debit cards for any purpose
  • Set individual limits and spending policies
  • Enjoy real-time expenses tracking in customizable dashboards
Learn more

4 steps to organize it all

  1. 01

    Issue physical and virtual cards

  2. 02

    Track expenses

  3. 03

    Collect documents

  4. 03

    Export accounting-ready data

Finom pricing and plans

Subscription plans at a fair cost tailored to fit your business.

Solo

For freelancers who need simple, essential features

€ 0

/ month

€ 0

/ month

Open account
Recommended

Basic

For individual entrepreneurs and companies looking to scale their business

€ 21

/ month

excl. VAT

€ 17

/ month

excl. VAT

You save € 48

Start trial

Smart

Save 20% with 6-month or annual plan
For growing businesses that need advanced features to manage their increasing operations

€ 45

/ month

excl. VAT

€ 37

/ month

excl. VAT

You save € 96

Start trial

Business account

Business account

Business account

Users included

1

Users included

2

Users included

Cashback

0 %

Cashback

1 %

Cashback

3 %

AI Assistant 

AI Assistant 

AI Assistant 

Chat support

Up to 1 business day

Chat support

Up to 3 hours

Chat support

Up to 3 minutes

Account Manager

Account Manager

Account Manager

Payment Solutions

Provided by Finom Payments

Payment Solutions

Provided by Finom Payments

Payment Solutions

Provided by Finom Payments

Personal IBAN (unique account number for global transfers)

Personal IBAN (unique account number for global transfers)

Personal IBAN (unique account number for global transfers)

Free outgoing SEPA transfers

€ 2.500

Free outgoing SEPA transfers

€ 25.000

Free outgoing SEPA transfers

€ 50.000

Free VISA physical cards per user 

0

Free VISA physical cards per user 

1

Free VISA physical cards per user 

3

Free VISA virtual cards per user 

1

Free VISA virtual cards per user 

3

Free VISA virtual cards per user 

10

Outgoing international payments

1 %

Outgoing international payments

0.50 %

Outgoing international payments

0.40 %

Role and user management

Role and user management

Role and user management

Scheduled payments

Scheduled payments

Scheduled payments

Bulk payments

Bulk payments

Bulk payments

Compare plans

Security is our top priority

Learn more

  • Safeguarded funds: unlimited

    We have a separate Safeguarding Foundation supervised by the DNB to manage your money

  • Passkeys and 3D Secure

    Your money is protected with secure passwordless authentication and single-use passwords

  • GDPR Compliance

    Our servers are protected and hosted in the European Union

  • Reliable partners

    To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Customer support, providing real-time care

  • Help is just a click away

  • Fast response time

  • Interactive Help Center available 24 hours

    24/7

Contact us on e-mail: [email protected]