Italian IBAN in 24 hours
Reconciliation
Up to 3% cashback
Convenient mobile app
Hassle-free Italian IBAN
No queues, no paperwork, no waiting
Fully functional Solo account
€ 0
Your funds aresafeguarded
150+ countries
International transfers
Bulk payment processing
Unmatched FX rates
Coming soonEasily pay F24, PagoPA and MAV/RAV
S E P A
Instant Transfers & DD Transfers
Your accountant will love Finom
Spend less time on paperwork and more on your business. Give access to your accountant, and we'll handle the rest.
Try now
Easy access for your accountant
Built-in e-invoicing
Accounting software integrations
Automatically match invoices and incoming transactions
Fully online account opening
via smartphone or desktop
- Sign up in a few minutes
- Let us verify your data
- Get your account ready to use
Exceptional up to 3% cashback
On-the-go payments
with ApplePay or GooglePay
S E P A
Transfers & Direct Debits
International payments to 150+ countries
Up to € 5 000
Monthly ATM withdrawal limit
Debit cards that simplify your business
Get up to 3% cashback on all payments
- Enjoy tax benefits when paying by card
Scan receipts and match them with transactions
Set limits for each card and control spending in real-time
Withdraw up to €5,000 from any European ATM
Unlock extra privileges with our premium cards (coming soon)
Customers love Finom
Pay your taxes and social contributions easily
Effortlessly manage your F24, MAV/RAV, and PagoPA payments
F24 Ordinario/Accise
Paying taxes has never been easier – the form is clear and convenient
PagoPA
Pay taxes and fees quickly and hassle-free
MAV/RAV
Enter the data from the payment slip and send money in seconds
What you get with Finom
IBAN in just 24 hours
Simple yet powerful invoicing
Free physical & virtual cards
Up to 3% cashback
Apple Pay & Google Pay
Accounting software integration
Expense management solution
Special offers from our partners New
In-cloud Document storage
Running an international business?
Save, exchange, spend, and receive money like a local everywhere. Enjoy worldwide transfers and transparent fees
Learn more17+ Currencies exchange at great rates
SEPA Fast and secure transfers & Direct Debits
Manage money in different currencies with no restrictions or fees
Low fees for all global payments in 150+ countries
All your business finances in one place
Don’t switch between your banks looking for best billing terms!
Learn more
Finom pricing and plans
Subscription plans at a fair cost tailored to fit your business.
Basic
For individual entrepreneurs and companies looking to scale their business
/ month
excl. VAT
/ month
excl. VAT
You save € 48
Smart
Save 20% with 6-month or annual plan
For growing businesses that need advanced features to manage their increasing operations
/ month
excl. VAT
/ month
excl. VAT
You save € 96
Business account
Business account
Business account
Users included
1
Users included
2
Users included
Cashback
0 %
Cashback
1 %
Cashback
3 %
AI Assistant
AI Assistant
AI Assistant
Chat support
Up to 1 business day
Chat support
Up to 3 hours
Chat support
Up to 3 minutes
Account Manager
Account Manager
Account Manager
Payment Solutions
Provided by Finom Payments
Payment Solutions
Provided by Finom Payments
Payment Solutions
Provided by Finom Payments
Personal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Free outgoing SEPA transfers
€ 2.500
Free outgoing SEPA transfers
€ 25.000
Free outgoing SEPA transfers
€ 50.000
Free VISA physical cards per user
0
Free VISA physical cards per user
1
Free VISA physical cards per user
3
Free VISA virtual cards per user
1
Free VISA virtual cards per user
3
Free VISA virtual cards per user
10
Outgoing international payments
1 %
Outgoing international payments
0.50 %
Outgoing international payments
0.40 %
Role and user management
Role and user management
Role and user management
Scheduled payments
Scheduled payments
Scheduled payments
Bulk payments
Bulk payments
Bulk payments
Basic
For individual entrepreneurs and companies looking to scale their business
/ month
excl. VAT
/ month
excl. VAT
You save € 48
Smart
Save 20% with 6-month or annual plan
For growing businesses that need advanced features to manage their increasing operations
/ month
excl. VAT
/ month
excl. VAT
You save € 96
Pro
For larger businesses requiring advanced features, higher limits, and greater flexibility
/ month
excl. VAT
/ month
excl. VAT
You save € 360
Business account
Business account
Business account
Users included
2
Users included
Users included
Cashback
1 %
Cashback
3 %
Cashback
unlimited cashback up to 0,5 %
AI Assistant
AI Assistant
AI Assistant
Chat support
Up to 3 hours
Chat support
Up to 3 minutes
Chat support
Up to 3 minutes
Account Manager
Account Manager
Account Manager
Account Management Team
Payment Solutions
Provided by Finom Payments
Payment Solutions
Provided by Finom Payments
Payment Solutions
Provided by Finom Payments
Personal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Free outgoing SEPA transfers
€ 25.000
Free outgoing SEPA transfers
€ 50.000
Free outgoing SEPA transfers
€ 100.000
Free VISA physical cards per user
1
Free VISA physical cards per user
3
Free VISA physical cards per user
3
Free VISA virtual cards per user
3
Free VISA virtual cards per user
10
Free VISA virtual cards per user
Outgoing international payments
0.50 %
Outgoing international payments
0.40 %
Outgoing international payments
0.20 %
Role and user management
Role and user management
Role and user management
Scheduled payments
Scheduled payments
Scheduled payments
Bulk payments
Bulk payments
Bulk payments
Pro
For larger businesses requiring advanced features, higher limits, and greater flexibility
/ month
excl. VAT
/ month
excl. VAT
You save € 360
Grow
The most comprehensive package, providing the fullest range of features for large-scale businesses to leverage all account capabilities
/ month
excl. VAT
/ month
excl. VAT
You save € 1,080
Business account
Business account
Users included
Users included
Cashback
unlimited cashback up to 0,5 %
Cashback
unlimited cashback up to 1 %
AI Assistant
AI Assistant
Chat support
Up to 3 minutes
Chat support
Up to 3 minutes
Account Manager
Account Management Team
Account Manager
Dedicated Account Manager
Payment Solutions
Provided by Finom Payments
Payment Solutions
Provided by Finom Payments
Personal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Free outgoing SEPA transfers
€ 100.000
Free outgoing SEPA transfers
Free VISA physical cards per user
3
Free VISA physical cards per user
3
Free VISA virtual cards per user
Free VISA virtual cards per user
Outgoing international payments
0.20 %
Outgoing international payments
0.10 %
Role and user management
Role and user management
Scheduled payments
Scheduled payments
Bulk payments
Bulk payments
Custom
Customize your plan and unlock exclusive benefits with Finom:
- Set personalized limits
- Tailor your international payments
- Enjoy the highest cashback rates
- Handle unpredictable inquiries with ease
Security is our top priority
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords
GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Customer support, providing real-time care
Help is just a click away
Fast response time
Interactive Help Center available 24 hours
24/7
Contact us on e-mail: [email protected]
