Business account from € 0 with 5% p.a. interest

Join 200,000+ European entrepreneurs and freelancers who already trust Finom:

  • Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime

  • From € 0 per month and FR IBAN within 24 hours.

  • Transfers, accounting, e-invoices – all in one place

  • Real human support, 7 days a week

Business account from € 0 with 5% p.a. interest

Join 200,000+ European entrepreneurs and freelancers who already trust Finom:

  • Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime

  • From € 0 per month and FR IBAN within 24 hours.

  • Transfers, accounting, e-invoices – all in one place

  • Real human support, 7 days a week

Business account from € 0 with 5% p.a. interest

Join 200,000+ European entrepreneurs and freelancers who already trust Finom:

  • Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime

  • From € 0 per month and FR IBAN within 24 hours.

  • Transfers, accounting, e-invoices – all in one place

  • Real human support, 7 days a week

5% p.a. Interest Account

Get a fixed rate for your first 5 months with no lock-ins

€ 0 per month

For a fully functional Solo plan for freelancers

French IBAN

Account opened online in 24 hours

Up to 3% cashback

Spend anywhere and receive the highest cashback on the market

5% p.a. Interest Account

Get a fixed rate for your first 5 months with no lock-ins

€ 0 per month

For a fully functional Solo plan for freelancers

French IBAN

Account opened online in 24 hours

Up to 3% cashback

Spend anywhere and receive the highest cashback on the market

5% p.a. Interest Account

Get a fixed rate for your first 5 months with no lock-ins

€ 0 per month

For a fully functional Solo plan for freelancers

French IBAN

Account opened online in 24 hours

Up to 3% cashback

Spend anywhere and receive the highest cashback on the market

Europe's best interest rate* for business accounts

Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months

Europe's best interest rate* for business accounts

Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months

Europe's best interest rate* for business accounts

Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months

Exchange money and transfer worldwide
3 times cheaper than at traditional banks
  • Discover our exceptional exchange rates: Interbank + 0,5%

  • Send and receive funds with a fixed fee of €5

  • Store money with no commission in any of the 17 currencies available

  • Expect up to 75% of global transactions to come within the same day

Exchange money and transfer worldwide
3 times cheaper than at traditional banks
  • Discover our exceptional exchange rates: Interbank + 0,5%

  • Send and receive funds with a fixed fee of €5

  • Store money with no commission in any of the 17 currencies available

  • Expect up to 75% of global transactions to come within the same day

Exchange money and transfer worldwide
3 times cheaper than at traditional banks
  • Discover our exceptional exchange rates: Interbank + 0,5%

  • Send and receive funds with a fixed fee of €5

  • Store money with no commission in any of the 17 currencies available

  • Expect up to 75% of global transactions to come within the same day

  • Customers love Finom

    4.7

    4.5

  • Customers love Finom

    4.7

    4.5

  • Customers love Finom

    4.7

    4.5

Business account

French IBAN for small businesses and freelancers

Opened fully online via smartphone or desktop

Starting from €0 per month for a fully functional Solo plan

No hidden commissions or fees

Convenient mobile app that is available 24/7

Business account

French IBAN for small businesses and freelancers

Opened fully online via smartphone or desktop

Starting from €0 per month for a fully functional Solo plan

No hidden commissions or fees

Convenient mobile app that is available 24/7

Business account

French IBAN for small businesses and freelancers

Opened fully online via smartphone or desktop

Starting from €0 per month for a fully functional Solo plan

No hidden commissions or fees

Convenient mobile app that is available 24/7

Integrations that work

  • 50+ accounting and bookkeeping tools for business

  • Store and export your documents effortlessly

  • Sync receipts and invoices in a couple of clicks

  • Simplify your tax filing and financial reporting

Integrations that work

  • 50+ accounting and bookkeeping tools for business

  • Store and export your documents effortlessly

  • Sync receipts and invoices in a couple of clicks

  • Simplify your tax filing and financial reporting

Integrations that work

  • 50+ accounting and bookkeeping tools for business

  • Store and export your documents effortlessly

  • Sync receipts and invoices in a couple of clicks

  • Simplify your tax filing and financial reporting

Team Management

Get personal and team expenses in control and keep your books tidy

Issue, top-up or limit cards for employees in clicks

Get employees' receipts uploaded with just a camera tap

Bulk export of documents and transactions data

Invoicing

Simple, powerful — built to get you paid twice as fast

Shared in seconds via email or messenger

One-click payment link in every invoice you send

Customers are reminded about overdue payments with smart notifications

Team Management

Get personal and team expenses in control and keep your books tidy

Issue, top-up or limit cards for employees in clicks

Get employees' receipts uploaded with just a camera tap

Bulk export of documents and transactions data

Invoicing

Simple, powerful — built to get you paid twice as fast

Shared in seconds via email or messenger

One-click payment link in every invoice you send

Customers are reminded about overdue payments with smart notifications

Choose the right plan for your business

Choose the right plan for your business

Choose the right plan for your business

Meet our 200,000+ customers

Read real, authentic reviews

Excellent

Excellent service and a user-friendly platform. The registration process is straightforward, and the application is easy to navigate. A promising solution for business banking. I hope the service continues to meet my expectations.

Jamal Suliman

19 Oct 2026

Ease of using the interface

Ease of using the interface, interest on savings.
Recommendation for better : More options for investment, especially dividends.

Shubham Singhal

19 Oct 2026

I just enjoy my working with the Bank

I just enjoy my working with the Bank, its everything working fast, i have immidiatly support when i need.
And process of opening the account was easy and in 20 min, without this texting letter per Post.
i had really bad expirience with other Deutsche bank, and now i am with my Finom just happy

Alesika

19 Oct 2026

Business

Hi this good bank very good

Laguleskaran Sellaiah Rathidev

20 Oct 2026

Finam is the best bank on the planet

Finam is the best bank on the planet

Daniel

20 Oct 2026

A very convenient bank and app 👍🏼 Great…

A very convenient bank and app 👍🏼 Great customer service too!

Emir

19 Oct 2026

Nothing is free, but its ok

Nothing is free. But if the value for money is right, then that's fine. I believe everything is just right here.

Levente Szücs

19 Oct 2026

Very good & quick customer support

Very good & quick customer support. Much better than at other banks. However product UX is not the best. Running into avoidable problems regularly.

Daniel

14 Sept 2026

Cyclum Fin

We re waiting for accept of transfer but the contact with Finom is good

Andrey

19 Oct 2026

Super application

Super application

Adam

19 Oct 2026

Meet our 200,000+ customers

Read real, authentic reviews

Excellent

Excellent service and a user-friendly platform. The registration process is straightforward, and the application is easy to navigate. A promising solution for business banking. I hope the service continues to meet my expectations.

Jamal Suliman

19 Oct 2026

Ease of using the interface

Ease of using the interface, interest on savings.
Recommendation for better : More options for investment, especially dividends.

Shubham Singhal

19 Oct 2026

I just enjoy my working with the Bank

I just enjoy my working with the Bank, its everything working fast, i have immidiatly support when i need.
And process of opening the account was easy and in 20 min, without this texting letter per Post.
i had really bad expirience with other Deutsche bank, and now i am with my Finom just happy

Alesika

19 Oct 2026

Business

Hi this good bank very good

Laguleskaran Sellaiah Rathidev

20 Oct 2026

Finam is the best bank on the planet

Finam is the best bank on the planet

Daniel

20 Oct 2026

A very convenient bank and app 👍🏼 Great…

A very convenient bank and app 👍🏼 Great customer service too!

Emir

19 Oct 2026

Nothing is free, but its ok

Nothing is free. But if the value for money is right, then that's fine. I believe everything is just right here.

Levente Szücs

19 Oct 2026

Very good & quick customer support

Very good & quick customer support. Much better than at other banks. However product UX is not the best. Running into avoidable problems regularly.

Daniel

14 Sept 2026

Cyclum Fin

We re waiting for accept of transfer but the contact with Finom is good

Andrey

19 Oct 2026

Super application

Super application

Adam

19 Oct 2026

Meet our 200,000+ customers

Read real, authentic reviews

Excellent

Excellent service and a user-friendly platform. The registration process is straightforward, and the application is easy to navigate. A promising solution for business banking. I hope the service continues to meet my expectations.

Jamal Suliman

19 Oct 2026

Ease of using the interface

Ease of using the interface, interest on savings.
Recommendation for better : More options for investment, especially dividends.

Shubham Singhal

19 Oct 2026

I just enjoy my working with the Bank

I just enjoy my working with the Bank, its everything working fast, i have immidiatly support when i need.
And process of opening the account was easy and in 20 min, without this texting letter per Post.
i had really bad expirience with other Deutsche bank, and now i am with my Finom just happy

Alesika

19 Oct 2026

Business

Hi this good bank very good

Laguleskaran Sellaiah Rathidev

20 Oct 2026

Finam is the best bank on the planet

Finam is the best bank on the planet

Daniel

20 Oct 2026

A very convenient bank and app 👍🏼 Great…

A very convenient bank and app 👍🏼 Great customer service too!

Emir

19 Oct 2026

Nothing is free, but its ok

Nothing is free. But if the value for money is right, then that's fine. I believe everything is just right here.

Levente Szücs

19 Oct 2026

Very good & quick customer support

Very good & quick customer support. Much better than at other banks. However product UX is not the best. Running into avoidable problems regularly.

Daniel

14 Sept 2026

Cyclum Fin

We re waiting for accept of transfer but the contact with Finom is good

Andrey

19 Oct 2026

Super application

Super application

Adam

19 Oct 2026

Security is our top priority

GDPR Compliance

Our servers are protected and hosted in the European Union

Reliable partners

To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Safeguarded funds: unlimited

We have a separate Safeguarding Foundation supervised by the DNB to manage your money

Passkeys and 3D Secure

Your money is protected with secure passwordless authentication and single-use passwords

Security is our top priority

GDPR Compliance

Our servers are protected and hosted in the European Union

Reliable partners

To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Safeguarded funds: unlimited

We have a separate Safeguarding Foundation supervised by the DNB to manage your money

Passkeys and 3D Secure

Your money is protected with secure passwordless authentication and single-use passwords

Security is our top priority

GDPR Compliance

Our servers are protected and hosted in the European Union

Reliable partners

To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Safeguarded funds: unlimited

We have a separate Safeguarding Foundation supervised by the DNB to manage your money

Passkeys and 3D Secure

Your money is protected with secure passwordless authentication and single-use passwords

FAQ

  • Do I get a French IBAN?

    Yes, you will! Finom has a license that allows customers to receive a French IBAN.

  • How safe is my money with Finom?

  • Is my data safe with Finom?

  • Under which license does Finom operate?

  • Who are Finom's investors?

  • Can entrepreneurs from any country open an account?

  • As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?

  • How can I withdraw funds from my account or make deposits into it?

  • Can I make SEPA and international transfers with Finom (like SWIFT or similar)?

  • What documents do I need to open an account?

  • Who is the legal representative?

  • Which legal forms does Finom support in France?

FAQ

  • Do I get a French IBAN?

    Yes, you will! Finom has a license that allows customers to receive a French IBAN.

  • How safe is my money with Finom?

  • Is my data safe with Finom?

  • Under which license does Finom operate?

  • Who are Finom's investors?

  • Can entrepreneurs from any country open an account?

  • As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?

  • How can I withdraw funds from my account or make deposits into it?

  • Can I make SEPA and international transfers with Finom (like SWIFT or similar)?

  • What documents do I need to open an account?

  • Who is the legal representative?

  • Which legal forms does Finom support in France?

FAQ

  • Do I get a French IBAN?

    Yes, you will! Finom has a license that allows customers to receive a French IBAN.

  • How safe is my money with Finom?

  • Is my data safe with Finom?

  • Under which license does Finom operate?

  • Who are Finom's investors?

  • Can entrepreneurs from any country open an account?

  • As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?

  • How can I withdraw funds from my account or make deposits into it?

  • Can I make SEPA and international transfers with Finom (like SWIFT or similar)?

  • What documents do I need to open an account?

  • Who is the legal representative?

  • Which legal forms does Finom support in France?