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Business account from € 0 with 5% p.a. interest
Join 200,000+ European entrepreneurs and freelancers who already trust Finom:
Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime
From € 0 per month and FR IBAN within 24 hours.
Transfers, accounting, e-invoices – all in one place
Real human support, 7 days a week
Business account from € 0 with 5% p.a. interest
Join 200,000+ European entrepreneurs and freelancers who already trust Finom:
Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime
From € 0 per month and FR IBAN within 24 hours.
Transfers, accounting, e-invoices – all in one place
Real human support, 7 days a week
Business account from € 0 with 5% p.a. interest
Join 200,000+ European entrepreneurs and freelancers who already trust Finom:
Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime
From € 0 per month and FR IBAN within 24 hours.
Transfers, accounting, e-invoices – all in one place
Real human support, 7 days a week
5% p.a. Interest Account
Get a fixed rate for your first 5 months with no lock-ins
€ 0 per month
For a fully functional Solo plan for freelancers
French IBAN
Account opened online in 24 hours
Up to 3% cashback
Spend anywhere and receive the highest cashback on the market
5% p.a. Interest Account
Get a fixed rate for your first 5 months with no lock-ins
€ 0 per month
For a fully functional Solo plan for freelancers
French IBAN
Account opened online in 24 hours
Up to 3% cashback
Spend anywhere and receive the highest cashback on the market
5% p.a. Interest Account
Get a fixed rate for your first 5 months with no lock-ins
€ 0 per month
For a fully functional Solo plan for freelancers
French IBAN
Account opened online in 24 hours
Up to 3% cashback
Spend anywhere and receive the highest cashback on the market
Europe's best interest rate* for business accounts
Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months
Europe's best interest rate* for business accounts
Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months
Europe's best interest rate* for business accounts
Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months
Discover our exceptional exchange rates: Interbank + 0,5%
Send and receive funds with a fixed fee of €5
Store money with no commission in any of the 17 currencies available
Expect up to 75% of global transactions to come within the same day
Discover our exceptional exchange rates: Interbank + 0,5%
Send and receive funds with a fixed fee of €5
Store money with no commission in any of the 17 currencies available
Expect up to 75% of global transactions to come within the same day
Discover our exceptional exchange rates: Interbank + 0,5%
Send and receive funds with a fixed fee of €5
Store money with no commission in any of the 17 currencies available
Expect up to 75% of global transactions to come within the same day
Business account
French IBAN for small businesses and freelancers
Opened fully online via smartphone or desktop
Starting from €0 per month for a fully functional Solo plan
No hidden commissions or fees
Convenient mobile app that is available 24/7
Business account
French IBAN for small businesses and freelancers
Opened fully online via smartphone or desktop
Starting from €0 per month for a fully functional Solo plan
No hidden commissions or fees
Convenient mobile app that is available 24/7
Business account
French IBAN for small businesses and freelancers
Opened fully online via smartphone or desktop
Starting from €0 per month for a fully functional Solo plan
No hidden commissions or fees
Convenient mobile app that is available 24/7
Integrations that work
50+ accounting and bookkeeping tools for business
Store and export your documents effortlessly
Sync receipts and invoices in a couple of clicks
Simplify your tax filing and financial reporting
Integrations that work
50+ accounting and bookkeeping tools for business
Store and export your documents effortlessly
Sync receipts and invoices in a couple of clicks
Simplify your tax filing and financial reporting
Integrations that work
50+ accounting and bookkeeping tools for business
Store and export your documents effortlessly
Sync receipts and invoices in a couple of clicks
Simplify your tax filing and financial reporting
Team Management
Get personal and team expenses in control and keep your books tidy
Issue, top-up or limit cards for employees in clicks
Get employees' receipts uploaded with just a camera tap
Bulk export of documents and transactions data
Invoicing
Simple, powerful — built to get you paid twice as fast
Shared in seconds via email or messenger
One-click payment link in every invoice you send
Customers are reminded about overdue payments with smart notifications
Team Management
Get personal and team expenses in control and keep your books tidy
Issue, top-up or limit cards for employees in clicks
Get employees' receipts uploaded with just a camera tap
Bulk export of documents and transactions data
Invoicing
Simple, powerful — built to get you paid twice as fast
Shared in seconds via email or messenger
One-click payment link in every invoice you send
Customers are reminded about overdue payments with smart notifications
Choose the right plan for your business
Choose the right plan for your business
Choose the right plan for your business
Read real, authentic reviews
Helpfulness, clarity, and kindness.
Helpfulness, clarity, and kindness.
Even though my requests were not successful, the team was always professional.
Raffaele
30 Sept 2026
5
Finom
Finom, especially Lori, helped me solve a sensitive problem created by a big corporation. They were excellent in their communication and problem solving.
Catarina
29 Sept 2026
Excellent customer service and very…
Excellent customer service and very helpful support. Kuba was friendly, patient and professional throughout the whole conversation. He answered all my questions clearly and tried his best to help me find a solution to my issue. I really appreciate the quick response and the excellent support. Thank you, Kuba and Finom! ⭐️⭐️⭐️⭐️⭐️
Ali
28 Sept 2026
5
Clear & Efficient
What a great and convenient financial system for my company. The fact that they added in house accounting and taxes with the help of an AI agent is a game changer.
Connect Passage
26 Sept 2026
Good and easy to use
Good and easy to use
Matiullah Zamray
30 Sept 2026
Dankiwal moi
Dankiwal moi
Metin ismet mustafa
30 Sept 2026
Very good & quick customer support
Very good & quick customer support. Much better than at other banks. However product UX is not the best. Running into avoidable problems regularly.
Daniel
14 Sept 2026
I’ve very positive experience - highly recommended had a very positive experience…
I've had a very positive experience with Finom so far. The interface is intuitive, the bookkeeping features save me a lot of time, and the overall platform makes managing my business finances much easier on a daily basis.
One area that could be improved is the MCC fees, as they can add up over time. On the other hand, the cashback program is a nice benefit and helps offset some of those costs.
I'd also love to see Finom offer a proper credit line or other financing options for small entrepreneurs, credit that makes positive impact. Access to flexible funding would make it easier for businesses in the early stages to grow.
Overall, I'm very happy with the service and would recommend it to other small business owners looking for a modern and easy-to-use business banking solution.
Thanks a lot for your services.
Luiz Andrade
14 Sept 2026
4
Quick response
Quick response, valuable skills.
Olaf Sprick
29 Sept 2026
good helping only i dont have a phone…
good helping only i dont have a phone and cant registrerd.
God
14 Sept 2026
Read real, authentic reviews
Helpfulness, clarity, and kindness.
Helpfulness, clarity, and kindness.
Even though my requests were not successful, the team was always professional.
Raffaele
30 Sept 2026
5
Finom
Finom, especially Lori, helped me solve a sensitive problem created by a big corporation. They were excellent in their communication and problem solving.
Catarina
29 Sept 2026
Excellent customer service and very…
Excellent customer service and very helpful support. Kuba was friendly, patient and professional throughout the whole conversation. He answered all my questions clearly and tried his best to help me find a solution to my issue. I really appreciate the quick response and the excellent support. Thank you, Kuba and Finom! ⭐️⭐️⭐️⭐️⭐️
Ali
28 Sept 2026
5
Clear & Efficient
What a great and convenient financial system for my company. The fact that they added in house accounting and taxes with the help of an AI agent is a game changer.
Connect Passage
26 Sept 2026
Good and easy to use
Good and easy to use
Matiullah Zamray
30 Sept 2026
Dankiwal moi
Dankiwal moi
Metin ismet mustafa
30 Sept 2026
Very good & quick customer support
Very good & quick customer support. Much better than at other banks. However product UX is not the best. Running into avoidable problems regularly.
Daniel
14 Sept 2026
I’ve very positive experience - highly recommended had a very positive experience…
I've had a very positive experience with Finom so far. The interface is intuitive, the bookkeeping features save me a lot of time, and the overall platform makes managing my business finances much easier on a daily basis.
One area that could be improved is the MCC fees, as they can add up over time. On the other hand, the cashback program is a nice benefit and helps offset some of those costs.
I'd also love to see Finom offer a proper credit line or other financing options for small entrepreneurs, credit that makes positive impact. Access to flexible funding would make it easier for businesses in the early stages to grow.
Overall, I'm very happy with the service and would recommend it to other small business owners looking for a modern and easy-to-use business banking solution.
Thanks a lot for your services.
Luiz Andrade
14 Sept 2026
4
Quick response
Quick response, valuable skills.
Olaf Sprick
29 Sept 2026
good helping only i dont have a phone…
good helping only i dont have a phone and cant registrerd.
God
14 Sept 2026
Read real, authentic reviews
Helpfulness, clarity, and kindness.
Helpfulness, clarity, and kindness.
Even though my requests were not successful, the team was always professional.
Raffaele
30 Sept 2026
5
Finom
Finom, especially Lori, helped me solve a sensitive problem created by a big corporation. They were excellent in their communication and problem solving.
Catarina
29 Sept 2026
Excellent customer service and very…
Excellent customer service and very helpful support. Kuba was friendly, patient and professional throughout the whole conversation. He answered all my questions clearly and tried his best to help me find a solution to my issue. I really appreciate the quick response and the excellent support. Thank you, Kuba and Finom! ⭐️⭐️⭐️⭐️⭐️
Ali
28 Sept 2026
5
Clear & Efficient
What a great and convenient financial system for my company. The fact that they added in house accounting and taxes with the help of an AI agent is a game changer.
Connect Passage
26 Sept 2026
Good and easy to use
Good and easy to use
Matiullah Zamray
30 Sept 2026
Dankiwal moi
Dankiwal moi
Metin ismet mustafa
30 Sept 2026
Very good & quick customer support
Very good & quick customer support. Much better than at other banks. However product UX is not the best. Running into avoidable problems regularly.
Daniel
14 Sept 2026
I’ve very positive experience - highly recommended had a very positive experience…
I've had a very positive experience with Finom so far. The interface is intuitive, the bookkeeping features save me a lot of time, and the overall platform makes managing my business finances much easier on a daily basis.
One area that could be improved is the MCC fees, as they can add up over time. On the other hand, the cashback program is a nice benefit and helps offset some of those costs.
I'd also love to see Finom offer a proper credit line or other financing options for small entrepreneurs, credit that makes positive impact. Access to flexible funding would make it easier for businesses in the early stages to grow.
Overall, I'm very happy with the service and would recommend it to other small business owners looking for a modern and easy-to-use business banking solution.
Thanks a lot for your services.
Luiz Andrade
14 Sept 2026
4
Quick response
Quick response, valuable skills.
Olaf Sprick
29 Sept 2026
good helping only i dont have a phone…
good helping only i dont have a phone and cant registrerd.
God
14 Sept 2026
Security is our top priority
GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords
Security is our top priority
GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords
Security is our top priority
GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords
FAQ
Do I get a French IBAN?
Yes, you will! Finom has a license that allows customers to receive a French IBAN.
How safe is my money with Finom?
Is my data safe with Finom?
Under which license does Finom operate?
Who are Finom's investors?
Can entrepreneurs from any country open an account?
As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?
How can I withdraw funds from my account or make deposits into it?
Can I make SEPA and international transfers with Finom (like SWIFT or similar)?
What documents do I need to open an account?
Who is the legal representative?
Which legal forms does Finom support in France?
FAQ
Do I get a French IBAN?
Yes, you will! Finom has a license that allows customers to receive a French IBAN.
How safe is my money with Finom?
Is my data safe with Finom?
Under which license does Finom operate?
Who are Finom's investors?
Can entrepreneurs from any country open an account?
As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?
How can I withdraw funds from my account or make deposits into it?
Can I make SEPA and international transfers with Finom (like SWIFT or similar)?
What documents do I need to open an account?
Who is the legal representative?
Which legal forms does Finom support in France?
FAQ
Do I get a French IBAN?
Yes, you will! Finom has a license that allows customers to receive a French IBAN.
How safe is my money with Finom?
Is my data safe with Finom?
Under which license does Finom operate?
Who are Finom's investors?
Can entrepreneurs from any country open an account?
As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?
How can I withdraw funds from my account or make deposits into it?
Can I make SEPA and international transfers with Finom (like SWIFT or similar)?
What documents do I need to open an account?
Who is the legal representative?
Which legal forms does Finom support in France?