Business account from € 0 with 5% p.a. interest
Join 200,000+ European entrepreneurs and freelancers who already trust Finom:
Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime
From € 0 per month and FR IBAN within 24 hours.
Transfers, accounting, e-invoices – all in one place
Real human support, 7 days a week

Business account from € 0 with 5% p.a. interest
Join 200,000+ European entrepreneurs and freelancers who already trust Finom:
Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime
From € 0 per month and FR IBAN within 24 hours.
Transfers, accounting, e-invoices – all in one place
Real human support, 7 days a week

Business account from € 0 with 5% p.a. interest
Join 200,000+ European entrepreneurs and freelancers who already trust Finom:
Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime
From € 0 per month and FR IBAN within 24 hours.
Transfers, accounting, e-invoices – all in one place
Real human support, 7 days a week


5% p.a. Interest Account
Get a fixed rate for your first 5 months with no lock-ins


€ 0 per month
For a fully functional Solo plan for freelancers


French IBAN
Account opened online in 24 hours


Up to 3% cashback
Spend anywhere and receive the highest cashback on the market


5% p.a. Interest Account
Get a fixed rate for your first 5 months with no lock-ins


€ 0 per month
For a fully functional Solo plan for freelancers


French IBAN
Account opened online in 24 hours


Up to 3% cashback
Spend anywhere and receive the highest cashback on the market


5% p.a. Interest Account
Get a fixed rate for your first 5 months with no lock-ins


€ 0 per month
For a fully functional Solo plan for freelancers


French IBAN
Account opened online in 24 hours


Up to 3% cashback
Spend anywhere and receive the highest cashback on the market

Europe's best interest rate* for business accounts
Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months

Europe's best interest rate* for business accounts
Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months

Europe's best interest rate* for business accounts
Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months


Discover our exceptional exchange rates: Interbank + 0,5%
Send and receive funds with a fixed fee of €5
Store money with no commission in any of the 17 currencies available
Expect up to 75% of global transactions to come within the same day

Discover our exceptional exchange rates: Interbank + 0,5%
Send and receive funds with a fixed fee of €5
Store money with no commission in any of the 17 currencies available
Expect up to 75% of global transactions to come within the same day

Discover our exceptional exchange rates: Interbank + 0,5%
Send and receive funds with a fixed fee of €5
Store money with no commission in any of the 17 currencies available
Expect up to 75% of global transactions to come within the same day

Business account
French IBAN for small businesses and freelancers
Opened fully online via smartphone or desktop
Starting from €0 per month for a fully functional Solo plan
No hidden commissions or fees
Convenient mobile app that is available 24/7

Business account
French IBAN for small businesses and freelancers
Opened fully online via smartphone or desktop
Starting from €0 per month for a fully functional Solo plan
No hidden commissions or fees
Convenient mobile app that is available 24/7

Business account
French IBAN for small businesses and freelancers
Opened fully online via smartphone or desktop
Starting from €0 per month for a fully functional Solo plan
No hidden commissions or fees
Convenient mobile app that is available 24/7
Integrations that work
50+ accounting and bookkeeping tools for business
Store and export your documents effortlessly
Sync receipts and invoices in a couple of clicks
Simplify your tax filing and financial reporting
Integrations that work
50+ accounting and bookkeeping tools for business
Store and export your documents effortlessly
Sync receipts and invoices in a couple of clicks
Simplify your tax filing and financial reporting
Integrations that work
50+ accounting and bookkeeping tools for business
Store and export your documents effortlessly
Sync receipts and invoices in a couple of clicks
Simplify your tax filing and financial reporting

Team Management
Get personal and team expenses in control and keep your books tidy
Issue, top-up or limit cards for employees in clicks
Get employees' receipts uploaded with just a camera tap
Bulk export of documents and transactions data

Invoicing
Simple, powerful — built to get you paid twice as fast
Shared in seconds via email or messenger
One-click payment link in every invoice you send
Customers are reminded about overdue payments with smart notifications



Team Management
Get personal and team expenses in control and keep your books tidy
Issue, top-up or limit cards for employees in clicks
Get employees' receipts uploaded with just a camera tap
Bulk export of documents and transactions data

Invoicing
Simple, powerful — built to get you paid twice as fast
Shared in seconds via email or messenger
One-click payment link in every invoice you send
Customers are reminded about overdue payments with smart notifications


Read real, authentic reviews
Excellent
Excellent service and a user-friendly platform. The registration process is straightforward, and the application is easy to navigate. A promising solution for business banking. I hope the service continues to meet my expectations.
Jamal Suliman
19 Oct 2026
Ease of using the interface
Ease of using the interface, interest on savings.
Recommendation for better : More options for investment, especially dividends.
Shubham Singhal
19 Oct 2026
I just enjoy my working with the Bank
I just enjoy my working with the Bank, its everything working fast, i have immidiatly support when i need.
And process of opening the account was easy and in 20 min, without this texting letter per Post.
i had really bad expirience with other Deutsche bank, and now i am with my Finom just happy
Alesika
19 Oct 2026
Business
Hi this good bank very good
Laguleskaran Sellaiah Rathidev
20 Oct 2026
Finam is the best bank on the planet
Finam is the best bank on the planet
Daniel
20 Oct 2026
A very convenient bank and app 👍🏼 Great…
A very convenient bank and app 👍🏼 Great customer service too!
Emir
19 Oct 2026
Nothing is free, but its ok
Nothing is free. But if the value for money is right, then that's fine. I believe everything is just right here.
Levente Szücs
19 Oct 2026
Very good & quick customer support
Very good & quick customer support. Much better than at other banks. However product UX is not the best. Running into avoidable problems regularly.
Daniel
14 Sept 2026
Cyclum Fin
We re waiting for accept of transfer but the contact with Finom is good
Andrey
19 Oct 2026
Super application
Super application
Adam
19 Oct 2026
Read real, authentic reviews
Excellent
Excellent service and a user-friendly platform. The registration process is straightforward, and the application is easy to navigate. A promising solution for business banking. I hope the service continues to meet my expectations.
Jamal Suliman
19 Oct 2026
Ease of using the interface
Ease of using the interface, interest on savings.
Recommendation for better : More options for investment, especially dividends.
Shubham Singhal
19 Oct 2026
I just enjoy my working with the Bank
I just enjoy my working with the Bank, its everything working fast, i have immidiatly support when i need.
And process of opening the account was easy and in 20 min, without this texting letter per Post.
i had really bad expirience with other Deutsche bank, and now i am with my Finom just happy
Alesika
19 Oct 2026
Business
Hi this good bank very good
Laguleskaran Sellaiah Rathidev
20 Oct 2026
Finam is the best bank on the planet
Finam is the best bank on the planet
Daniel
20 Oct 2026
A very convenient bank and app 👍🏼 Great…
A very convenient bank and app 👍🏼 Great customer service too!
Emir
19 Oct 2026
Nothing is free, but its ok
Nothing is free. But if the value for money is right, then that's fine. I believe everything is just right here.
Levente Szücs
19 Oct 2026
Very good & quick customer support
Very good & quick customer support. Much better than at other banks. However product UX is not the best. Running into avoidable problems regularly.
Daniel
14 Sept 2026
Cyclum Fin
We re waiting for accept of transfer but the contact with Finom is good
Andrey
19 Oct 2026
Super application
Super application
Adam
19 Oct 2026
Read real, authentic reviews
Excellent
Excellent service and a user-friendly platform. The registration process is straightforward, and the application is easy to navigate. A promising solution for business banking. I hope the service continues to meet my expectations.
Jamal Suliman
19 Oct 2026
Ease of using the interface
Ease of using the interface, interest on savings.
Recommendation for better : More options for investment, especially dividends.
Shubham Singhal
19 Oct 2026
I just enjoy my working with the Bank
I just enjoy my working with the Bank, its everything working fast, i have immidiatly support when i need.
And process of opening the account was easy and in 20 min, without this texting letter per Post.
i had really bad expirience with other Deutsche bank, and now i am with my Finom just happy
Alesika
19 Oct 2026
Business
Hi this good bank very good
Laguleskaran Sellaiah Rathidev
20 Oct 2026
Finam is the best bank on the planet
Finam is the best bank on the planet
Daniel
20 Oct 2026
A very convenient bank and app 👍🏼 Great…
A very convenient bank and app 👍🏼 Great customer service too!
Emir
19 Oct 2026
Nothing is free, but its ok
Nothing is free. But if the value for money is right, then that's fine. I believe everything is just right here.
Levente Szücs
19 Oct 2026
Very good & quick customer support
Very good & quick customer support. Much better than at other banks. However product UX is not the best. Running into avoidable problems regularly.
Daniel
14 Sept 2026
Cyclum Fin
We re waiting for accept of transfer but the contact with Finom is good
Andrey
19 Oct 2026
Super application
Super application
Adam
19 Oct 2026
Security is our top priority


GDPR Compliance
Our servers are protected and hosted in the European Union

Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money

Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords

Security is our top priority


GDPR Compliance
Our servers are protected and hosted in the European Union

Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money

Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords

Security is our top priority


GDPR Compliance
Our servers are protected and hosted in the European Union

Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money

Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords

FAQ
Do I get a French IBAN?
Yes, you will! Finom has a license that allows customers to receive a French IBAN.
How safe is my money with Finom?
Is my data safe with Finom?
Under which license does Finom operate?
Who are Finom's investors?
Can entrepreneurs from any country open an account?
As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?
How can I withdraw funds from my account or make deposits into it?
Can I make SEPA and international transfers with Finom (like SWIFT or similar)?
What documents do I need to open an account?
Who is the legal representative?
Which legal forms does Finom support in France?
FAQ
Do I get a French IBAN?
Yes, you will! Finom has a license that allows customers to receive a French IBAN.
How safe is my money with Finom?
Is my data safe with Finom?
Under which license does Finom operate?
Who are Finom's investors?
Can entrepreneurs from any country open an account?
As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?
How can I withdraw funds from my account or make deposits into it?
Can I make SEPA and international transfers with Finom (like SWIFT or similar)?
What documents do I need to open an account?
Who is the legal representative?
Which legal forms does Finom support in France?
FAQ
Do I get a French IBAN?
Yes, you will! Finom has a license that allows customers to receive a French IBAN.
How safe is my money with Finom?
Is my data safe with Finom?
Under which license does Finom operate?
Who are Finom's investors?
Can entrepreneurs from any country open an account?
As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?
How can I withdraw funds from my account or make deposits into it?
Can I make SEPA and international transfers with Finom (like SWIFT or similar)?
What documents do I need to open an account?
Who is the legal representative?
Which legal forms does Finom support in France?










