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Business account from € 0 with 5% p.a. interest
Join 200,000+ European entrepreneurs and freelancers who already trust Finom:
Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime
From € 0 per month and FR IBAN within 24 hours.
Transfers, accounting, e-invoices – all in one place
Real human support, 7 days a week
Business account from € 0 with 5% p.a. interest
Join 200,000+ European entrepreneurs and freelancers who already trust Finom:
Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime
From € 0 per month and FR IBAN within 24 hours.
Transfers, accounting, e-invoices – all in one place
Real human support, 7 days a week
Business account from € 0 with 5% p.a. interest
Join 200,000+ European entrepreneurs and freelancers who already trust Finom:
Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime
From € 0 per month and FR IBAN within 24 hours.
Transfers, accounting, e-invoices – all in one place
Real human support, 7 days a week
5% p.a. Interest Account
Get a fixed rate for your first 5 months with no lock-ins
€ 0 per month
For a fully functional Solo plan for freelancers
French IBAN
Account opened online in 24 hours
Up to 3% cashback
Spend anywhere and receive the highest cashback on the market
5% p.a. Interest Account
Get a fixed rate for your first 5 months with no lock-ins
€ 0 per month
For a fully functional Solo plan for freelancers
French IBAN
Account opened online in 24 hours
Up to 3% cashback
Spend anywhere and receive the highest cashback on the market
5% p.a. Interest Account
Get a fixed rate for your first 5 months with no lock-ins
€ 0 per month
For a fully functional Solo plan for freelancers
French IBAN
Account opened online in 24 hours
Up to 3% cashback
Spend anywhere and receive the highest cashback on the market
Europe's best interest rate* for business accounts
Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months
Europe's best interest rate* for business accounts
Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months
Europe's best interest rate* for business accounts
Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months
Discover our exceptional exchange rates: Interbank + 0,5%
Send and receive funds with a fixed fee of €5
Store money with no commission in any of the 17 currencies available
Expect up to 75% of global transactions to come within the same day
Discover our exceptional exchange rates: Interbank + 0,5%
Send and receive funds with a fixed fee of €5
Store money with no commission in any of the 17 currencies available
Expect up to 75% of global transactions to come within the same day
Discover our exceptional exchange rates: Interbank + 0,5%
Send and receive funds with a fixed fee of €5
Store money with no commission in any of the 17 currencies available
Expect up to 75% of global transactions to come within the same day
Customers love Finom
Fintech 50
2024
Fintech 100
2024
Beste Geschäftskonten
2024
Top startups
2024
Best SME Banking Solutions Provider Overall
2024
Best Contribution to Economic Mobility & Financial Inclusion
2025
Geschäftskonto gut
2024
Top 100 rising european startups
2025
Customers love Finom
Fintech 50
2024
Fintech 100
2024
Beste Geschäftskonten
2024
Top startups
2024
Best SME Banking Solutions Provider Overall
2024
Best Contribution to Economic Mobility & Financial Inclusion
2025
Geschäftskonto gut
2024
Top 100 rising european startups
2025
Customers love Finom
Fintech 50
2024
Fintech 100
2024
Beste Geschäftskonten
2024
Top startups
2024
Best SME Banking Solutions Provider Overall
2024
Best Contribution to Economic Mobility & Financial Inclusion
2025
Geschäftskonto gut
2024
Top 100 rising european startups
2025
Business account
French IBAN for small businesses and freelancers
Opened fully online via smartphone or desktop
Starting from €0 per month for a fully functional Solo plan
No hidden commissions or fees
Convenient mobile app that is available 24/7
Business account
French IBAN for small businesses and freelancers
Opened fully online via smartphone or desktop
Starting from €0 per month for a fully functional Solo plan
No hidden commissions or fees
Convenient mobile app that is available 24/7
Business account
French IBAN for small businesses and freelancers
Opened fully online via smartphone or desktop
Starting from €0 per month for a fully functional Solo plan
No hidden commissions or fees
Convenient mobile app that is available 24/7
Integrations that work
50+ accounting and bookkeeping tools for business
Store and export your documents effortlessly
Sync receipts and invoices in a couple of clicks
Simplify your tax filing and financial reporting
Integrations that work
50+ accounting and bookkeeping tools for business
Store and export your documents effortlessly
Sync receipts and invoices in a couple of clicks
Simplify your tax filing and financial reporting
Integrations that work
50+ accounting and bookkeeping tools for business
Store and export your documents effortlessly
Sync receipts and invoices in a couple of clicks
Simplify your tax filing and financial reporting
Team Management
Get personal and team expenses in control and keep your books tidy
Issue, top-up or limit cards for employees in clicks
Get employees' receipts uploaded with just a camera tap
Bulk export of documents and transactions data
Invoicing
Simple, powerful — built to get you paid twice as fast
Shared in seconds via email or messenger
One-click payment link in every invoice you send
Customers are reminded about overdue payments with smart notifications
Team Management
Get personal and team expenses in control and keep your books tidy
Issue, top-up or limit cards for employees in clicks
Get employees' receipts uploaded with just a camera tap
Bulk export of documents and transactions data
Invoicing
Simple, powerful — built to get you paid twice as fast
Shared in seconds via email or messenger
One-click payment link in every invoice you send
Customers are reminded about overdue payments with smart notifications
Read real, authentic reviews
Aafterall good help from Finom.co
Afer a not so good experience, finom.co came with a other solution. I must wait on a new customer from USA. But they are trying to help to solve my problem. They tried every time to help me. In the beginning whit a chatbot. That didn’t give any right awnser. Later i had personal contact. This works s lot better. I hot a lot houd information that can send by WhatsApp to my costumer. I have send it to 1 in Australia. She told me her bank was accepting the iban and information.
She will try to do the payment endvof this month or in December, because her dog can’t fly before January. Hope everything goes well this time, because she us a big client. I lost some from the USA already.
Finom offerd me some compensation for thst. My tnx for all the time they put in to this to keep helping to solve my problems
A Phoelich
5 Nov 2026
Thank you for your service
Thank you for your service. Always quick and professional in responding to clients and helping in sorting out their issues.
Luka Jaksic
4 Nov 2026
They saved me...
I had a really hard time opening a business bank account for our company, which operates as a French branch (succursale) of a different country.
Most fintech banks couldn't open our account and many didn't support the SEPA business(which I needed most for tax officials and AMAZON), while opening an account with a traditional French bank was taking forever. They required so many documents, including financial statements and other paperwork.
What I especially needed was a bank account that supports SEPA B2B Direct Debits, and many fintech banks don't offer this feature. But Finom does!
The whole process took just 2–3 days, and it was surprisingly smooth and straightforward.
I still need to use the account and see how everything works in practice, but so far, Finom has been a lifesaver!
Thank you, Finom!
Jina Lee
4 Nov 2026
Excellent Business Banking Experience with Finom – Modern, Convenient and Reliable
Excellent Business Banking Experience with Finom – Modern, Convenient and Reliable
NAEEM MUHAMMED
9 Nov 2026
Excellent customer service!!!
Excellent customer service!!!
Products and services—super great!!
Wilk
7 Nov 2026
Everytime i become the most important…
Everytime i become the most important information.
Mandy Schnürer-Bergles
7 Nov 2026
Nothing is free, but its ok
Nothing is free. But if the value for money is right, then that's fine. I believe everything is just right here.
Levente Szücs
19 Oct 2026
Very good & quick customer support
Very good & quick customer support. Much better than at other banks. However product UX is not the best. Running into avoidable problems regularly.
Daniel
14 Sept 2026
You helped me with one problem.
You helped me with one problem.
Margit Kühnel
23 Oct 2026
Cyclum Fin
We re waiting for accept of transfer but the contact with Finom is good
Andrey
19 Oct 2026
Read real, authentic reviews
Aafterall good help from Finom.co
Afer a not so good experience, finom.co came with a other solution. I must wait on a new customer from USA. But they are trying to help to solve my problem. They tried every time to help me. In the beginning whit a chatbot. That didn’t give any right awnser. Later i had personal contact. This works s lot better. I hot a lot houd information that can send by WhatsApp to my costumer. I have send it to 1 in Australia. She told me her bank was accepting the iban and information.
She will try to do the payment endvof this month or in December, because her dog can’t fly before January. Hope everything goes well this time, because she us a big client. I lost some from the USA already.
Finom offerd me some compensation for thst. My tnx for all the time they put in to this to keep helping to solve my problems
A Phoelich
5 Nov 2026
Thank you for your service
Thank you for your service. Always quick and professional in responding to clients and helping in sorting out their issues.
Luka Jaksic
4 Nov 2026
They saved me...
I had a really hard time opening a business bank account for our company, which operates as a French branch (succursale) of a different country.
Most fintech banks couldn't open our account and many didn't support the SEPA business(which I needed most for tax officials and AMAZON), while opening an account with a traditional French bank was taking forever. They required so many documents, including financial statements and other paperwork.
What I especially needed was a bank account that supports SEPA B2B Direct Debits, and many fintech banks don't offer this feature. But Finom does!
The whole process took just 2–3 days, and it was surprisingly smooth and straightforward.
I still need to use the account and see how everything works in practice, but so far, Finom has been a lifesaver!
Thank you, Finom!
Jina Lee
4 Nov 2026
Excellent Business Banking Experience with Finom – Modern, Convenient and Reliable
Excellent Business Banking Experience with Finom – Modern, Convenient and Reliable
NAEEM MUHAMMED
9 Nov 2026
Excellent customer service!!!
Excellent customer service!!!
Products and services—super great!!
Wilk
7 Nov 2026
Everytime i become the most important…
Everytime i become the most important information.
Mandy Schnürer-Bergles
7 Nov 2026
Nothing is free, but its ok
Nothing is free. But if the value for money is right, then that's fine. I believe everything is just right here.
Levente Szücs
19 Oct 2026
Very good & quick customer support
Very good & quick customer support. Much better than at other banks. However product UX is not the best. Running into avoidable problems regularly.
Daniel
14 Sept 2026
You helped me with one problem.
You helped me with one problem.
Margit Kühnel
23 Oct 2026
Cyclum Fin
We re waiting for accept of transfer but the contact with Finom is good
Andrey
19 Oct 2026
Read real, authentic reviews
Aafterall good help from Finom.co
Afer a not so good experience, finom.co came with a other solution. I must wait on a new customer from USA. But they are trying to help to solve my problem. They tried every time to help me. In the beginning whit a chatbot. That didn’t give any right awnser. Later i had personal contact. This works s lot better. I hot a lot houd information that can send by WhatsApp to my costumer. I have send it to 1 in Australia. She told me her bank was accepting the iban and information.
She will try to do the payment endvof this month or in December, because her dog can’t fly before January. Hope everything goes well this time, because she us a big client. I lost some from the USA already.
Finom offerd me some compensation for thst. My tnx for all the time they put in to this to keep helping to solve my problems
A Phoelich
5 Nov 2026
Thank you for your service
Thank you for your service. Always quick and professional in responding to clients and helping in sorting out their issues.
Luka Jaksic
4 Nov 2026
They saved me...
I had a really hard time opening a business bank account for our company, which operates as a French branch (succursale) of a different country.
Most fintech banks couldn't open our account and many didn't support the SEPA business(which I needed most for tax officials and AMAZON), while opening an account with a traditional French bank was taking forever. They required so many documents, including financial statements and other paperwork.
What I especially needed was a bank account that supports SEPA B2B Direct Debits, and many fintech banks don't offer this feature. But Finom does!
The whole process took just 2–3 days, and it was surprisingly smooth and straightforward.
I still need to use the account and see how everything works in practice, but so far, Finom has been a lifesaver!
Thank you, Finom!
Jina Lee
4 Nov 2026
Excellent Business Banking Experience with Finom – Modern, Convenient and Reliable
Excellent Business Banking Experience with Finom – Modern, Convenient and Reliable
NAEEM MUHAMMED
9 Nov 2026
Excellent customer service!!!
Excellent customer service!!!
Products and services—super great!!
Wilk
7 Nov 2026
Everytime i become the most important…
Everytime i become the most important information.
Mandy Schnürer-Bergles
7 Nov 2026
Nothing is free, but its ok
Nothing is free. But if the value for money is right, then that's fine. I believe everything is just right here.
Levente Szücs
19 Oct 2026
Very good & quick customer support
Very good & quick customer support. Much better than at other banks. However product UX is not the best. Running into avoidable problems regularly.
Daniel
14 Sept 2026
You helped me with one problem.
You helped me with one problem.
Margit Kühnel
23 Oct 2026
Cyclum Fin
We re waiting for accept of transfer but the contact with Finom is good
Andrey
19 Oct 2026
Security is our top priority
GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords
Security is our top priority
GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords
Security is our top priority
GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords
FAQ
Do I get a French IBAN?
Yes, you will! Finom has a license that allows customers to receive a French IBAN.
How safe is my money with Finom?
Is my data safe with Finom?
Under which license does Finom operate?
Who are Finom's investors?
Can entrepreneurs from any country open an account?
As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?
How can I withdraw funds from my account or make deposits into it?
Can I make SEPA and international transfers with Finom (like SWIFT or similar)?
What documents do I need to open an account?
Who is the legal representative?
Which legal forms does Finom support in France?
FAQ
Do I get a French IBAN?
Yes, you will! Finom has a license that allows customers to receive a French IBAN.
How safe is my money with Finom?
Is my data safe with Finom?
Under which license does Finom operate?
Who are Finom's investors?
Can entrepreneurs from any country open an account?
As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?
How can I withdraw funds from my account or make deposits into it?
Can I make SEPA and international transfers with Finom (like SWIFT or similar)?
What documents do I need to open an account?
Who is the legal representative?
Which legal forms does Finom support in France?
FAQ
Do I get a French IBAN?
Yes, you will! Finom has a license that allows customers to receive a French IBAN.
How safe is my money with Finom?
Is my data safe with Finom?
Under which license does Finom operate?
Who are Finom's investors?
Can entrepreneurs from any country open an account?
As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?
How can I withdraw funds from my account or make deposits into it?
Can I make SEPA and international transfers with Finom (like SWIFT or similar)?
What documents do I need to open an account?
Who is the legal representative?
Which legal forms does Finom support in France?