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Finom pricing and plans

Subscription plans at a fair cost tailored to fit your business.

Price

Solo

Start

Start

Get lifetime access for the cost of 1 year
Start trial
Black Friday deal

Premium

Get lifetime access for the cost of 1 year
Start trial
Black Friday deal

Solo

Start

Premium

Price per month (paid monthly)

excl. VAT
0 €
9 €
28 €

Price per month (paid annually)

excl. VAT
0 €
7 € you save 24 €
24 € you save 48 €

0 €

7 €
/month (paid annually) (excl. VAT)
you save 24 €

9 € /month (Paid monthly) (excl. VAT)

Black Friday deal
Get lifetime access for the cost of 1 year

24 €
/month (paid annually) (excl. VAT)
you save 48 €

28 € /month (Paid monthly) (excl. VAT)

Black Friday deal
Get lifetime access for the cost of 1 year

All-in-one Business Platform

Users included

1

2

5

Cashback

0 %

2 %

3 %

Access to Business Platform

Accounting integrations

All transactions history in smart dashboards

Real-time notifications

Multi-Companies

Number of connected banks and payment service provider

Mobile app (iOS & Android)

99% guaranteed uptime SLA

Role and user management

Accountant access

Manual access to wallets for team members

Visual analytics of income and expenses

Dark theme

Invoicing

Invoices (in/out)

Fast invoice payments by your customers

Invoices statuses tracking

Invoicing API access

Invoice and receipt recognition (Free while beta)

Manual reconciliation of invoices and receipts

Credit notes

Customization of invoice templates

Automatic collection of documents

Start
Start trial

Get lifetime access for the cost of 1 year

Start trial

Get lifetime access for the cost of 1 year

Additional fees for special services

Provided by Finom

Monthly fee for extra team member

4 € after 1 team member

2 € after 2 team member

1 € after 5 team member

Fee per recognized document (Free while beta)

free

free

free

Provided by Finom Payments

IBAN for global transfers

Physical VISA card issuance (up to 3 per user)

Physical card monthly maintenance

3 €

0 €

0 €

Physical VISA cards for business owners

0 €

0 €

0 €

Physical VISA cards for team members

0 €

0 €

0 €

Physical VISA card reissuance

0 €

0 €

0 €

Monthly fee for the inactive physical card

0 €

1 €

0 €

Virtual VISA card issuance (unlimited)

Virtual VISA cards for team members

0 €

0 €

0 €

Monthly fee for the inactive virtual card

1 €

0,5 €

0 €

Card payments in EUR (except for certain MCCs)

0 €

0 €

0 €

Card payment limit per card (per month)

50.000 €

50.000 €

50.000 €

Card payments in foreign currency (non-EUR)

0 € - 500 €

3 %

0 %

0 %

500 € - 1.000 €

3 %

2 %

1 %

1.000 €+

3 %

2 %

1 %

Card payments for certain MCCs (%, minimum 1 €)

0 € - 500 €

3 %

2 %

1 %

500 € - 2.500 €

4 %

3 %

2 %

2.500 € - 5.000 €

5 %

4 %

3 %

5.000 €+

6 %

5 %

4 %

ATM withdrawal limit per card (per month)

500 €

2.000 €

5.000 €

Fee for ATM withdrawal amounts (applicable for all cards)

0 € - 500 €

1 %

0 %

0 %

500 € - 2.000 €

3 %

1 %

0 %

2.000 € - 5.000 €

5 %

5 %

3 %

5.000 € - 10.000 €

8 %

8 %

5 %

10.000 €+

8 %

8 %

8 %

Fee for ATM withdrawals in foreign currency (non-EUR)

3 %

2 %

1 %

Monthly fee for extra wallet

4 € after 1 wallets

2 € after 2 wallets

1 € after 3 wallets

Fee for outgoing SEPA transfers & Direct Debits

2 €

0 €

0 €

Fee for extra SEPA OUT & Direct Debit transfers (per month)

0,1 % after 25.000 €

0,1 % after 50.000 €

0,1 % after 100.000 €

Decline of Direct Debit

5 €

5 €

5 €

Fee for SEPA Instant transfers

0 € - 500 €

1 €

1 €

1 €

500 € - 2.000 €

3 €

3 €

3 €

2.000 €+

5 €

5 €

5 €

Transfers between Finom's users in a few seconds

0 €

0 €

0 €

Outgoing international payments (fee per payment)

5 €

5 €

5 €

Incoming international payments (fee per payment)

5 €

5 €

5 €

Fee for the volume of outgoing international payments

2 %

0,9 %

0,8 %

Fee for coverage of the International transfer cost, optional

35 €

35 €

35 €

Processing bulk payments

Customizable transaction categories and tags

Scheduled payments

Repeat payment

Provided by Solaris

IBAN for global transfers

Physical VISA card issuance (1 per user)

Physical card monthly maintenance

3 €

0 €

0 €

Physical VISA cards for business owners

0 €

0 €

0 €

Physical VISA cards for team members

0 €

0 €

0 €

Physical VISA card reissuance

0 €

0 €

0 €

Monthly fee for the inactive physical card

0 €

1 €

0 €

Virtual card issuance (up to 10 per user)

Virtual VISA cards for team members

0 €

0 €

0 €

Monthly fee for the inactive virtual card

1 €

0,5 €

0 €

Card payments in EUR (except for certain MCCs)

0 €

0 €

0 €

Card payment limit per card (per month)

50.000 €

50.000 €

50.000 €

Card payments in foreign currency (non-EUR)

3 %

2 %

1 %

Card payments for certain MCCs (%, minimum 1 €)

0 € - 500 €

3 %

2 %

1 %

500 € - 2.500 €

4 %

3 %

2 %

2.500 € - 5.000 €

5 %

4 %

3 %

5.000 €+

6 %

5 %

4 %

Fee for ATM withdrawal amounts (applicable for all cards)

0 € - 500 €

1 %

0 %

0 %

500 € - 2.000 €

3 %

1 %

0 %

2.000 € - 5.000 €

5 %

5 %

3 %

5.000 € - 10.000 €

8 %

8 %

5 %

10.000 €+

8 %

8 %

8 %

Fee for ATM withdrawals in foreign currency (non-EUR)

0 € - 500 €

3 %

0 %

0 %

500 € - 1.000 €

3 %

2 %

1 %

1.000 €+

3 %

2 %

1 %

Monthly fee for extra wallet

4 € after 1 wallets

2 € after 2 wallets

1 € after 3 wallets

Fee for outgoing SEPA transfers & Direct Debits

2 €

0 €

0 €

Fee for extra SEPA OUT & Direct Debit transfers (per month)

0,1 % after 25.000 €

0,1 % after 50.000 €

0,1 % after 100.000 €

Fee for SEPA Instant transfers

€ 0 — € 500

1 €

1 €

1 €

€ 500 — € 2,000

3 €

3 €

3 €

€ 2,000+

5 €

5 €

5 €

Transfers between Finom's users in a few seconds

0 €

0 €

0 €

Incoming international payments in EUR

0,5 %

0,4 %

0,3 %

Processing bulk payments

Customizable transaction categories and tags

Scheduled payments

Repeat payment

Additional fees for special services

Provided by Finom

Express delivery of Finom Card

15 €

15 €

15 €

Provided by Finom Payments

Reference letter fee for business

80 €

80 €

80 €

Business Account Closure Refund Processing Fee

5 €

5 €

5 €

Recall of outgoing SEPA SCT

15 €

15 €

15 €

Inquiry on SEPA SCT (Payment Investigation)

15 €

15 €

15 €

Recall of international payments

60 €

60 €

60 €

Outgoing payment investigation

Incoming payment investigation

Fee for providing MT103

20 €

20 €

20 €

Fee for MT199 request

45 €

45 €

45 €

Audit confirmation statement

100 €

100 €

100 €

Refusal to redeem an authorized direct debit due to insufficient account balance

1 €

1 €

1 €

Unarranged negative balance on Finom Business Account

1 € per day

1 € per day

1 € per day

Dunning letter (per letter)

5 €

5 €

5 €

Card dispute for an authorised transaction (per transaction)

30 €

30 €

30 €

Administrating irregularities applied to the Finom Business Account

25 €

25 €

25 €

Personal account manager

Onboarding fee

Applied individually

Applied individually

Applied individually

Compliance fee

Please note that certain services are directly provided to you by a payment institution. Finom charges you for the platform services.

For our detailed price list, download PDF here