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Discover endless benefits with our debit cards

Free physical and virtual cards for freelancers and SMEs powered by next-level expense management solution

Order card

You spend, we pay back

Cashback up to 3%

Issue cards for you and your team

Get your German IBAN opened fully online and issue VISA cards for you and your team

  • Free cards included in every plan, no hidden commissions

  • ATM monthly withdrawal limit up to € 5 000 per card

  • Up to 3% cashback

  • Special offers from our partners

Learn more

A virtual card you will never lose

Forget magnetic strips and enjoy secure online and in-store payments right from your smartphone

  • Issue, top-up or block with just a click

  • Stay within your budget and never exceed your prepaid limit

  • Pay on the go with Apple Pay & Google Pay

Learn more

Control your spending flow

Use your business account to manage team expenses and enhance your financial planning

  • Empower your employees with debit cards for any purpose

  • Set individual limits and spending policies

  • Enjoy real-time expenses tracking in customizable dashboards

Learn more

Finom pricing and plans

Subscription plans at a fair cost tailored to fit your business.

Solo

For freelancers who need simple, essential features

You save € 36

Basic

For individual entrepreneurs and companies looking to scale their business

You save € 48

Smart

For growing businesses that need advanced features to manage their increasing operations

€ 0 / month€ 0 / monthOpen account

excl. VAT

€ 12 / month€ 9 / month30-day trial

excl. VAT

€ 28 / month€ 24 / month30-day trial

Business account

Business account

Business account

Users included

1

Users included

2

Users included

Cashback

0%

Cashback

1%

Cashback

3%

AI Assistant

AI Assistant

AI Assistant

Chat support

Up to 1 business day

Chat support

Up to 3 hours

Chat support

Up to 3 minutes

Account Manager

Account Manager

Account Manager

Payment Solutions

Provided by Finom Payments/Solaris SE

Payment Solutions

Provided by Finom Payments/Solaris SE

Payment Solutions

Provided by Finom Payments/Solaris SE

Personal IBAN (unique account number for global transfers)

Personal IBAN (unique account number for global transfers)

Personal IBAN (unique account number for global transfers)

Free outgoing SEPA transfers

€2.500

Free outgoing SEPA transfers

€25.000

Free outgoing SEPA transfers

€50.000

Free VISA physical cards per user

0

Free VISA physical cards per user

1

Free VISA physical cards per user

3

Free VISA virtual cards per user

1

Free VISA virtual cards per user

3

Free VISA virtual cards per user

10

Outgoing international payments

1%

Outgoing international payments

0.50%

Outgoing international payments

0.40%

Role and user management

Role and user management

Role and user management

Scheduled payments

Scheduled payments

Scheduled payments

Bulk payments

Bulk payments

Bulk payments

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Security is our top priority

  • GDPR Compliance

    Our servers are protected and hosted in the European Union

  • Reliable partners

    To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

  • Safeguarded funds: unlimited

    We have a separate Safeguarding Foundation supervised by the DNB to manage your money

  • Passkeys and 3D Secure

    Your money is protected with secure passwordless authentication and single-use passwords

Learn more

Customer support, providing real-time care

Help is just a click away
Interactive Help Center available 24 hours
Fast response time

Contact us on e-mail: [email protected]