Discover endless benefits with our debit cards

Free physical and virtual cards for freelancers and SMEs powered by next-level expense management solution

You spend, we pay back

Cashback up to 3%

Issue cards for you and your team

Get your German IBAN opened fully online and issue VISA cards for you and your team

  • Free cards included in every plan, no hidden commissions
  • ATM monthly withdrawal limit up to € 5 000 per card
  • Up to 3% cashback
  • Special offers from our partners
Learn more

A virtual card you will never lose

Forget magnetic strips and enjoy secure online and in-store payments right from your smartphone

  • Issue, top-up or block with just a click
  • Stay within your budget and never exceed your prepaid limit
  • Pay on the go with Apple Pay & Google Pay
Learn more

Control your spending flow

Use your business account to manage team expenses and enhance your financial planning

  • Empower your employees with debit cards for any purpose
  • Set individual limits and spending policies
  • Enjoy real-time expenses tracking in customizable dashboards
Learn more

5 steps to organize it all

  1. 01

    Issue cards for you and your team

  2. 02

    Customize limits & set spending policies

  3. 03

    Track expenses

  4. 04

    Collect documents

  5. 05

    Export accounting-ready data

Finom pricing and plans

Subscription plans at a fair cost tailored to fit your business.

Solo

For freelancers who need simple, essential features

0

/ month

0

/ month

Open account

Smart

Save 20% with 6-month or annual plan
For growing businesses that need advanced features to manage their increasing operations

23

/ month

excl. VAT

19

/ month

excl. VAT

You save 48

30-day trial

Business account

Business account

Users included

1

Users included

Cashback

0 %

Cashback

3 %

AI Assistant

AI Assistant

Chat support

Up to 1 business day

Chat support

Up to 3 minutes

Account Manager

Account Manager

Payment Solutions

Provided by Finom Payments/Solaris SE

Payment Solutions

Provided by Finom Payments/Solaris SE

Personal IBAN (unique account number for global transfers)

Personal IBAN (unique account number for global transfers)

Free outgoing SEPA transfers

€ 2.500

Free outgoing SEPA transfers

€ 50.000

Free VISA physical cards per user

0

Free VISA physical cards per user

3

Free VISA virtual cards per user

1

Free VISA virtual cards per user

10

Outgoing international payments

1 %

Outgoing international payments

0.40 %

Role and user management

Role and user management

Scheduled payments

Scheduled payments

Bulk payments

Bulk payments

Compare plans

Security is our top priority

  • Safeguarded funds: unlimited

    We have a separate Safeguarding Foundation supervised by the DNB to manage your money

  • Passkeys and 3D Secure

    Your money is protected with secure passwordless authentication and single-use passwords

  • GDPR Compliance

    Our servers are protected and hosted in the European Union

  • Reliable partners

    To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Customer support, providing real-time care

  • Help is just a click away

  • Fast response time

  • Interactive Help Center available 24 hours

    24/7

Contact us on e-mail: [email protected]