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Discover endless benefits with our debit cards

Free physical and virtual cards for freelancers and SMEs powered by next-level expense management solution

Order card

You spend, we pay back

Cashback up to 3%

Issue cards for you and your team

Get your German IBAN opened fully online and issue VISA cards for you and your team

  • Free cards included in every plan, no hidden commissions
  • ATM monthly withdrawal limit up to € 10 000 per card
  • Up to 20 free withdrawals per card every month
Learn more

A virtual card you will never lose

Forget magnetic strips and enjoy secure online and in-store payments right from your smartphone

  • Issue, top-up or block with just a click
  • Stay within your budget and never exceed your prepaid limit
  • Pay on the go with Apple Pay & Google Pay
Learn more

Control your spending flow

Use your business account to manage team expenses and enhance your financial planning

  • Empower your employees with prepaid cards for any purpose
  • Set individual limits and spending policies
  • Enjoy real-time expenses tracking in customizable dashboards
Learn more

5 steps to organize it all

  1. 01

    Issue cards for you and your team

  2. 02

    Customize limits & set spending policies

  3. 03

    Track expenses

  4. 04

    Collect documents

  5. 05

    Export accounting-ready data

Finom pricing and plans

Subscription plans at a fair cost tailored to fit your business.

Solo

For freelancers and new entrepreneurs who need simple, essential features

€ 0

/ month

€ 0

/ month

Open account
Recommended

Start

For growing businesses that need advanced features to manage their increasing operations

€ 9

/ month

€ 7

/ month

You save € 24

30-day trial

Premium

For individual entrepreneurs and companies looking to scale their business with enhanced tools and higher limits

€ 28

/ month

€ 24

/ month

You save € 48

30-day trial

Business account

Business account

Business account

Users included

1

Users included

2

Users included

5

Multiaccounts

Multiaccounts

Multiaccounts

Cashback

0 %

Cashback

2 %

Cashback

3 %

Dedicated Account Manager

Dedicated Account Manager

Dedicated Account Manager

Accounting & Invoicing

Accounting & Invoicing

Accounting & Invoicing

Accountant access

Accountant access

Accountant access

Smart Invoicing

Smart Invoicing

Smart Invoicing

Reconciliation of invoices and receipts

Reconciliation of invoices and receipts

Reconciliation of invoices and receipts

Recognition of invoices and receipts

Recognition of invoices and receipts

Recognition of invoices and receipts

30+ accounting integrations

30+ accounting integrations

30+ accounting integrations

Payment Solutions

Provided by Finom Payments/Solaris SE

Payment Solutions

Provided by Finom Payments/Solaris SE

Payment Solutions

Provided by Finom Payments/Solaris SE

Personal IBAN (unique account number for global transfers)

Personal IBAN (unique account number for global transfers)

Personal IBAN (unique account number for global transfers)

Transfers between Finom users

€ 0

Transfers between Finom users

€ 0

Transfers between Finom users

€ 0

SEPA transaction fee

€ 2

SEPA transaction fee

€ 0

SEPA transaction fee

€ 0

VISA physical & virtual cards

VISA physical & virtual cards

VISA physical & virtual cards

Physical card monthly maintenance

€ 3

Physical card monthly maintenance

€ 0

Physical card monthly maintenance

€ 0

International payments (in&out)

€ 5

International payments (in&out)

€ 5

International payments (in&out)

€ 5

Outgoing international payments

2 %

Outgoing international payments

0,9 %

Outgoing international payments

0,8 %

Scheduled payments

Scheduled payments

Scheduled payments

Bulk payments

Bulk payments

Bulk payments

Compare plans

Security is our top priority

Learn more

  • Safeguarded funds: unlimited

    We have a separate Safeguarding Foundation supervised by the DNB to manage your money

  • Passkeys and 3D Secure

    Your money is protected with secure passwordless authentication and single-use passwords

  • GDPR Compliance

    Our servers are protected and hosted in the European Union

  • Reliable partners

    To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Customer support, providing real-time care

  • Dedicated phone or video support

  • Response time less than 1 minute

  • Interactive Help Center available 24 hours

    24/7

Contact us on e-mail: [email protected]