Business account with cashback & e-invoicing

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Fast. Reliable. Effortless.

Effect your payments and control expenses

  • German IBAN in 24 hours

  • International payments

  • Personal assistance in minutes

  • Up to 3% cashback

Hassle-free IBAN

No messy paperwork — experience unparalleled conditions available in the market
For fully functional Solo plan

Account opening fully online

German IBAN in 24 hours

For small businesses, freelancers, and companies under registration

Free physical & virtual cards

Multibanking

To keep all your accounts in one place

Your funds are ring-fenced

Integrations that work

  • 50+ accounting and bookkeeping tools for business

  • Store and export your documents effortlessly

  • Sync receipts and invoices in a couple of clicks

  • Simplify your tax filing and financial reporting

Make payments easily

Free physical and virtual cards for you and your employees
Pay anywhere with ApplePay or GooglePay

Up to 3% cashback

Prime business card

Low fees, high cashback, and global perks for just € 9,99/month
Transfers & Direct Debits

Up to € 5 000

monthly ATM withdrawal limit

International payments to 150+ countries

Join 200K+ users across Europe doing business the easy way

From solopreneurs to scaleups – whatever your size, Finom fits

Customers love Finom

Fully online account opening

via smartphone or desktop

Receive payments faster

Get paid 20%+ faster with the built-in invoicing solution

  • Automated payment notifications

  • One-click payment link

  • Invoice issuance in just 60 seconds

  • E-invoices in different currencies and languages

  • Both XRechnung and ZUGFeRD are supported

Manage your finances

Track your income and expenses in real time

Enjoy full visibility in customizable dashboard

Transactions tracking

with real-time notifications

Issue, top-up or limit cards for employees in clicks

Automated VAT extraction

Take a picture and attach bills with a tap

Running an international business?

Save, exchange, spend, and receive money like a local everywhere. Enjoy worldwide transfers and transparent fees
Currencies exchange at great rates

Manage money in different currencies with no restrictions or fees

Low fees for all global payments in

countries

Fast and secure transfers & Direct Debits

All your business finances in one place

Don’t switch between your banks looking for best billing terms!

Finom pricing and plans

Subscription plans at a fair cost tailored to fit your business.

Basic

For individual entrepreneurs or small teams taking their first steps. Simple, essential tools to start and stay in control

You save 360

Pro

For small to medium-sized businesses ready to scale. The flexibility to grow with advanced features and higher limits

Business account

Business account

Users included

2

Users included

Cashback

1%

Cashback

unlimited cashback up to 0,5%

AI Assistant

AI Assistant

Chat support

Up to 3 hours

Chat support

Up to 3 minutes

Account Manager

Account Manager

Account Management team

Interest Account

Provided by Aksys Global Markets Europe Ltd

Interest Account

Provided by Aksys Global Markets Europe Ltd

Free account setup

Free account setup

Standard rate

0,75%

Standard rate

1,5%

Promo rate for 5 months

5%

Promo rate for 5 months

5%

Payment Solutions

Provided by Finom Payments

Payment Solutions

Provided by Finom Payments

Personal IBAN (unique account number for global transfers)

Personal IBAN (unique account number for global transfers)

Free outgoing SEPA transfers

€25 000

Free outgoing SEPA transfers

€100 000

Free VISA physical cards per user

1

Free VISA physical cards per user

3

Free VISA virtual cards per user

3

Free VISA virtual cards per user

Outgoing international payments

0.50%

Outgoing international payments

0.20%

Role and user management

Role and user management

Scheduled payments

Scheduled payments

Bulk payments

Bulk payments

Compare plans

Security is our top priority

security-label
  • GDPR Compliance

    Our servers are protected and hosted in the European Union

    gdpr
  • Reliable partners

    To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

    banks
  • Safeguarded funds: unlimited

    We have a separate Safeguarding Foundation supervised by the DNB to manage your money

    dnb
  • Passkeys and 3D Secure

    Your money is protected with secure passwordless authentication and single-use passwords

    3d-secure

Customer support, providing real-time care

Help is just a click away

Interactive Help Center available 24 hours

24/7

Fast response time