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Business account with cashback, invoicing and accounting tools

IBAN account opened online for SMEs, Freelancers and companies under Registration

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Trustpilot

Fast. Reliable. Effortless.

Effect your payments and control expenses

  • German IBAN in 24 hours

  • International payments

  • Up to 3% cashback

  • Personal assistance in 1 minute

Black Friday Promo ends in:

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days

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hrs

00

mins

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One payment, permanent access

No tricks, only treats: buy an annual subscription this Black Friday, and never pay again

  • Free SEPA transfers
  • Cashback: up to 3%
  • Accountant access
  • Expert invoicing tools
  • Virtual cards included: unlimited
  • Users included: up to 5
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Hassle-free IBAN

No messy paperwork – experience unparalleled conditions available in the market

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  • German IBAN, opened fully online

    for small businesses, freelancers, and companies under registration

  • Your funds are

    safeguarded

  • € 0

    Fully functional free Solo plan

  • Multibanking

    to keep all your accounts in one place

  • Account opening

    fully online

  • Free physical & virtual cards

Integrations that work

  • 50+ accounting and bookkeeping tools for business
  • Store and export your documents effortlessly
  • Synch receipts and invoices in a couple of clicks
  • Simplify your tax filing and financial reporting
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Make payments easily

Free physical and virtual cards for you and your employees

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  • Exceptional up to 3% cashback

  • On-the-go payments

    with ApplePay or GooglePay

  • S E P A

    Transfers & Direct Debits

  • International payments to 150+ countries

    New

  • Up to € 10 000

    monthly ATM withdrawal limit

Join the ranks of over 100,000 happy clients all across Europe attesting to our responsiveness

Faced any challenges opening a business account? — We're here to find a solution

Receive payments faster

Get paid 20%+ faster with the built-in invoicing solution

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  • Invoices issued in just 60 seconds – physical and digital

  • Automated payment notifications

  • One-click payment link

  • Invoices in different currencies and languages

  • Wachstumschancengesetz-compliant e-invoices

    Coming soon

Customers love Finom

4.5 our average rating based on more than 5,000 reviews

  • 4.7
  • 4.5
  • 5.0

Manage your finances like a pro

Control expenses and simplify accounting

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  • Issue, top-up or limit cards for employees in clicks

  • Enjoy full visibility in customizable dashboard

  • Transactions tracking

    with real-time notifications

  • Automated VAT extraction

  • Take a picture and attach bills with a tap

What you get with Finom

  • IBAN, opened fully online
  • Free physical & virtual cards
  • Up to 3% cashback
  • Apple Pay & Google Pay
  • Accounting software integration
  • Simple yet powerful invoicing
  • Expense management solution
  • In-cloud Document storage

Running an international business?

Save, exchange, spend, and receive money like a local everywhere. Enjoy worldwide transfers and transparent fees

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  • 20+ Currencies exchange at great rates

  • SEPA Fast and secure transfers & Direct Debits

  • Manage money in 24 currencies with no restrictions or fees

  • Low fees for all global payments in 150+ countries

All your business finances in one place

Don’t switch between your banks looking for best billing terms!

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Finom pricing and plans

Subscription plans at a fair cost tailored to fit your business.

-20%

Price

Solo

0 €0 €

StartDetails

Start

7 €9 €

/month (excl. VAT)

you save 24 €

Start trialDetails
Get lifetime access for the cost of 1 year
Black Friday deal

Premium

24 €28 €

/month (excl. VAT)

you save 48 €

Start trialDetails
Get lifetime access for the cost of 1 year
Black Friday deal

Users included

1

2

5

Cashback

0 %

2 %

3 %

Access to Business Platform

Accounting integrations

All transactions history in smart dashboards

Real-time notifications

Multi-Companies

Number of connected banks and payment service provider

Mobile app (iOS & Android)

99% guaranteed uptime SLA

Role and user management

Accountant access

Manual access to wallets for team members

Visual analytics of income and expenses

Dark theme

Compare plans

Security is our top priority

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  • Safeguarded funds: unlimited

    We have a separate Safeguarding Foundation supervised by the DNB to manage your money

  • Passkeys and 3D Secure

    Your money is protected with secure passwordless authentication and single-use passwords

  • GDPR Compliance

    Our servers are protected and hosted in the European Union

  • Reliable partners

    To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Customer support, providing real-time care

  • Dedicated phone or video support

  • Response time less than 1 minute

  • Interactive Help Center available 24 hours

    24/7

Contact us on e-mail: [email protected]