Finom vs N26: a side-by-side comparison
Finom: we have it all and more
Prices
from € 0
for solo proprietors, freelancers, and self-employed
from € 9
with an annual payment for companies
Standard - € 0
Smart - € 4,90
Go - € 9,90
Metal - € 16,90
Dutch IBAN
Cashback
Up to 3%
Up to 0.5%
Free physical cards
Solo - 0
Basic - 2
Smart - unlimited
Pro - unlimited
Grow - unlimited
Up to 3 free cards can be issued per user
Standard - 0
Smart - 1
Go - 1
Metal - 1
Free virtual cards
Unlimited number of FREE cards can be issued per user on any plan
Standard - 1
Smart - 1
You - 1
Metal - 1
Monthly card payment limit
Cash withdrawal
€ 1,000 per day per card
€ 2,500 per week per card
Apple Pay / Google Pay
Cards for team members
Free SEPA & Direct Debit transfers (per month)
Free transfers between Finom users;
SEPA transfers*;
Direct Debit transfers*;
SEPA Instant transfers;
Payments to 150 countries in 17 currencies.
*Free monthly volume depends on the chosen plan.
Free transfers between N26 users;
SEPA Instant transfers.
Smart built-in invoicing
Supported legal forms
Here’s why
Top-notch solution Business account opened from the comfort of your couch in 2 days. Free cards, state-of-the-art invoicing, payments all around the globe, and more;
Never overpay We’re fully digital – no costs on branches. Ever seen our billboards and TV ads? No, we don’t spend on it;
Never walk alone Our lightning-fast phone, video or chat customer support assists you at every step of the way.
Why choose Finom for business?
Free business account
Open a fully functional business account with invoicing for as much as €0
Up to 3% cashback
Use your VISA cards and score cashback that pays the subscription off
Invoicing
Create and send smart invoices in 60 seconds and get paid 20%+ faster
5% p.a. Interest Account
Get a fixed rate for your first 5 months with no lock-ins
1-month free trial available
Customers love Finom
Security is our top priority
GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords
