How can we help you?

Of course! Our customer care team speaks all the languages of the countries we cover, like German, French, Dutch, Italian, Spanish, Polish, and more. And yes, English too, of course. So, language won’t be a barrier when you need assistance.

Yes, you will! Finom has a license that allows customers to receive an Italian IBAN

Finom is a fintech company and NOT a bank. Finom allows you to access some services associated with traditional banking, such as payments, withdrawals, and cards, but in the fastest and smartest way. With Finom, you can set up a business account in a few seconds, check your balance on the go, get cashback of up to 3%, create and send invoices, rely on real-time customer support, delegate tasks to team members, monitor your expenses and incomes, and have them categorized according to your habits.

Founded in the Netherlands in 2019 by a group of experienced fintech entrepreneurs, Finom entered Europe’s market as the smartest and fastest e-invoicing solution. Now Finom is a trusted financial platform with approximately €1 billion in monthly transactions and serves thousands of entrepreneurs from France, Germany, the Netherlands, Belgium, Italy, Spain, and Poland daily.

Finom’s customers include over 100,000 freelancers, self-employed, startups, and small to medium-sized companies from all across Europe.

Finom protects your data and guarantees the highest level of security:
Finom has no access to your online banking credentials, and they are double-encrypted (for additional protection) using passkeys or a one-time password that must be entered each time you try to log in).

All data transfers are transmitted over TLS-encrypted channels and are thereby protected via end-to-end encryption.

We do not store your personal data against your will or without your explicit consent, Finom is GDPR (DSGVO for Germany and RGPD for France) compliant, which means that you can revoke your consent to the processing of your personal data at any time. 

Finom Privacy Policy regulates the processing of your personal data.

At Finom, we are setting new standards for doing business, demonstrating how finances can and should be managed in the modern world – as easily as using your smartphone. With us, you can track your expenses and income and categorize your movement to know where and how you spend. We provide bank account aggregation so you can monitor all your flows in one board. You will have your IBAN, physical and virtual cards loaded with cashback and the chance to manage your invoices, matching them with transactions.

Finom users can rely on fast and prompt Customer Care support that replies and solves all your questions, concerns, and difficulties in a few minutes, in your language. You can reach us via a live chat in the mobile application and the web version or by email during office hours.

PNL Fintech B.V. (Finom) is a cooperating partner of a tech company with a full German banking license Solaris SE (Germany) and an agent of a licensed electronic money institution Finom Payments B.V. (the Netherlands, Belgium, Spain, France, Italy, and other EEA countries). Finom Payments BV (Finom) is a licensed electronic money institution authorized by the Dutch Central Bank, De Nederlandsche Bank (DNB), to operate in the European Union (EU) and the European Economic Area (EEA).

Finom has garnered trust and attracted interest from global investors such as Target Global (Omio, TravelPerk), General Catalyst (Airbnb, Kayak), FJ Labs (top angel investor according to Forbes), Avala Capital (Delivery Hero, Raisin, Billie), NorthZone (Spotify, Klarna), and Entrée Capital (180+ startups in SaaS, AI, Fintech, Security)

Finom is a European fintech company built for entrepreneurs and small to medium-sized enterprises. We believe that small businesses are the foundation of the European economy, so our goal is to simplify the lives of those who provide for half of Europe. 

We came to bring the technologies of the future to business management processes for entrepreneurs, enabling them to spend their resources where it matters the most: on their businesses and themselves. That’s why we combined all these different financial services, such as accounting, financial management, and a business account, into one convenient solution. Early-stage businesses can sign up for an online account within minutes and immediately enjoy our features’ advantages via our mobile and web apps.

No, you won't need to use PEC to sign up for Finom. You can use your regular email.

Yes! Finom has a very cool mobile app available for iOS and Android. To download it on your device you will need to search "Finom Business".Alternatively, simply follow one of these links: If you have an Android device click here, if you have an iOS device click here. Finom app is compatible with Android 6.0 and up, and iOS 11.0 and up.

Yes! Finom has a multi-company option that allows you to connect as many companies as you like to your Finom account . Each company will need to have a separate subscription.

Finom is a certified e-invoicing provider, recognized by the Agenzia delle Entrate. With our service, you can create and send e-invoices that will be transmitted first to the SDI, and then to the Agenzia delle Entrate.

Yes! With Finom you can send regular invoices via email to all of your clients. Sending digital invoices is always free and there is no limit to the number of digital invoices that you can send on the Solo plan.

You can receive e-invoices on Finom thanks to our SDI code KGVVJ2H. Make sure to share the SDI code with your clients and suppliers and to save it on your fiscal drawer.