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Business accounts for construction companies

From managing material costs to coordinating payments

  • Save on high-volume subcontractor payments with competitive fees

  • Manage equipment purchases and material costs

  • Monitor project budgets with dedicated virtual cards

  • Work with international suppliers with fast global transfers

Open a business account

Business accounts created for construction

Discover how our tools simplify your financial management

  • Payment options

    Accept debit and credit cards, or digital wallets

  • Automated transfers

    Set up recurring payments to subcontractors

  • Expense management

    Control your team’s spending in real time

  • Seamless integrations

    Connect your account to bookkeeping platforms

Simplified accounting for construction teams

  • Integrations with 50+ financial management tools

  • Automatic reconciliation and expense matching for projects

  • Expense categorization for better financial visibility

  • Secure accountant access for your finance team

Open a business account

Smart invoicing for the construction industry

Generate clear, compliant invoices fast

  • Support for multiple languages and currencies

  • Automated VAT calculations for construction services

  • Customizable templates for different project types

  • Automated payment reminders for your clients

Project expansion made effortless

With Finom, you can focus on building what’s important

Open account

  • Generate invoices in multiple languages

    for international clients

  • Up to 75% of global transactions settled on the same day

  • SEPA

    Fast and secure transfers & Direct Debits

  • International payments to 150+ countries

  • Contact multilingual customer support that’s there for you

Financial tools designed for modern construction businesses

Crafted to support high-scale businesses

Simplified invoicing

Easily create, send, and track invoices for projects of any size

Secure transactions

Confidently handle large transactions with industry-leading compliance

Multi-user accounts

Grant access for teams across different construction sites and offices

Financial analytics

Get real-time financial insights to forecast budgets and track expenses

Smart cards for construction teams and operations

  • Earn up to 3% cashback and save money on all business purchases
  • Issue physical and unlimited cards – one for every campaign, if needed
  • Set controls for your team and track transactions in real-time
  • Pay effortlessly with Apple Pay & Google Pay
Learn more about cards

Security is our top priority

Learn more

  • Safeguarded funds: unlimited

    We have a separate Safeguarding Foundation supervised by the DNB to manage your money

  • Passkeys and 3D Secure

    Your money is protected with secure passwordless authentication and single-use passwords

  • GDPR Compliance

    Our servers are protected and hosted in the European Union

  • Reliable partners

    To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Get started in a few minutes

Open a business account online with no paperwork

  1. Sign up online from your phone or desktop
  2. Let us verify your data
  3. Get your account ready to use
Open now

FAQ

  • What is a business account, and why does my construction business need it?

    A business account is a financial account for managing company transactions and expenses. It helps you separate personal and business finances, simplify accounting, and access financial tools designed to support business growth – and it is often required legally.

  • Who can open a business account with Finom?

    Our business account works for construction companies of all sizes. Whether you’re an independent contractor, a growing construction firm, or an established building enterprise, you can open an account and save time and money with our financial tools.

  • Is Finom suited for construction firms only?

    While our platform is tailored for construction businesses, any company that handles frequent subcontractor payments or global transfers can benefit from our tools.

  • How does Finom help with payments for multiple construction sites?

    Finom makes site-specific payments easy and transparent. You can send SEPA & Direct Debit transfers to subcontractors and suppliers in over 150 countries and distribute payments with minimal processing delays.